The Hartford Offers New 12-Month Auto Insurance Policies

Company's popular 'Dimensions' plan available in select states with

guaranteed annual rates on new policies and discounts for auto and home


Aug 18, 2006, 01:00 ET from The Hartford Financial Services Group, Inc.

    HARTFORD, Conn., Aug. 18 /PRNewswire-FirstCall/ -- Many auto insurance
 policies are offered on a 6-month basis, and the rates for those policies
 can sometimes change when the policy is renewed. To give its customers the
 advantage of having one policy rate for an entire year, The Hartford
 Financial Services Group, Inc. (NYSE:   HIG), one of the nation's leading
 providers of investment and insurance products, announced that it is
 offering 12-month policy terms on its popular Dimensions personal auto
 insurance program, which is available through the company's network of
 independent agents.
     (Logo: )
     New customers in 20 states and the District of Columbia will be
 eligible to purchase a year-long policy if they also insure their homes
 with a companion Dimensions homeowners policy, or plan to do so within six
 months of obtaining their auto insurance. This offering, which includes a
 premium discount on both policies, will enable agents and their front line
 representatives to reach a greater number of customers with the following
     * In contrast to many insurance companies, customers enjoy the same rate
       throughout the year -- resulting in less fluctuation for consumers at
       the six-month mark.
     * Easier payments for policyholders to budget.
     * A decrease in billing and related paperwork for agents.
     * The convenience of insuring all vehicles under one policy with one
       renewal date.
     "We're always looking for ways to help our agents reach more customers
 with the best products and services possible," said Mike Concannon, senior
 vice president of personal lines for The Hartford. "Very few of our
 competitors offer a 12-month policy term, so this feature will be something
 that can benefit our customers and give our agents one more reason to quote
 The Hartford."
     For a limited time, the 12-month policy terms are being offered to all
 customers in the District of Columbia and the following 20 of 40 states
 where The Hartford's original Dimensions auto plan is still available:
 Alabama, Colorado, Indiana, Idaho, Kentucky, Kansas, Louisiana, Maryland,
 Maine, Minnesota, Montana, Nevada, New Mexico, New York, North Dakota,
 Oklahoma, Pennsylvania, Tennessee, Virginia and Vermont.
     In other states which have, or will be getting access to, a new version
 of the The Hartford's Dimensions program -- known as 'Dimensions with Auto
 Packages' -- customers may also be eligible for 12-month policies.
 Eligibility will depend on which one of the program's four available auto
 insurance packages they purchase.
     About The Hartford's Dimensions Program:
     Introduced in 2003, The Hartford's Dimensions auto program is a
 sophisticated underwriting plan that evaluates and connects a broad set of
 risk factors, enabling agents to generate a customized price, or rate, for
 each policyholder regardless of the risks and rates of other members in the
 same household. The plan was recently enhanced in 2006, and is now being
 rolled out on a state-by-state basis with four distinct package options,
 each providing a unique bundle of features and benefits to best match an
 individual's insurance needs.
     With this personalized approach, agents are better equipped to keep
 their customers satisfied at every stage of life without drastically
 changing the price they pay for auto insurance year after year.
 Underwriting is also much easier for agents and their service
 representatives, who can take advantage of The Hartford's easy-to-use
 electronic quoting, submission and issuing systems. Purchased with a
 homeowners policy, The Hartford's Dimensions program provides a full range
 of protection that can help agents meet their customers' total insurance
 needs. For more information, agents can contact a personal insurance sales
 representative from The Hartford or visit the company's Electronic Business
 Center (EBC) at Customers who are interested in
 purchasing Dimensions insurance coverage should contact an independent
 agent of The Hartford in their area.
     The Hartford, a Fortune 100 company, is one of the nation's largest
 financial services and insurance companies, with 2005 revenues of $27.1
 billion. The Hartford is a leading provider of investment products, life
 insurance and group benefits; automobile and homeowners products; and
 business property and casualty insurance. International operations are
 located in Japan, Brazil and the United Kingdom. The Hartford's Internet
 address is
     Some of the statements in this release should be considered
 forward-looking statements as defined in the Private Securities Litigation
 Reform Act of 1995. These include statements about our future results of
 operations. We caution investors that these forward-looking statements are
 not guarantees of future performance, and actual results may differ
 materially. Investors should consider the important risks and uncertainties
 that may cause actual results to differ. These important risks and
 uncertainties include, without limitation, those discussed in our Quarterly
 Reports on Form 10-Q, our 2005 Annual Report on Form 10-K and the other
 filings we make with the Securities and Exchange Commission. We assume no
 obligation to update this release, which speaks as of the date issued.
     Joe Loparco                              Debora Raymond
     860-547-3397                             860-547-9613 

SOURCE The Hartford Financial Services Group, Inc.