-Growing Portfolio of Professional and Management Liability Products Enables Agent Partners to Win Against the Competition-

WORCESTER, Mass., Oct. 27 /PRNewswire-FirstCall/ -- The Hanover Insurance Group, Inc. (NYSE: THG), a leading property and casualty insurance company, today announced the availability of an employment practices liability insurance (EPL) program to help its agent partners address the unique risks of a wide variety of businesses and to be more distinctive in their local markets. The coverage, which is among the best in its class, is part of the company's Hanover Professional Portfolio, a growing selection of professional and management liability products.

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The specialized EPL solution offers broad coverage, competitive pricing, underwriting expertise and value-added services for small and mid-sized businesses and organizations. It provides coverage for employment practices "wrongful acts," including coverage for discrimination, harassment, retaliation, constructive discharge, termination, failure to hire and negligent supervision covering full and part time employees, temporary workers, committee members, directors and officers, trustees, committee members, as well leased or seasonal employees.

Included in the offering are essential coverages for:

• prior acts
• punitive or exemplary damages
• pre- and post-judgment interest
• personal injury
• duty to defend
• spousal claims
• monetary and non-monetary claims
• equal employment opportunity commission claims (or state equivalent)
  

Deductibles are available as low as $1,000 and limits are available up to $5 million.

"We are very pleased to add EPL to our growing suite of management and professional liability products," said Helen Savaiano, vice president, management liability at The Hanover. "Our agent partners know that an increasing number of small and mid-sized businesses are falling prey to employment-related lawsuits. To help ensure proper financial protection for their clients, they need access to flexible, reliable coverage, like our EPL program, to protect them against risks that could put them out of business should they be sued."

In addition to the standard EPL coverages, the program enables independent agents to customize coverage to fit their clients' unique needs with added protection for third party liability; defense costs; illegal alien investigative proceeding; wage and hour costs of defense; identity theft; crisis management; emergency real estate consulting; key executive replacement; privacy violation; temporary meeting space; terrorism travel expense and workplace violence counseling. Coverage also can be extended to include domestic partners.

The Hanover has been insuring small to mid-sized businesses for decades. As part of its commitment to be a world class property and casualty company, it continues to invest in new products and services such as its Hanover Professional Portfolio, solidifying its position as a total account solution for commercial lines.

Businesses interested in this coverage should contact a Hanover agent, by visiting www.hanover.com and clicking on "Find an Agent." Agents interested in more detail should contact one of The Hanover's local branch offices or visit the Agent section of the company's web site at www.hanover.com.

This material is provided for informational purposes only. For detailed coverage information, please refer to The Hanover's policy language.

( The Hanover EPL is available in a majority of states ).

About The Hanover

The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester, Mass., is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester; Citizens Insurance Company of America, headquartered in Howell, Mich., and their affiliates. The Hanover offers a wide range of property and casualty products and services to individuals, families and businesses through an extensive network of independent agents, and has been meeting its obligations to its agent partners and their customers for more than 150 years. Taken as a group, The Hanover ranks among the top 30 property and casualty insurers in the United States.

    CONTACTS:
    Investor Relations
    Oksana Lukasheva
    E-mail: olukasheva@hanover.com
    1-508-855-2063

    Media Relations
    Amy Lynn Banek
    E-mail: abanek@hanover.com
    1-508-855-4486

SOURCE The Hanover Insurance Group, Inc.

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