3PEA International, Inc. Announces PayPad(R) V3 PC-POS Payment Terminal

The PayPad(R) V3 PC-POS Payment Terminal is a Plug and Play USB PINpad with

Magnetic Stripe and Chip Card Reader

Jan 31, 2007, 00:00 ET from 3PEA International, Inc.

    LAS VEGAS, Jan. 31 /PRNewswire-FirstCall/ -- 3PEA International, Inc.
 (OTC: TPNL.PK - News), a payment solutions company, announced today its
 latest Payment Terminal, the PayPad V3.
     The PayPad PC-POS Payment Terminal offers one of the industry's
 smallest footprints in a PC-POS device category and at an extremely
 affordable price point. The new modern ergonomic design fits comfortably in
 the hand and makes it easy to use while custom labeling creates a new
 vehicle for brand awareness.
     In response to numerous inquiries and requests from within the payment
 industry, 3PEA has identified and acknowledged the need for affordability,
 convenience, robust flexibility, compact design and has developed a cost-
 effective combination of form and function to address the rapid growth and
 needs of the PC-POS device market. Additionally, the 3PEA new and improved
 architecture, along with its API, allows Windows developers to quickly and
 easily turn any Windows software application into a fully functioning
 payment terminal. Unlike most other MSR/PINpad devices, the PayPad has been
 specifically designed since its inception for seamless integration with the
 Windows Operating System.
     PayPad V3 builds on the strengths of previous versions of the PayPad
 product line while adding higher levels of security and functionality. This
 upgrade will allow PayPad further penetration into traditional
 point-of-sale markets for the growing number of customers implementing
 Windows PC-based POS payment solutions.
     The company will begin accepting orders for the PayPad V3 PC-POS
 Payment Terminals in the second quarter of 2007. The newest PayPad will
 level the playing field by providing affordable deployments to financial
 service companies of all sizes who are currently using or are planning to
 use a Windows PC-based payment solution.
     PayPad V3 is a high-performance USB based peripheral device which
 incorporates an MSR (Magnetic Stripe Reader), EPP (Encrypting PINPad) and
 Smart Card (Integrated Circuit Card) Reader. The new version includes an
 LCD (16x2) display, enhanced tamper features to meet PCI (Payment Card
 Industry) compliance, and designed to be a handheld POS device. It has also
 been upgraded from a USB (Universal Serial Bus) 1.1 to USB 2.0. The PayPad
 V3 meets stringent security requirements, including a processor and RAM
 encased in epoxy with a secure cryptographic module, DES, 3DES, DUKPT and
 3DES DUKPT support.
     For further information about PayPad availability, contact the company
 for details.
     About 3PEA International, Inc.
     3PEA International, Inc., through its wholly owned subsidiary 3PEA
 Technologies, Inc., designs and develops payment solutions including
 proprietary payment terminals, secure key loading systems and various
 payment services. Since 2001, 3PEA has provided online payment solutions
 with specific focus in the area of PIN-Debit transactions. The company now
 provides turnkey and customized payment services to retailers, software
 developers and financial services companies.
     Using its PayPad payment terminals and IP payment gateway solutions,
 3PEA can quickly and cost effectively help customers in various markets to
 payment enable their applications. 3PEA works closely with its customers
 providing qualified payment expertise to produce a payment processing
 solution that best suits their needs. PINsmart(R), PaySign(TM), 3PEA(R) and
 PayPad(R) are registered trademarks or trademarks of 3PEA Technologies,
 Inc. in the United States and/or other countries. Microsoft and Windows are
 either registered trademarks or trademarks of Microsoft Corporation in the
 United States and/or other countries.
     Forward-Looking Statements:
     Certain statements in this news release may contain forward-looking
 information within the meaning of Rule 175 under the Securities Act of 1933
 and Rule 3b-6 under the Securities Exchange Act of 1934, and are subject to
 the safe harbor created by those rules. All statements, other than
 statements of fact, included in this release, including, without
 limitation, statements regarding potential future plans and objectives of
 the companies, are forward- looking statements that involve risks and
 uncertainties. There can be no assurance that such statements will prove to
 be accurate and actual results and future events could differ materially
 from those anticipated in such statements. Technical complications that may
 arise could prevent the prompt implementation of any strategically
 significant plan(s) outlined above. 3PEA International, Inc., undertakes no
 obligation to publicly update or revise any statements in this release,
 whether as a result of new information, future events, or otherwise.
     Mark Newcomer
     Phone: +1-702-453-2221 Ext.:222

SOURCE 3PEA International, Inc.