First Defiance Financial Corp. Opens New First Federal Bank Office

Full-service branch offers extended hours

Apr 25, 2005, 01:00 ET from First Defiance Financial Corp.

    DEFIANCE, Ohio, April 25 /PRNewswire-FirstCall/ -- First Federal Bank
 opened a new office on the north side of Defiance today, bringing its total
 number of branches in northwest and west central Ohio to 25. The new 3,800-
 square foot branch is located at 1177 North Clinton Street, at the
 intersection of Stadium Drive. The office replaces the two branches that
 formerly operated on the north side of Defiance at 825 North Clinton St. and
 inside Super Kmart.
     According to James L. Rohrs, President and Chief Operating Officer of
 First Federal Bank, the new north side branch offers amenities such as
 extended evening and weekend hours, similar to the Kmart office's hours, to
 accommodate customer needs. "This office is focused on customer convenience.
 It gives us more space in the lobby to serve customers, and it has four drive-
 up lanes and a drive up ATM. The lobby is open traditional hours Monday
 through Friday, but it's also open from 8:30 a.m. until 4 p.m. on Saturdays,
 which is unusual. The drive-thru will be open on Saturdays from 8:00 until
 4:00 and on Sundays from Noon until 3:00 p.m.," Rohrs said.
     The new facility is a full-service branch offering an array of products
 such as investment services, trust services, insurance products, as well as
 traditional bank loan and deposit products. "Customers can stop in and get any
 financial need met at this office, including mortgage or home equity loans,
 car loans, and investment planning through First Insurance & Investments.  The
 office will be staffed with the experienced personnel from the former Defiance
 north side and Kmart offices, so our customers will continue to receive the
 same exceptional service," Rohrs said.
     Amy Daeger will serve as Defiance Market Manager for the new office as
 well as the 601 Clinton Street office. Robin Castillo is the Assistant Branch
 Manager and Kierstin Joost is providing mortgage and consumer lending services
 at the new office. They can be reached at (419) 782-6626.
     About First Defiance Financial Corp. and First Federal Bank
     First Defiance Financial Corp. (Nasdaq:   FDEF), headquartered in Defiance,
 Ohio, is the holding company for First Federal Bank of the Midwest and First
 Insurance & Investments. First Federal Bank operates 25 full-service branches
 and 31 ATM locations in Northwest and West Central Ohio. First Insurance &
 Investments is the largest property and casualty insurance agency in the
 Defiance, Ohio area and it also specializes in life and group health insurance
 and financial planning.

SOURCE First Defiance Financial Corp.