PNC Bank to Pilot Integrated Electronic Banking, Bill Delivery And Payment Services Through Integrion and CheckFree

Mar 22, 1999, 00:00 ET from PNC Bank Corp.

    PITTSBURGH, March 22 /PRNewswire/ -- PNC Bank, Integrion Financial Network
 and CheckFree today announced plans to pilot a fully integrated, Web-based
 electronic banking, bill delivery and payment service for PNC Bank customers.
     The integrated solution will enable PNC Bank customers to receive, view
 and pay a wide range of bills over the Internet.  Through PNC Bank's Account
 Link by Web, customers will have access to their bank account and bill
 information in a single log-on session, 24 hours a day, seven days a week.  In
 addition to the banking information currently available through Account Link,
 PNC Bank customers will be able to pay all of their bills electronically and
 actually see summary and detailed bills from participating merchants.
     "We are excited to be one of the first banks in the country piloting
 integrated bill payment and presentment," said Martin Evancoe, senior vice
 president of Electronic Commerce for PNC Bank.  "By enhancing Account Link,
 our Web banking service, with this new technology, we believe our customers
 will find this integrated set of services compelling and valuable, month after
     The solution will connect Integrion's Interactive Financial Services (IFS)
 platform and CheckFree's E-Bill and new processing infrastructure with PNC
 Bank's internal systems. For almost a year, PNC, one of the founding owners of
 Integrion, has been using the IFS platform to deliver its Account Link by Web
 electronic banking service.  Account Link by Web has been providing thousands
 of PNC Bank's consumers with around-the-clock access to banking information
 and transaction capabilities.  PNC Bank has also been using CheckFree's bill
 payment service for its customers using personal financial management software
 and telephone bill payment.  The integrated solution will leverage the
 strength and scalability of IFS with the
 state-of-the-art bill delivery and payment technology of CheckFree.  PNC Bank
 will customize and brand the consumer experience to be consistent with its
 current Internet delivery service.
     In addition to the bank's efforts with Account Link, PNC Bank's Treasury
 Management division recently signed an agreement to wholesale CheckFree's
 E-Bill product.
     "Integrion intends to deliver solutions that make Internet banking, bill
 delivery and payment an easy and highly reliable proposition for consumers --
 a one-stop shop at their bank Web site," said William M. Fenimore Jr., chief
 executive officer of Integrion. "We are very enthusiastic about PNC Bank's
 leading initiatives in this arena and are committed to enabling them to
 provide their customers with a compelling experience."
     According to Pete Sinisgalli, chief operating officer for CheckFree,
 "The banking industry has a huge opportunity to drive widespread awareness and
 adoption of electronic billing and payment.  Comprehensive services like the
 solution PNC Bank will be offering its customers are the benchmark for the
 newest generation of online financial management."
     CheckFree currently works with more than 40 of the nation's top billers to
 provide electronic billing and payment, including:  AT&T, Columbia Gas of
 Ohio, Countrywide Home Loans, CUNA Mutual Insurance and MCI WorldCom.
 PNC Mortgage will also participate with CheckFree in this pilot.
     About PNC Bank
     PNC Bank Corp. (NYSE:   PNC), headquartered in Pittsburgh, is one of the
 largest diversified financial services organizations in the United States. Its
 major businesses include Regional Community Banking, Corporate Banking,
 Private Banking, Mortgage Banking, Secured Lending, Asset Management and
 Mutual Fund Servicing.  Visit PNC Bank on the World Wide Web at
     About CheckFree
     Founded in 1981, CheckFree (, the operating subsidiary
 of CheckFree Holdings Corp. (Nasdaq:   CKFR), is the leading provider of
 electronic commerce services, software and related products for more than 2.6
 million consumers, 1,000 businesses and 850 financial institutions. CheckFree
 designs, develops and markets services that enable its customers to make
 electronic payments and collections, automate paper-based recurring financial
 transactions and conduct secure transactions on the Internet.
     About Integrion
     Integrion Financial Network is a leading provider of interactive banking
 and electronic commerce services to financial institutions.  Through the
 Interactive Financial Services (IFS) platform, Integrion offers financial
 institutions a network through which electronic transactions flow from
 multiple consumer access points to a bank's host system and/or processor.
 Technology partnerships with IBM and CheckFree Corporation allow for the
 delivery of flexible, high utility applications that can be employed at a
 financial institution for the benefit of end customers.
     Integrion's operating philosophy allows banks to determine the manner and
 format in which home banking and electronic commerce services are offered,
 ensuring consistency with the bank's full range of services, effective
 branding by the bank and maximum customer benefit.  For more information,
 visit the Integrion web site at