Consumer Credit Reporting Companies to Unveil Annualcreditreport.com on Dec. 1

Site Provides Consumers Central Location to Request Free Credit Reports



Nov 23, 2004, 00:00 ET from Equifax Inc. from ,Experian from

    Nov. 23 /PRNewswire-FirstCall/ -- The nation's three consumer credit
 reporting companies -- Equifax, Experian and TransUnion -- today jointly
 announced their centralized credit report request service:
 Annualcreditreport.com, to process requests for a free credit file disclosure,
 beginning on Dec. 1.
     The three companies have always encouraged consumers to regularly review
 their credit reports. Annualcreditreport.com will offer consumers a convenient
 way to request their credit reports in a secure environment. The site is for
 exclusive use for consumers requesting their one free credit report every
 twelve months under the Fair and Accurate Credit Transactions Act (FACT Act).
     As established by FACT Act regulations, annualcreditreport.com will become
 available to U.S. consumers in phases with the first phase commencing on
 December 1, 2004 for Western U.S. states (Alaska, Arizona, California,
 Colorado, Hawaii, Idaho, Montana, New Mexico, Nevada, Oregon, Utah,
 Washington, and Wyoming).
     The remaining U.S. states will be deployed as follows:  Mid-Western states
 - March 1, 2005; Southern states - June 1, 2005; and Eastern states and other
 U.S. territories completing the rollout on September 1, 2005.  A complete map
 outlining the launch is available at the website.
     Annualcreditreport.com, the only service authorized by Equifax, Experian
 and TransUnion, allows consumers to request, view and print one, two or all
 three of their free credit reports in a fast and convenient way via a secure
 Internet site. Consumers should not provide their personal information to any
 other company or person in connection with requesting free annual credit file
 disclosures under the FACT Act.
     Additionally, the service offers consumers the option of requesting their
 credit reports by telephone or by mail.  Forms to request credit reports by
 mail can be printed from the site.  Telephone and mail requests will be
 processed within 15 days of receipt.
 
      Internet URL:       http://www.annualcreditreport.com
      Toll Free Number:   877-322-8228
      Mailing Address:    Annual Credit Report Request Service
                          P. O. Box 105281
                          Atlanta, GA  30348-5281
 
     About Equifax
     Equifax Inc. (NYSE:   EFX) ( http://www.equifax.com ) is a global leader in
 turning information into intelligence. For businesses, Equifax provides faster
 and easier ways to find, approve and market to the right customers. For
 consumers, Equifax offers easier, instantaneous ways to buy products or
 services, and better insight into and management of their personal credit.
 Headquartered in Atlanta, Equifax reported annual revenue of over $1.2 billion
 in 2003, and employs over 4,500 employees in 12 countries in North America,
 Latin America and Europe.
 Equifax. Information That Empowers.
 
     About Experian
     Experian is a global leader in providing information solutions to
 organizations and consumers.  It helps organizations find, develop and manage
 profitable customer relationships by providing information, decision-making
 solutions and processing services.  It empowers consumers to understand,
 manage and protect their personal information and assets. Experian works with
 more than 40,000 clients across diverse industries, including financial
 services, telecommunications, health care, insurance, retail and catalog,
 automotive, manufacturing, leisure, utilities, property, e-commerce and
 government.  Experian is a subsidiary of GUS plc and has headquarters in
 Nottingham, UK, and Costa Mesa, California.  Its 13,000 people support clients
 in more than 60 countries.  Annual sales exceed $2.3 billion.
 
     About TransUnion
     TransUnion is a leading global information solutions company that
 customers trust as a business intelligence partner and commerce facilitator.
 TransUnion offers a broad range of financial products and services that enable
 customers to manage risk and capitalize on market opportunities. The company
 uses leading-edge technology coupled with extensive analytical capabilities to
 combat fraud and facilitate credit transactions between businesses and
 consumers across multiple markets. Founded in 1968, Chicago-based TransUnion
 employs 4,100 associates that support clients in 29 countries. Visit us
 at http://www.transunion.com .
 
 

SOURCE Equifax Inc.; Experian; TransUnion
    Nov. 23 /PRNewswire-FirstCall/ -- The nation's three consumer credit
 reporting companies -- Equifax, Experian and TransUnion -- today jointly
 announced their centralized credit report request service:
 Annualcreditreport.com, to process requests for a free credit file disclosure,
 beginning on Dec. 1.
     The three companies have always encouraged consumers to regularly review
 their credit reports. Annualcreditreport.com will offer consumers a convenient
 way to request their credit reports in a secure environment. The site is for
 exclusive use for consumers requesting their one free credit report every
 twelve months under the Fair and Accurate Credit Transactions Act (FACT Act).
     As established by FACT Act regulations, annualcreditreport.com will become
 available to U.S. consumers in phases with the first phase commencing on
 December 1, 2004 for Western U.S. states (Alaska, Arizona, California,
 Colorado, Hawaii, Idaho, Montana, New Mexico, Nevada, Oregon, Utah,
 Washington, and Wyoming).
     The remaining U.S. states will be deployed as follows:  Mid-Western states
 - March 1, 2005; Southern states - June 1, 2005; and Eastern states and other
 U.S. territories completing the rollout on September 1, 2005.  A complete map
 outlining the launch is available at the website.
     Annualcreditreport.com, the only service authorized by Equifax, Experian
 and TransUnion, allows consumers to request, view and print one, two or all
 three of their free credit reports in a fast and convenient way via a secure
 Internet site. Consumers should not provide their personal information to any
 other company or person in connection with requesting free annual credit file
 disclosures under the FACT Act.
     Additionally, the service offers consumers the option of requesting their
 credit reports by telephone or by mail.  Forms to request credit reports by
 mail can be printed from the site.  Telephone and mail requests will be
 processed within 15 days of receipt.
 
      Internet URL:       http://www.annualcreditreport.com
      Toll Free Number:   877-322-8228
      Mailing Address:    Annual Credit Report Request Service
                          P. O. Box 105281
                          Atlanta, GA  30348-5281
 
     About Equifax
     Equifax Inc. (NYSE:   EFX) ( http://www.equifax.com ) is a global leader in
 turning information into intelligence. For businesses, Equifax provides faster
 and easier ways to find, approve and market to the right customers. For
 consumers, Equifax offers easier, instantaneous ways to buy products or
 services, and better insight into and management of their personal credit.
 Headquartered in Atlanta, Equifax reported annual revenue of over $1.2 billion
 in 2003, and employs over 4,500 employees in 12 countries in North America,
 Latin America and Europe.
 Equifax. Information That Empowers.
 
     About Experian
     Experian is a global leader in providing information solutions to
 organizations and consumers.  It helps organizations find, develop and manage
 profitable customer relationships by providing information, decision-making
 solutions and processing services.  It empowers consumers to understand,
 manage and protect their personal information and assets. Experian works with
 more than 40,000 clients across diverse industries, including financial
 services, telecommunications, health care, insurance, retail and catalog,
 automotive, manufacturing, leisure, utilities, property, e-commerce and
 government.  Experian is a subsidiary of GUS plc and has headquarters in
 Nottingham, UK, and Costa Mesa, California.  Its 13,000 people support clients
 in more than 60 countries.  Annual sales exceed $2.3 billion.
 
     About TransUnion
     TransUnion is a leading global information solutions company that
 customers trust as a business intelligence partner and commerce facilitator.
 TransUnion offers a broad range of financial products and services that enable
 customers to manage risk and capitalize on market opportunities. The company
 uses leading-edge technology coupled with extensive analytical capabilities to
 combat fraud and facilitate credit transactions between businesses and
 consumers across multiple markets. Founded in 1968, Chicago-based TransUnion
 employs 4,100 associates that support clients in 29 countries. Visit us
 at http://www.transunion.com .
 
 SOURCE  Equifax Inc.; Experian; TransUnion

RELATED LINKS

http://www.equifax.com