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Farmers & Merchants Bancorp, Inc. Declares 4th Quarter Dividend

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ARCHBOLD, Ohio, Dec. 21, 2012 /PRNewswire/ -- The Board of Directors of Farmers & Merchants Bancorp, Inc. (OTC Bulletin Board: FMAO), the holding company of The Farmers & Merchants State Bank, with assets of approximately $930 million, at their regular meeting on Friday, December 21, 2012 declared a fourth quarter dividend of twenty cents ($0.20) per share. The fourth quarter dividend is payable on January 20, 2013 to shareholders of record date as of January 2, 2013.

The Farmers & Merchants State Bank is a locally owned and operated community bank that has been serving Northwest Ohio and Northeast Indiana since 1897. The Farmers & Merchants State Bank provides commercial banking, retail banking and other financial services through its 19 offices with locations in Fulton, Defiance, Henry, Williams, and Wood counties in Northwest Ohio.  In Northeast Indiana they have offices located in DeKalb and Steuben counties.

SAFE HARBOR STATEMENT

Farmers & Merchants Bancorp, Inc. ("F&M") wishes to take advantage of the Safe Harbor provisions included in the Private Securities Litigation Reform Act of 1995.  Statements by F&M, including management's expectations and comments, may not be based on historical facts and are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21B of the Securities Act of 1934, as amended.  Actual results could vary materially depending on risks and uncertainties inherent in general and local banking conditions, competitive factors specific to markets in which F&M and its subsidiaries operate, future interest rate levels, legislative and regulatory decisions or capital market conditions.  F&M assumes no responsibility to update this information.  For more details, please refer to F&M's SEC filing, including its most recent Annual Report on Form 10-K and quarterly reports on Form 10-Q.  Such filings can be viewed at the SEC's website, www.sec.gov.

SOURCE Farmers & Merchants Bancorp, Inc.



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