State Laws Continue to Get in the Way of Health Savings Accounts

    ALEXANDRIA, Va., March 19 /PRNewswire-USNewswire/ -- Some states have
 insurance laws that conflict with the requirements for Health Savings
 Accounts (HSAs) and hinder insurers' ability to offer HSA-compatible
 policies. Some of these laws include mandating coverage of certain benefits
 below the deductible amounts specified in HSA rules and not exempting the
 money deposited in HSAs from state taxes.
     "We are seeing some very interesting HSA legislation this year. For
 example, recently, Ohio enacted a law that provides mandate-free high
 deductible health plans for HSAs and now Rhode Island has introduced
 similar legislation," explained CAHI Director Dr. Merrill Matthews.
     The Council for Affordable Health Insurance's updated HSA State
 Implementation Report reviews the state HSA environment and recent
 legislative action in one concise document. To learn more about current HSA
 state implementation issues, please go to, and while
 you're there visit CAHI's HSA Info Center.
     Founded in 1992, CAHI is a non-profit research and advocacy association
 whose mission is to develop and promote free market solutions to America's
 health care challenges. CAHI's membership includes health insurance
 companies (active in the individual, small group, HSA and senior markets),
 small businesses, physicians, actuaries and insurance brokers.

SOURCE Council for Affordable Health Insurance

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