TCF Launching New Prepaid Travel Money Card From American Express(R)

TCF Will Be Among the First Banks to Offer the American Express Travelers

Cheque Card

May 25, 2005, 01:00 ET from TCF National Bank

    WAYZATA, Minn., May 25 /PRNewswire/ -- TCF National Bank (TCF)
 (NYSE:   TCB), one of the nation's leading debit card issuers, and American
 Express today announced that they have agreed to offer the American Express
 Travelers Cheque Card throughout TCF's 430-branch retail banking network
 beginning May 31.
     Consumers are increasingly interested in a safe and convenient way to
 carry their money while traveling.  To answer their needs, American Express
 has developed the Travelers Cheque Card, a prepaid travel money card with all
 the safety and security of Travelers Cheques in a convenient plastic Card.
     "We're excited to be working with American Express, who is known for
 providing exceptional service to travelers," said Dan Engel, Senior Vice
 President, ATM/Card Products.  "The new Travelers Cheque Card is a truly
 travel-friendly product that offers our customers a convenient alternative to
 paper travelers checks."
     The Travelers Cheque Card can be used at merchants and ATMs worldwide that
 accept American Express Cards.  Importantly, the card is backed by American
 Express customer service and provides travelers worldwide with the ability to
 obtain a refund of the balance within 24 hours if the card is lost or stolen.
     The Traveler Cheque Card will be sold at TCF branches in pre-loaded
 denominations of $500, $700, $1,000 and $2000.  A cardholder may conveniently
 reload the card up to $2,750 from virtually anywhere.
     About TCF
     TCF is a Wayzata, Minnesota-based national financial holding company with
 $12.7 billion in assets.  TCF has 430 banking offices in Minnesota, Illinois,
 Michigan, Wisconsin, Colorado and Indiana.  Other TCF affiliates provide
 leasing and equipment finance, securities brokerage, and investments and
 insurance sales.  For more information visit .
     About American Express
     American Express Company is a diversified worldwide travel, financial and
 network services company founded in 1850.  It is a leader in prepaid products.
 In addition to the 114-year old American Express Travelers Cheque, the
 preeminent brand welcomed worldwide the Company issues other prepaid products
 including the Travelers Cheque Card, Cheques for Two, Gift Cards, Gift
 Cheques, the Be My Guest dining card, and a range of corporate incentive
 prepaid products through American Express Incentive Services.  For more
 information visit .

SOURCE TCF National Bank