Sun Belt Dominates First Half 2009 Foreclosure Rankings but Unemployment-Related Foreclosures May Be Spreading

Las Vegas, Cape Coral-Fort Myers and Merced Post Top Metro Foreclosure Rates; Cities in Oregon, Utah, Idaho, Arkansas Show Significant Growth

IRVINE, Calif., July 30 /PRNewswire/ -- RealtyTrac((R)) (www.realtytrac.com), the leading online marketplace for foreclosure properties, today released its Midyear 2009 Metropolitan Foreclosure Market Report, which shows that cities in California, Florida, Nevada and Arizona continued to document the nation's highest foreclosure rates in the first half of 2009, with those states accounting for 35 of the 50 highest foreclosure rates among metro areas with a population of 200,000 or more.

While some of the most foreclosure-saturated metro areas in Michigan, Ohio, Indiana and California posted declining foreclosure activity in the first six months of 2009, other areas of the country not previously considered foreclosure hot spots have seen increased levels of activity. More than 20 percent of the metro areas which showed above average levels of foreclosure activity were in states such as Oregon, Idaho, Utah, Arkansas, Illinois and South Carolina, suggesting that much of the new foreclosure activity may be more directly related to growing unemployment than continuing fallout from subprime and adjustable rate loans.

"Foreclosure activity continued its upward trajectory nationwide and in the majority of metro areas in the first half of the year, but there are some significant differences beginning to show up in the data," said James J. Saccacio, chief executive officer of RealtyTrac. "While some of the markets that had the highest saturation of foreclosures over the past few years have seen declining rates, new markets like Provo, Utah, and Boise, Idaho, have seen large increases. As unemployment rates increase in different parts of the country, it's very likely that we'll see similar patterns develop elsewhere."

Top metro foreclosure rates

Las Vegas posted the nation's highest metro foreclosure rate, with 7.45 percent of its housing units (one in 13) receiving at least one foreclosure filing in the first half of 2009 -- more than six times the national average. A total of 58,691 Las Vegas properties received a foreclosure filing during the first half of 2009, a 22 percent increase from the previous six months and a 56 percent increase from the first half of 2009.

The Cape Coral-Fort Myers metro area in Florida documented the second highest metro foreclosure rate in the first half of 2009, with 7.20 percent of its housing units (one in every 14) receiving at least one foreclosure filing, and Merced, Calif., documented the third highest metro foreclosure rate, with 6.89 percent of its housing units (one in 15) receiving at least one foreclosure filing. Both Cape Coral-Fort Myers and Merced reported a slight decrease in foreclosure activity from the previous six months but still reported increasing foreclosure activity from the first half of 2008.

Other metro areas in the top 10 were the California cities of Riverside-San Bernardino-Ontario (5.73 percent), Stockton (5.64 percent), Modesto (5.38 percent), Bakersfield (4.53 percent) and Vallejo-Fairfield (4.48 percent), along with the Phoenix metro area (4.44 percent) and the Orlando, Fla., metro area (4.28 percent). All seven of these metro areas except for Stockton and Modesto reported increasing foreclosure activity from the previous six months and from the first six months of 2008.

Declining foreclosure activity in some foreclosure hot spots

Foreclosure activity in Stockton decreased nearly 4 percent from the previous six months and nearly 13 percent from the first half of 2008, and foreclosure activity in Modesto decreased nearly 3 percent from the previous six months and more than 9 percent from the first half of 2008.

With 1.86 percent of its housing units receiving a foreclosure filing in the first half of 2009, Detroit's foreclosure rate continued to rank among the top 50 metro foreclosure rates, but foreclosure activity there decreased 8 percent from the previous six months and 16 percent from the first half of 2008. Detroit's foreclosure rate ranked highest in the nation in RealtyTrac's 2006 and 2007 reports.

Foreclosure activity in Cleveland, which posted the nation's sixth highest foreclosure rate in 2007, decreased 11 percent from the previous six months and 30 percent from the first half of 2008. With 1.36 percent of its housing units (one in 73) receiving at least one foreclosure filing, Cleveland's foreclosure rate was still above the national average but was not among the top 50 metro foreclosure rates in the first half of 2009.

Other hard-hit Rust Belt cities posting year-over-year declines were Indianapolis and the Ohio cities of Toledo and Columbus.

Report methodology

The RealtyTrac U.S. Foreclosure Market Report provides a count of the total number of properties with at least one foreclosure filing reported during the first six months of 2009. Data is also available at the individual county level and MSA level for Midyear 2009, Q2 2009 and June 2009. Data is collected from more than 2,200 counties nationwide, and those counties account for more than 90 percent of the U.S. population. RealtyTrac's report incorporates documents filed in all three phases of foreclosure: Default -- Notice of Default (NOD) and Lis Pendens (LIS); Auction -- Notice of Trustee Sale and Notice of Foreclosure Sale (NTS and NFS); and Real Estate Owned, or REO properties (that have been foreclosed on and repurchased by a bank). If more than one foreclosure document is filed against a property during the month or quarter, only the most recent filing is counted in the report.

U.S. Metro Foreclosure Market Data - Jan to Jun 2009

    U.S. Metro Foreclosure Market Data - Jan to Jun 2009

                        Properties                      % Change   % Change
    Rate                 with FC    % Housing   1/every  from Jul-  from Jan-
     Rank   Metro Name   Filings      Units      X HU    Dec 08     Jun 08
    --  U.S. Total      1,528,364      1.19        84      9.46     14.66

    1  Las Vegas-Paradise,
        NV Total           58,691      7.45        13     22.20     56.22
    2  Cape Coral-Fort
        Myers, FL Total    25,926      7.20        14     -2.66     26.06
    3  Merced, CA Total     5,725      6.89        15     -2.00     14.73
    4  Riverside-San
        Bernardino-
        Ontario, CA Total  82,339      5.73        17     11.41     11.75
    5  Stockton, CA Total  12,787      5.64        18     -3.96    -12.79
    6  Modesto, CA Total    9,344      5.38        19     -2.75     -9.21
    7  Bakersfield,
        CA Total           12,176      4.53        22     10.62     17.34
    8  Vallejo-
        Fairfield, CA Total 6,706      4.48        22      3.92      6.63
    9  Phoenix-Mesa-
       Scottsdale, AZ
       Total               74,053      4.44        22     10.96     51.71
    10 Orlando-Kissimmee,
        FL Total           37,801      4.28        23     15.32     76.23
    11 Port St. Lucie,
       FL Total             8,249      4.00        25      1.76     27.50
    12 Naples-Marco
        Island, FL Total    6,990      3.64        27     12.22     56.90
    13 Reno-Sparks,
        NV Total            6,515      3.63        28     31.86     88.73
    14 Miami-Fort
        Lauderdale-
        Pompano Beach,
        FL Total           85,399      3.54        28     11.35     40.87
    15 Sacramento--
        Arden-Arcade--
        Roseville,
        CA Total           29,324      3.46        29      8.58      1.51
    16 Salinas, CA
        Total               4,339      3.11        32     -8.52     -0.94
    17 Fresno, CA Total     9,375      3.08        32     14.74     17.13
    18 Visalia-
        Porterville,
        CA Total            3,948      2.91        34     25.97     50.63
    19 Deltona-Daytona
        Beach-Ormond
        Beach, FL Total     6,635      2.69        37     15.92     46.82
    20 San Diego-
        Carlsbad-
        San Marcos,
        CA Total           30,297      2.67        37      6.91     -0.05
    21 Lakeland,
        FL Total            7,407      2.67        37      3.36     47.52
    22 Sarasota-
        Bradenton-
        Venice, FL Total   10,364      2.66        38     -4.20     18.11
    23 Tampa-St.
        Petersburg-
        Clearwater, FL
        Total              33,906      2.58        39     -2.98     31.50
    24 Ocala, FL Total      4,086      2.57        39     22.34     79.53
    25 Oxnard-Thousand
        Oaks-Ventura,
        CA Total            6,762      2.48        40     15.45     18.67
    26 Los Angeles-Long
        Beach-Santa Ana,
        CA Total          106,105      2.41        42     27.07     29.95
    27 Prescott, AZ Total   2,518      2.41        42     48.20     91.34
    28 Palm Bay-Melbourne
        -  Titusville,
        FL Total            6,316      2.38        42     -2.52     20.05
    29  Greeley, CO Total   2,156      2.33        43     14.01    -11.53
    30  Jacksonville,
         FL Total          13,556      2.32        43     25.16     59.44
    31  Provo-Orem,
         UT Total           3,168      2.24        45     62.88    128.57
    32  Boise City-
         Nampa, ID Total    5,214      2.21        45     46.50   121.21*
    33  Santa Rosa-
         Petaluma,
         CA Total           4,164      2.11        47      4.83     21.51
    34  Fayetteville
         -Springdale-
          Rogers, AR-MO
          Total             3,838      2.09        48     19.53     65.50
    35  Atlanta-Sandy
         Springs-Marietta,
         GA Total          42,799      2.02        49     10.93     11.47
    36  San Francisco-
         Oakland-Fremont,
         CA Total          32,439      1.92        52      7.69      8.74
    37  San Jose-
         Sunnyvale-Santa
         Clara, CA Total   11,924      1.89        53     10.51     17.56
    38  Detroit-Warren-
         Livonia, MI
         Total             35,352      1.86        54     -8.23    -16.37
    39  Chicago-
          Naperville-
          Joliet, IL-
          IN-WI Total      63,573      1.69        59     21.60     30.31
    40  Tucson, AZ Total    7,107      1.67        60     17.70     61.96
    41  Santa Cruz-
         Watsonville,
         CA Total           1,693      1.65        61     15.09     20.58
    42  Santa Barbara-
         Santa Maria-
         Goleta, CA Total   2,483      1.64        61      5.66     11.00
    43  Memphis, TN-
         MS-AR Total        8,598      1.57        64      0.29  -16.06++
    44  Flint, MI Total     3,028      1.53        65     -7.60    -17.04
    45  Denver-Aurora,
         CO Total          15,630      1.50        67     -7.90    -29.43
    46  Indianapolis-
         Carmel, IN Total  11,037      1.48        68      0.44    -11.98
    47  San Luis Obispo-
         Paso Robles,
         CA Total           1,706      1.47        68     29.54     60.79
    48  Columbus,
         OH Total          11,231      1.45        69      1.44     -5.69
    49  Colorado
         Springs, CO Total  3,690      1.44        69      5.19      8.27
    50  Lansing-
         East Lansing,
         MI Total           2,822      1.44        70     23.45     17.63
    51  Toledo, OH Total    4,298      1.43        70     -1.94    -10.85
    52  Pensacola-Ferry
         Pass-Brent,
         FL Total           2,793      1.42        71      9.19     23.09
    53  Rockford,
         IL Total           2,029      1.41        71     24.94     15.09
    54  Canton-Massillon,
         OH Total           2,443      1.38        73     -2.71    -17.05
    55  Washington-
          Arlington-
          Alexandria,
          DC-VA-MD-WV
          Total            29,211      1.37        73    -7.52+    -9.56+
    56  Cleveland-
         Elyria-Mentor,
         OH Total          12,862      1.36        73    -11.45    -30.34
    57  Chico, CA Total     1,289      1.36        74     14.99     47.48
    58  Salt Lake City,
         UT Total           5,322      1.36        74     22.71     63.15
    59  Ogden-
         Clearfield,
         UT Total           2,397      1.35        74     49.91     82.00
    60  Portland-
         Vancouver-
         Beaverton, OR-
         WA Total          11,647      1.31        76     64.53    112.73
    61  Grand Rapids-
         Wyoming, MI Total  4,178      1.31        76      2.05     13.72
    62  Charleston-North
         Charleston, SC
         Total              3,629      1.29        78     25.83   364.66*
    63  Dayton, OH Total    4,717      1.24        81      1.27    -19.55
    64  Salem, OR Total     1,724      1.18        85     69.02    101.64
    65  Macon, GA Total     1,138      1.11        90     14.60      5.37
    66  Minneapolis-St.
         Paul-Bloomington,
         MN-WI Total       14,629      1.11        90     39.43     58.63
    67  Holland-Grand
         Haven, MI Total    1,068      1.06        94     35.02     36.40
    68  Gainesville,
         FL Total           1,220      1.06        94     41.53     91.82
    69  Akron, OH Total     3,222      1.05        96    -30.12    -39.34
    70  Milwaukee-
         Waukesha-West
         Allis, WI Total    6,789      1.04        97     27.52      1.88
    71  Green Bay, WI Total 1,380      1.03        97    117.67   146.87*
    72  Ann Arbor, MI Total 1,440      0.98       102     -4.89    -15.34
    73  Cincinnati-
         Middletown,
         OH-KY-IN Total     8,827      0.97       103     -5.73    -11.52
    74  Greenville-
         Mauldin-Easley,
         SC Total           2,594      0.97       104     22.82   138.64*
    75  Fort Wayne, IN
         Total              1,681      0.95       106    -12.31    -14.19
    76  Seattle-Tacoma
         -Bellevue, WA
         Total             13,179      0.94       107     25.73     71.96
    77  Saginaw-Saginaw
         Township North,
         MI Total             823      0.93       108     -7.01    -26.52
    78  Fort Collins-
         Loveland, CO Total 1,179      0.93       108      2.61    -13.05
    79  Youngstown-Warren
         -Boardman, OH-PA
         Total              2,406      0.92       109     -0.62    -14.80
    80  Kalamazoo-
         Portage, MI Total  1,308      0.90       111     -3.04      3.56
    81  Atlantic City,
         NJ Total           1,131      0.89       112    -20.96     14.47
    82  Worcester, MA Total 2,828      0.89       112     -1.87    -38.06
    83  Savannah, GA Total  1,282      0.89       112     34.10     18.59
    84  Tallahassee,
         FL Total           1,391      0.88       114     24.09     61.93
    85  Myrtle Beach-
         Conway-North
         Myrtle Beach,
         SC Total           1,420      0.84       118   255.89*   342.37*
    86  Kansas City,
         MO-KS Total        7,087      0.82       122    -4.35+    -8.27+
    87  South Bend-
         Mishawaka, IN-MI
         Total              1,126      0.81       124     -4.33    -10.49
    88  Olympia, WA Total     809      0.81       124      5.20     66.80
    89  Manchester-
         Nashua, NH Total   1,297      0.80       125      1.89     16.53
    90  Eugene-
         Springfield,
         OR Total           1,188      0.80       126     55.09    100.34
    91  St. Louis, MO-
         IL Total           9,713      0.79       127   -18.45+   -21.16+
    92  Virginia Beach-
         Norfolk-Newport
         News, VA-NC Total  5,284      0.78       129    10.18+   127.56+
    93  Chattanooga, TN-
         GA Total           1,759      0.77       130     11.75   -6.93++
    94  Little Rock-
         North Little
         Rock-Conway,
         AR Total           2,264      0.77       130     -5.71      7.25
    95  Birmingham-
         Hoover, AL Total   3,814      0.76       131   217.04*   271.37*
    96  Dallas-Fort Worth
         -Arlington, TX
          Total            18,037      0.76       131      6.63    -16.52
    97  New Haven-Milford,
         CT Total           2,585      0.74       135    -16.02    -30.77
    98  Mobile, AL Total    1,313      0.73       136    75.30*    28.22*
    99  York-Hanover, PA
         Total              1,272      0.73       137     16.91     57.04
    100  Tulsa,
          OK Total          2,835      0.71       140      6.34      0.39
    101  Brownsville-
          Harlingen, TX
          Total             1,021      0.71       141     14.46     21.69
    102  Providence-New
          Bedford-Fall
          River, RI-MA
          Total             4,769      0.71       142     -2.33    -19.98
    103  Richmond, VA Total 3,549      0.70       144     21.21     33.02
    104  Boston-Cambridge
         -Quincy, MA-NH
         Total             12,614      0.69       144      4.53    -40.69
    105  San Antonio,
          TX Total          5,185      0.68       146     24.58     20.00
    106  Trenton-Ewing,
          NJ Total            956      0.68       147    -37.60    -17.80
    107  Reading, PA Total  1,071      0.67       150    -11.05     81.22
    108  Bridgeport-
          Stamford-
          Norwalk, CT
          Total             2,322      0.66       151    -19.57    -29.64
    109  Houston-Sugar
          Land-Baytown,
          TX Total         14,213      0.65       153      3.52    -31.32
    110  Nashville-
          Davidson--
          Murfreesboro
          --Franklin, TN
          Total             4,183      0.65       153     -4.93  -24.93++
    111  Augusta-Richmond
          County, GA-SC
          Total             1,459      0.64       155     21.08      3.84
    112  Charlotte-
          Gastonia-Concord,
          NC-SC Total       4,499      0.63       158    -11.70    -23.91
    113  Springfield,
          MO Total          1,129      0.62       163   -11.66+    52.16+
    114  Montgomery, AL
          Total               961      0.61       163    94.53*   167.69*
    115  Boulder, CO Total    754      0.61       164      8.96     -2.58
    116  Davenport-Moline
          -Rock Island, IA-
          IL Total          1,004      0.61       164     36.97     39.64
    117  Killeen-Temple-
          Fort Hood, TX
          Total               882      0.61       165     28.01     40.00
    118  Des Moines-West
          Des Moines, IA
          Total             1,414      0.60       167     11.34     48.53
    119  New Orleans-
          Metairie-Kenner,
          LA Total          2,646      0.60       167     10.94     18.23
    120  Columbia, SC
          Total             1,860      0.60       167     22.29     31.63
    121  Philadelphia-
          Camden-Wilmington,
          PA-NJ-DE-MD
          Total            14,219      0.60       168     -7.89     -5.95
    122  Madison, WI Total  1,464      0.59       169   138.44*    69.05*

    123  Greensboro-
          High Point,
          NC Total          1,834      0.59       170    -22.97    -13.98
    124  Springfield,
          MA Total          1,653      0.58       171     17.40    -50.52
    125  Austin-
          Round Rock,
          TX Total          3,689      0.58       173     19.19     26.68
    126  Allentown-
          Bethlehem-
          Easton, PA-
          NJ Total          1,888      0.57       176    34.47*    68.57*
    127  Bremerton-
          Silverdale,
          WA Total            567      0.56       178    -11.82      5.00
    128  Poughkeepsie-
          Newburgh-
          Middletown, NY
          Total             1,354      0.55       182    -19.12     -3.01
    129  Winston-Salem,
          NC Total          1,123      0.54       184    -21.85    -19.90
    130  Columbus, GA-
          AL Total            686      0.54       187     17.47      3.47
    131  Louisville/
          Jefferson County,
          KY-IN Total       2,922      0.53       187      3.43     50.93
    132  Hagerstown-
          Martinsburg,
          MD-WV Total         598      0.53       189     18.89     33.18
    133  Roanoke, VA
          Total               738      0.53       189   294.65*   515.00*
    134  Pittsburgh,
          PA Total          5,830      0.53       190     -8.68     14.49
    135  Anchorage, AK
          Total               728      0.52       192    -17.08      3.70
    136  Knoxville, TN
          Total             1,604      0.52       193     -6.09  -21.26++
    137  Hartford-
          West Hartford-
          East Hartford,
          CT Total          2,518      0.51       195    -13.68    -33.53
    138  Albuquerque,
          NM Total          1,781      0.50       198    37.74*     -0.28
    139  Fort Smith,
          AR-OK Total         614      0.50       201     18.99      6.41
    140  Norwich-
          New London,
          CT Total            574      0.49       203    -24.17    -30.51
    141  Huntsville, AL
          Total               819      0.49       204    85.71*   136.02*
    142  Appleton, WI
          Total               442      0.49       205   114.56*    29.62*
    143  Honolulu, HI
          Total             1,616      0.48       207     30.53    275.81
    144  Amarillo, TX
          Total               467      0.48       210      9.37      5.66
    145  Raleigh-Cary, NC
          Total             2,024      0.48       210     -4.44    -24.70
    146  Wichita, KS
          Total             1,226      0.47       211     18.23     39.48
    147  New York-
          Northern New
          Jersey-Long
          Island, NY-NJ
          -PA Total        34,889      0.47       211     -7.34    -23.46
    148  Baltimore-
          Towson, MD
          Total             5,224      0.47       212    -11.08    -22.48
    149  Barnstable
          Town, MA
          Total               727      0.47       214     18.02    -55.99
    150  Clarksville,
          TN-KY Total         498      0.46       218     -1.97  -10.75++
    151  Waco, TX
          Total               404      0.44       227      3.32     -9.62
    152  Lancaster,
          PA Total            796      0.41       244      1.14    90.89*
    153  Peoria, IL
          Total               667      0.41       244    -11.77    -22.44
    154  El Paso, TX
          Total             1,036      0.41       244     37.77     42.11
    155  Laredo, TX
          Total               281      0.41       246      2.93    103.62
    156  Jackson, MS
          Total               865      0.39       254   157.44*    85.22*
    157  Springfield,
          IL Total            373      0.39       258    -16.37    -29.49
    158  Baton Rouge,
          LA Total          1,237      0.39       259   189.70*    67.39*
    159  Topeka, KS
          Total               392      0.38       263     20.62     29.80
    160  Rochester,
          NY Total          1,601      0.36       276    -12.23    -28.04
    161  Corpus
          Christi, TX
          Total               636      0.36       277     -0.93     -7.69
    162  Durham, NC
          Total               740      0.35       288    -20.43    -44.86
    163  Erie, PA
          Total               407      0.35       290     29.62    41.32*
    164  Oklahoma
          City, OK
          Total             1,707      0.33       305    -34.65    -47.22
    165  Buffalo-
          Niagara Falls,
          NY Total          1,663      0.32       313    -30.21     2.28*
    166  Yakima, WA
          Total               261      0.32       317     50.87    -21.86
    167  Cedar Rapids,
          IA Total            347      0.31       320     -2.80    -10.80
    168  Shreveport-
          Bossier City,
          LA Total            501      0.29       344     68.69     53.21
    169  Scranton--
          Wilkes-Barre,
          PA Total            699      0.27       369    -10.50    -30.65
    170  Champaign-
          Urbana, IL
          Total               255      0.26       382     32.81    -10.84
    171  Sioux Falls,
          SD Total            235      0.26       389     19.90     66.67
    172  Evansville,
           IN-KY Total        409      0.26       390    -37.94    -42.64
    173  Portland-
          South Portland-
          Biddeford,
          ME Total            644      0.25       395    -11.29     -9.93
    174  Harrisburg-
          Carlisle,
          PA Total            573      0.25       402    93.58*    -10.47
    175  Spartanburg,
          SC Total            298      0.25       405    -46.98    -44.09
    176  Binghamton,
          NY Total            268      0.24       413     -4.63     31.37
    177  Longview, TX
          Total               197      0.23       430     95.05    155.84
    178  Duluth, MN-
          WI Total            311      0.23       440    -30.43    -28.01
    179  Omaha-
          Council
          Bluffs, NE-
          IA Total            760      0.22       461    -35.65    -52.71
    180  Beaumont-
          Port Arthur,
          TX Total            345      0.21       467     -0.58    -27.06
    181  Gulfport-
          Biloxi, MS Total    209      0.19       513   386.05*  1206.25*
    182  Lexington-
          Fayette, KY
          Total               393      0.19       516    -40.45     -2.24
    183  McAllen-
          Edinburg-
          Mission, TX
          Total               470      0.19       526    -46.83    -57.89
    184  Kingsport-
          Bristol-
          Bristol, TN-
          VA Total            263      0.18       553     24.06   -7.72++
    185  Lynchburg, VA
          Total               192      0.18       562   448.57*   255.56*
    186  Huntington-
          Ashland, WV-
          KY-OH Total         229      0.17       578     36.31     55.78
    187  Spokane,
          WA Total            332      0.17       587    -41.45    -60.00
    188  Albany-
          Schenectady-
          Troy, NY
          Total               591      0.16       642    -27.75    -66.53
    189  Wilmington, NC
          Total               304      0.16       644    -49.33    -57.78
    190  Lubbock, TX
          Total               183      0.16       644    -44.38    131.65
    191  Lafayette, LA
          Total               168      0.15       659    54.13*     -9.19
    192  Hickory-
          Lenoir-
          Morganton,
          NC Total            218      0.14       722    -47.34    -63.61
    193  Fayetteville,
          NC Total            195      0.13       774    -62.43    -73.61
    194  Syracuse,
          NY Total            265      0.09     1,078    -31.88    -61.59
    195  College
          Station-
          Bryan, TX
          Total                78      0.09     1,112     -7.14      5.41
    196  Houma-
         Bayou Cane
         -Thibodaux,
          LA Total             73      0.09     1,119   204.17*   170.37*
    197  Asheville,
          NC Total            174      0.09     1,147    -47.90    -66.28
    198  Charleston,
          WV Total            112      0.08     1,298    107.41      4.67
    199  Kennewick-
          Richland-Pasco,
          WA Total             65      0.08     1,317    -65.24    -87.33
    200  Tuscaloosa,
          AL Total             72      0.08     1,318    12.50*   148.28*
    201  Lincoln,
          NE Total             34      0.03     3,625    -83.73    -93.72
    202  Utica-Rome,
          NY Total             25      0.02     5,441    -45.65    -74.23
    203  Burlington
         -South Burlington,
          VT Total             11      0.01     8,066    -52.17    -42.11

*Actual increase may not be as high due to data collection changes or improvements

+ Collection of some records previously classified as NOD in this MSA was discontinued starting in January 2009

++ Collection of some records previously classified as NOD in this MSA was discontinued starting in September 2008

About RealtyTrac Inc.

RealtyTrac (www.realtytrac.com) is the leading online marketplace of foreclosure properties, with more than 1.5 million default, auction and bank-owned listings from over 2,200 U.S. counties, along with detailed property, loan and home sales data. Hosting more than 3 million unique monthly visitors, RealtyTrac provides innovative technology solutions and practical education resources to facilitate buying, selling and investing in real estate. RealtyTrac's foreclosure data has also been used by the Federal Reserve, FBI, U.S. Senate Joint Economic Committee and Banking Committee, U.S. Treasury Department, and numerous state housing and banking departments to help evaluate foreclosure trends and address policy issues related to foreclosures.

SOURCE RealtyTrac