Cutting Costs as Texas Auto Insurance Requirements Increase

Jun 23, 2009, 08:00 ET from Online Auto Insurance, LLC

HOUSTON, June 23 /PRNewswire/ -- The minimum liability coverage amount required by the state's financial responsibility law increased from 20/40/15 to 25/50/25 as of April 1st, 2008 and will further increase to 30/60/25 on January 1, 2011. Drivers will be required to comply with the new limits as their policies are issued or renewed on or after the effective dates.


As coverage requirements continue to increase, it is an important time to take the necessary actions to cut down the costs of insuring. The State Department of Insurance Resource Pages suggests: "Taking time to shop for insurance can result in better rates and a policy that best fits your needs. Ask several companies and agents for price quotes and compare the rates and coverages." This suggestion comes due to the difference in rates and coverage available within carriers.

The internet provides consumers with an outstanding way of finding great deals on most products available on the market, and finding cheaper Texas auto insurance is no exception. With the ability to instantly compare premiums online from a variety of insurers, consumers broaden their options and increase the possibility of finding lower rates for the desired coverage.

Locating an affordable TX insurance policy was once a tedious task since it involved having to contact various providers individually by telephone, through company websites or by visiting physical offices in person in order to gather enough rates to complete a reasonable comparison. This method proves to be excessively time consuming and is no longer the preferred method of comparing premiums ever since the evolution of quote-comparison websites such as

By completing a single questionnaire, Texans can obtain real-time quotes from competing companies in a matter of minutes. An appealing factor is that rates can be compared free of charge and providing personal information such as driver's license and social security numbers is not necessary.



SOURCE Online Auto Insurance, LLC