Digital Insight Reports Record First Quarter Results

Leading eFinance Enabler Announces Record 134% Increase in Revenue And

Accelerates End-User Growth Surpassing 1.8 Million End-Users



Apr 26, 2001, 01:00 ET from Digital Insight Corporation

    CALABASAS, Calif., April 26 /PRNewswire/ --
 Digital Insight Corp. (Nasdaq: DGIN) (www.digitalinsight.com ), a leading
 eFinance enabler, today announced record results for the first quarter that
 ended March 31, 2001.
     Revenues for the first quarter were $20.4 million, an increase of 134%
 from $8.7 million reported in the same period last year and a sequential
 increase of 12% from the previous quarter.
     Pro forma net loss for the quarter, excluding non-cash charges for stock-
 based compensation, amortization of goodwill and intangibles, and
 restructuring charges, was $5.6 million, or ($0.19) per share based on
 28.9 million common shares outstanding.  The consensus forecast reported by
 First Call was ($.20) per share.  During the corresponding quarter in 2000,
 the pro forma net loss excluding non-cash charges for stock-based
 compensation, merger-related charges and the cumulative effect of the
 accounting change as a result of implementing SAB 101 was $7.9 million, or
 ($0.35) per share based on 22.8 million common shares outstanding.
     Net loss for the quarter was $20.0 million, including $2.3 million for the
 previously announced restructuring charge, or ($0.69) per share, compared to a
 net loss of $23.4 million, or ($1.03) per share, for the corresponding period
 in 2000.
 
     Business Highlights
     *  There were 1,808,000 active Internet banking end-users at the end of
        the quarter, up 90% from a year earlier and up 17% sequentially from
        the prior quarter or about 260,000.
     *  New contracts signed during the quarter added about 1,000,000 potential
        end-users and 61 new financial institutions with 55 new Internet
        banking, 38 cash management and 8 lending clients.  Average potential
        end-users for the new Internet banking clients signed increased to
        about 18,000 from 10,000 in the prior quarter.
     *  There were 9,141 active cash management users at the end of the
        quarter, up 32% from the prior quarter.  During the quarter, 31 clients
        went "live" with the cash management service, increasing the total of
        live cash management clients to 184.
     *  Bill Payment users increased to 178,000 up 30,000 or up 20%
        sequentially.  Bills paid increased to 2.1 million from 1.7 million in
        the prior quarter.
     *  The Company had a total of 788 Internet banking clients with live sites
        at March 31, 2001, with 74 going live during the quarter.  Live
        Internet banking clients represented 23.2 million potential end-users
        and an overall penetration of 7.8%.  The total number of potential end-
        users of the 1,066 contracted Internet banking institutions was
        27 million.
 
     "We achieved record revenue and robust end-user growth, surpassing
 1.8 million active end-users with our Internet banking customers and we showed
 strong growth with our cash management service," said John Dorman, chairman
 and CEO of Digital Insight.  "Even in the midst of the current economic
 slowdown, our financial results illustrate the strength of our business model
 with the highly recurring nature of our revenue, as we continue to drive
 towards operating profitability in the fourth quarter of this year."
 
     Year 2001 Business Outlook
     The Company expects second quarter revenues in 2001 to be between
 $23.0 million and $23.5 million.  The pro forma net loss per diluted share in
 the second quarter is expected to be between ($0.10) and ($0.11), excluding
 non-cash charges for stock-based compensation, amortization of goodwill and
 intangibles and restructuring charges.
     The Company continues to expect full year 2001 revenues to exceed
 $100 million.  The pro forma net loss per diluted share for the full year is
 expected to be between ($0.29) and ($0.32), excluding non-cash charges for
 stock-based compensation, amortization of goodwill and intangibles, and
 restructuring charges.
     A live webcast of the first quarter results of operations conference call
 is scheduled for 5:00 p.m. EDT on Thursday, April 26, 2001, and is accessible
 at www.digitalinsight.com .
 
     Recent Announcements
     -  AXIS(TM) Wireless Banking.  Digital Insight announced that Motorola
        Employees Credit Union - West is the first Arizona Credit Union to
        deploy AXIS Wireless Banking, allowing the credit union to offer its
        more than 55,000 members access to the AXIS Internet Banking service
        via Palm VII, WAP-enabled cell phones and text-enabled digital phones.
 
     -  Celent Rankings.  Celent Communications, for the second year in a row,
        ranked Digital Insight as the number one provider of Internet banking
        services for financial institutions with up to $2 billion in assets and
        second for financial institutions between $2 and $10 billion in assets,
        moving up from fourth place last year.  Digital Insight was the only
        vendor to receive rankings this high in two of the three categories.
 
     -  New Members on Board of Directors.  Digital Insight added three
        experienced technology veterans to the Board of Directors. Betsy
        Atkins, Michael Hallman and Michael Splinter bring with them a wealth
        of knowledge, experience and vision from past affiliations with Boeing,
        Intel, Lucent, Microsoft and other public and private companies.
 
     -  Cash Management Enhancements.  Digital Insight introduced significant
        enhancements to its AXIS Cash Management solution.  The enhancements
        are designed to make AXIS Cash Management 3.1 easier to use.  The
        enhancement adds feature functionality, improved communication and
        provides greater flexibility for business customers of financial
        institutions.
 
     -  Hawaii Impulse Signed with Digital Insight.  Following an extensive
        vendor evaluation, Hawaii Impulse Systems selected Digital Insight
        based on company viability, pricing and product strength.  The choice
        of Digital Insight enables Hawaii Impulse to offer its member credit
        unions our broad array of Internet-based services, including Internet
        banking and bill payment, as well as value-added services such as
        Internet lending.
 
     -  Digital Insight Named Dale R. Walker President and COO.  With more than
        30 years of experience from diverse financial services companies
        including Ford Motor Credit, AIG, ITT Financial Corporation, Wells
        Fargo, and Union Bank, Walker comes to Digital Insight with a strong
        background in running fast-paced financial services operations and with
        an intimate knowledge of that industry.
 
     About Digital Insight
     Digital Insight(TM) Corporation (www.digitalinsight.com) is the preferred
 eFinance enabler for visionary financial institutions.  Through its
 comprehensive portfolio of outsourced, Internet-based financial products and
 services built upon the company's unique architecture, Digital Insight moves
 banks and credit unions Beyond Internet Banking(TM) to become the trusted
 transaction hub for their retail and commercial customers.  Exclusively
 endorsed by the American Bankers Association(R) (ABA), and currently serving
 more than 1,300 financial institution clients nationwide, Digital Insight
 provides retail and commercial Internet banking, electronic bill payment and
 presentment, eCommerce portal technology, wireless channel delivery, advanced
 targeted marketing, website development and maintenance, as well as online and
 call center lending services.  Each Digital Insight product and service
 reinforces the brands of its client financial institutions.
 Digital Insight.  Beyond Internet Banking.(TM).
 
     Safe Harbor Statement under the Private Litigation Reform Act of 1995
 This release discusses the following topics and other matters which contain
 forward-looking statements:  guidance on anticipated results of operation in
 2001 and in the second quarter of 2001; expectation of achieving operating
 profits and earnings, including the timing of such achievements and other
 statements relating to future revenues, earnings, cash flow and Company
 performance.  Such forward-looking statements are subject to inherent risks
 and uncertainties.  Important factors which could cause actual results to
 differ materially from those in the forward-looking statements include:  the
 Company's inability to integrate AnyTime Access Inc. and its products into the
 Company's operations on a cost-effective basis; the possibility that the
 Company will fail to realize the anticipated benefits from its acquisitions or
 cost-cutting initiatives; the possibility that costs or difficulties related
 to the data center consolidation and product migration will be greater than
 expected; the termination of significant customer contracts; a general
 slowdown of the economy; the possibility that actual results of operation
 during 2001 will differ from the preliminary estimates provided herein; and
 other risk factors detailed in the Company's filings with the Securities and
 Exchange Commission, including the Company's latest annual report on Form 10-K
 and  the latest Form 10-Q which are on file with the SEC.  These factors
 should be considered in evaluating the forward-looking statements, and undue
 reliance should not be placed on such statements.
 
 
     Digital Insight Corporation
     Consolidated Statements of Operations (unaudited) (a)
     (in thousands, except per share data)
 
                                                       Three Months Ended
                                                           March 31,
                                                     2001 (b)        2000 (c)
     Revenues                                         $20,416         $8,732
 
     Costs and operating expenses
      Cost of revenues                                 13,429          5,130
      Sales, general and administrative                 7,662          8,799
      Research and development                          5,788          3,718
      Amortization of stock-based compensation          3,183            329
      Amortization of goodwill and intangibles          8,882            ---
      Restructuring charge                              2,336            ---
      Merger-related expenses                             ---         12,658
      Total costs and operating expenses               41,280         30,634
 
     Loss from operations                             (20,864)       (21,902)
 
      Interest and other income, net                      838            995
 
     Net loss before cumulative effect of change
      in accounting method                            (20,026)       (20,907)
 
      Cumulative effect of change in accounting
       method                                             ---         (2,515)
 
     Net loss                                        $(20,026)      $(23,422)
 
     Basic and diluted net loss per share before
      cumulative effect of change in
      accounting method                                $(0.69)        $(0.92)
 
      Per share adjustment for cumulative effect of
       change in accounting method                        ---          (0.11)
 
     Basic and diluted net loss per share              $(0.69)        $(1.03)
 
     Shares used in computing basic and diluted
      net loss per share                               28,924         22,803
 
     Pro forma excluding amortization, restructuring
      charge, merger-related expenses and cumulative
      effect of change in accounting method:
 
     Pro forma net loss                               $(5,625)       $(7,920)
 
     Pro forma net loss per share                      $(0.19)       $ (0.35)
 
     Shares used in computing pro forma net loss
      per share                                        28,924         22,803
 
 
     (a)  Reflects the adoption of Staff Accounting Bulletin No. 101, "Revenue
          Recognition in Financial Statements," or SAB 101 retroactively as of
          January 1, 2000.
     (b)  The three months financial information for 2001 includes the 1View
          acquisition, which was completed in the second quarter of 2000 and
          AnyTime Access acquisition, which was completed in the third quarter
          of 2000.  Both acquisitions were accounted for using the purchase
          method of accounting.
     (c)  All historical financial information has been restated to reflect the
          acquisition of nFront, Inc. in the first quarter of 2000, which was
          accounted for as pooling of interests.
 
 
     Digital Insight Corporation
     Balance Sheet
     (in thousands)                                 (unaudited)
                                                       As of          As of
                                                     March 31,    December 31,
                                                       2001           2000
     ASSETS
     Current assets:
      Cash and cash equivalents                       $46,367        $71,523
      Short-term investments                           25,574         10,187
      Accounts receivable, net                         14,979         14,403
      Accumulated implementation costs                  4,746          4,551
      Other current assets                              3,809          3,907
       Total current assets                            95,475        104,571
 
     Property and equipment, net                       37,373         34,702
     Goodwill and intangible assets, net              126,187        135,067
     Accumulated implementation costs                   5,507          5,173
     Long-term investments                              2,060            ---
     Other assets                                         930          2,713
       Total assets                                  $267,532       $282,226
 
     LIABILITIES AND STOCKHOLDERS' EQUITY
     Current liabilities:
      Accounts payable                                 $2,765         $5,308
      Accrued compensation and benefits                 3,791          3,237
      Customer deposits and deferred revenue           11,239         12,442
      Other accrued liabilities                         8,257          6,477
      Line of credit                                    5,000          1,000
      Capital lease obligations                         2,018          2,265
      Current portion of long-term debt                   444            278
       Total current liabilities                       33,514         31,007
 
     Capital lease obligations                          1,152          1,706
     Long-term debt                                     2,056          2,222
     Customer deposits and deferred revenue             7,555          7,456
       Total liabilities                               44,277         42,391
 
     Common stock                                          29             29
     Additional paid-in capital                       334,472        333,845
     Stockholders' note receivable                       (117)          (115)
     Deferred stock based compensation                 (3,984)        (6,805)
     Accumulated deficit                             (107,145)       (87,119)
       Total stockholders' equity                     223,255        239,835
       Total liabilities and stockholders' equity    $267,532       $282,226
 
 
     Digital Insight Corporation
     Key Operating Data
 
                                     March 31,      December 31,    March 31,
                                       2001             2000          2000
         CONSUMER SEGMENT
     Live Internet Banking Clients
 
      Internet Banking Sites             788             714           492
      Internet Banking Active
       End-Users                   1,808,000       1,551,000       950,000
 
      Potential End-Users         23,200,000 (a)  20,400,000    14,100,000
        Penetration at Live Sites        7.8%            7.6%          6.7%
 
     All Internet Banking Clients
      Contracts                        1,066           1,018           767
      Potential End-Users         27,000,000 (a)  23,300,000    18,500,000
 
         BUSINESS SEGMENT
      Cash Management Contracts          433             397           282
      Cash Management Corporate
       Customers                       9,141           6,947           N/A
 
         LENDING SEGMENT
      Lending Contracts                  177             172           N/A
      Applications Processed          66,748          65,000           N/A
 
     Contracted Customers              1,310           1,256           880
 
     Revenue Segmentation ($,000)
      Lending Service Revenue         $3,418          $3,534           N/A
      Internet Banking Service
       Revenue (b)                   $16,998         $14,642        $8,732
      Total Revenue                  $20,416         $18,176        $8,732
 
 
     (a)  Potential End-Users has been updated to reflect most recently
          available data.
     (b)  Includes both Consumer and Business Segment revenue.
 
                     MAKE YOUR OPINION COUNT -  Click Here
                http://tbutton.prnewswire.com/prn/11690X35400283
 
 

SOURCE Digital Insight Corporation
    CALABASAS, Calif., April 26 /PRNewswire/ --
 Digital Insight Corp. (Nasdaq: DGIN) (www.digitalinsight.com ), a leading
 eFinance enabler, today announced record results for the first quarter that
 ended March 31, 2001.
     Revenues for the first quarter were $20.4 million, an increase of 134%
 from $8.7 million reported in the same period last year and a sequential
 increase of 12% from the previous quarter.
     Pro forma net loss for the quarter, excluding non-cash charges for stock-
 based compensation, amortization of goodwill and intangibles, and
 restructuring charges, was $5.6 million, or ($0.19) per share based on
 28.9 million common shares outstanding.  The consensus forecast reported by
 First Call was ($.20) per share.  During the corresponding quarter in 2000,
 the pro forma net loss excluding non-cash charges for stock-based
 compensation, merger-related charges and the cumulative effect of the
 accounting change as a result of implementing SAB 101 was $7.9 million, or
 ($0.35) per share based on 22.8 million common shares outstanding.
     Net loss for the quarter was $20.0 million, including $2.3 million for the
 previously announced restructuring charge, or ($0.69) per share, compared to a
 net loss of $23.4 million, or ($1.03) per share, for the corresponding period
 in 2000.
 
     Business Highlights
     *  There were 1,808,000 active Internet banking end-users at the end of
        the quarter, up 90% from a year earlier and up 17% sequentially from
        the prior quarter or about 260,000.
     *  New contracts signed during the quarter added about 1,000,000 potential
        end-users and 61 new financial institutions with 55 new Internet
        banking, 38 cash management and 8 lending clients.  Average potential
        end-users for the new Internet banking clients signed increased to
        about 18,000 from 10,000 in the prior quarter.
     *  There were 9,141 active cash management users at the end of the
        quarter, up 32% from the prior quarter.  During the quarter, 31 clients
        went "live" with the cash management service, increasing the total of
        live cash management clients to 184.
     *  Bill Payment users increased to 178,000 up 30,000 or up 20%
        sequentially.  Bills paid increased to 2.1 million from 1.7 million in
        the prior quarter.
     *  The Company had a total of 788 Internet banking clients with live sites
        at March 31, 2001, with 74 going live during the quarter.  Live
        Internet banking clients represented 23.2 million potential end-users
        and an overall penetration of 7.8%.  The total number of potential end-
        users of the 1,066 contracted Internet banking institutions was
        27 million.
 
     "We achieved record revenue and robust end-user growth, surpassing
 1.8 million active end-users with our Internet banking customers and we showed
 strong growth with our cash management service," said John Dorman, chairman
 and CEO of Digital Insight.  "Even in the midst of the current economic
 slowdown, our financial results illustrate the strength of our business model
 with the highly recurring nature of our revenue, as we continue to drive
 towards operating profitability in the fourth quarter of this year."
 
     Year 2001 Business Outlook
     The Company expects second quarter revenues in 2001 to be between
 $23.0 million and $23.5 million.  The pro forma net loss per diluted share in
 the second quarter is expected to be between ($0.10) and ($0.11), excluding
 non-cash charges for stock-based compensation, amortization of goodwill and
 intangibles and restructuring charges.
     The Company continues to expect full year 2001 revenues to exceed
 $100 million.  The pro forma net loss per diluted share for the full year is
 expected to be between ($0.29) and ($0.32), excluding non-cash charges for
 stock-based compensation, amortization of goodwill and intangibles, and
 restructuring charges.
     A live webcast of the first quarter results of operations conference call
 is scheduled for 5:00 p.m. EDT on Thursday, April 26, 2001, and is accessible
 at www.digitalinsight.com .
 
     Recent Announcements
     -  AXIS(TM) Wireless Banking.  Digital Insight announced that Motorola
        Employees Credit Union - West is the first Arizona Credit Union to
        deploy AXIS Wireless Banking, allowing the credit union to offer its
        more than 55,000 members access to the AXIS Internet Banking service
        via Palm VII, WAP-enabled cell phones and text-enabled digital phones.
 
     -  Celent Rankings.  Celent Communications, for the second year in a row,
        ranked Digital Insight as the number one provider of Internet banking
        services for financial institutions with up to $2 billion in assets and
        second for financial institutions between $2 and $10 billion in assets,
        moving up from fourth place last year.  Digital Insight was the only
        vendor to receive rankings this high in two of the three categories.
 
     -  New Members on Board of Directors.  Digital Insight added three
        experienced technology veterans to the Board of Directors. Betsy
        Atkins, Michael Hallman and Michael Splinter bring with them a wealth
        of knowledge, experience and vision from past affiliations with Boeing,
        Intel, Lucent, Microsoft and other public and private companies.
 
     -  Cash Management Enhancements.  Digital Insight introduced significant
        enhancements to its AXIS Cash Management solution.  The enhancements
        are designed to make AXIS Cash Management 3.1 easier to use.  The
        enhancement adds feature functionality, improved communication and
        provides greater flexibility for business customers of financial
        institutions.
 
     -  Hawaii Impulse Signed with Digital Insight.  Following an extensive
        vendor evaluation, Hawaii Impulse Systems selected Digital Insight
        based on company viability, pricing and product strength.  The choice
        of Digital Insight enables Hawaii Impulse to offer its member credit
        unions our broad array of Internet-based services, including Internet
        banking and bill payment, as well as value-added services such as
        Internet lending.
 
     -  Digital Insight Named Dale R. Walker President and COO.  With more than
        30 years of experience from diverse financial services companies
        including Ford Motor Credit, AIG, ITT Financial Corporation, Wells
        Fargo, and Union Bank, Walker comes to Digital Insight with a strong
        background in running fast-paced financial services operations and with
        an intimate knowledge of that industry.
 
     About Digital Insight
     Digital Insight(TM) Corporation (www.digitalinsight.com) is the preferred
 eFinance enabler for visionary financial institutions.  Through its
 comprehensive portfolio of outsourced, Internet-based financial products and
 services built upon the company's unique architecture, Digital Insight moves
 banks and credit unions Beyond Internet Banking(TM) to become the trusted
 transaction hub for their retail and commercial customers.  Exclusively
 endorsed by the American Bankers Association(R) (ABA), and currently serving
 more than 1,300 financial institution clients nationwide, Digital Insight
 provides retail and commercial Internet banking, electronic bill payment and
 presentment, eCommerce portal technology, wireless channel delivery, advanced
 targeted marketing, website development and maintenance, as well as online and
 call center lending services.  Each Digital Insight product and service
 reinforces the brands of its client financial institutions.
 Digital Insight.  Beyond Internet Banking.(TM).
 
     Safe Harbor Statement under the Private Litigation Reform Act of 1995
 This release discusses the following topics and other matters which contain
 forward-looking statements:  guidance on anticipated results of operation in
 2001 and in the second quarter of 2001; expectation of achieving operating
 profits and earnings, including the timing of such achievements and other
 statements relating to future revenues, earnings, cash flow and Company
 performance.  Such forward-looking statements are subject to inherent risks
 and uncertainties.  Important factors which could cause actual results to
 differ materially from those in the forward-looking statements include:  the
 Company's inability to integrate AnyTime Access Inc. and its products into the
 Company's operations on a cost-effective basis; the possibility that the
 Company will fail to realize the anticipated benefits from its acquisitions or
 cost-cutting initiatives; the possibility that costs or difficulties related
 to the data center consolidation and product migration will be greater than
 expected; the termination of significant customer contracts; a general
 slowdown of the economy; the possibility that actual results of operation
 during 2001 will differ from the preliminary estimates provided herein; and
 other risk factors detailed in the Company's filings with the Securities and
 Exchange Commission, including the Company's latest annual report on Form 10-K
 and  the latest Form 10-Q which are on file with the SEC.  These factors
 should be considered in evaluating the forward-looking statements, and undue
 reliance should not be placed on such statements.
 
 
     Digital Insight Corporation
     Consolidated Statements of Operations (unaudited) (a)
     (in thousands, except per share data)
 
                                                       Three Months Ended
                                                           March 31,
                                                     2001 (b)        2000 (c)
     Revenues                                         $20,416         $8,732
 
     Costs and operating expenses
      Cost of revenues                                 13,429          5,130
      Sales, general and administrative                 7,662          8,799
      Research and development                          5,788          3,718
      Amortization of stock-based compensation          3,183            329
      Amortization of goodwill and intangibles          8,882            ---
      Restructuring charge                              2,336            ---
      Merger-related expenses                             ---         12,658
      Total costs and operating expenses               41,280         30,634
 
     Loss from operations                             (20,864)       (21,902)
 
      Interest and other income, net                      838            995
 
     Net loss before cumulative effect of change
      in accounting method                            (20,026)       (20,907)
 
      Cumulative effect of change in accounting
       method                                             ---         (2,515)
 
     Net loss                                        $(20,026)      $(23,422)
 
     Basic and diluted net loss per share before
      cumulative effect of change in
      accounting method                                $(0.69)        $(0.92)
 
      Per share adjustment for cumulative effect of
       change in accounting method                        ---          (0.11)
 
     Basic and diluted net loss per share              $(0.69)        $(1.03)
 
     Shares used in computing basic and diluted
      net loss per share                               28,924         22,803
 
     Pro forma excluding amortization, restructuring
      charge, merger-related expenses and cumulative
      effect of change in accounting method:
 
     Pro forma net loss                               $(5,625)       $(7,920)
 
     Pro forma net loss per share                      $(0.19)       $ (0.35)
 
     Shares used in computing pro forma net loss
      per share                                        28,924         22,803
 
 
     (a)  Reflects the adoption of Staff Accounting Bulletin No. 101, "Revenue
          Recognition in Financial Statements," or SAB 101 retroactively as of
          January 1, 2000.
     (b)  The three months financial information for 2001 includes the 1View
          acquisition, which was completed in the second quarter of 2000 and
          AnyTime Access acquisition, which was completed in the third quarter
          of 2000.  Both acquisitions were accounted for using the purchase
          method of accounting.
     (c)  All historical financial information has been restated to reflect the
          acquisition of nFront, Inc. in the first quarter of 2000, which was
          accounted for as pooling of interests.
 
 
     Digital Insight Corporation
     Balance Sheet
     (in thousands)                                 (unaudited)
                                                       As of          As of
                                                     March 31,    December 31,
                                                       2001           2000
     ASSETS
     Current assets:
      Cash and cash equivalents                       $46,367        $71,523
      Short-term investments                           25,574         10,187
      Accounts receivable, net                         14,979         14,403
      Accumulated implementation costs                  4,746          4,551
      Other current assets                              3,809          3,907
       Total current assets                            95,475        104,571
 
     Property and equipment, net                       37,373         34,702
     Goodwill and intangible assets, net              126,187        135,067
     Accumulated implementation costs                   5,507          5,173
     Long-term investments                              2,060            ---
     Other assets                                         930          2,713
       Total assets                                  $267,532       $282,226
 
     LIABILITIES AND STOCKHOLDERS' EQUITY
     Current liabilities:
      Accounts payable                                 $2,765         $5,308
      Accrued compensation and benefits                 3,791          3,237
      Customer deposits and deferred revenue           11,239         12,442
      Other accrued liabilities                         8,257          6,477
      Line of credit                                    5,000          1,000
      Capital lease obligations                         2,018          2,265
      Current portion of long-term debt                   444            278
       Total current liabilities                       33,514         31,007
 
     Capital lease obligations                          1,152          1,706
     Long-term debt                                     2,056          2,222
     Customer deposits and deferred revenue             7,555          7,456
       Total liabilities                               44,277         42,391
 
     Common stock                                          29             29
     Additional paid-in capital                       334,472        333,845
     Stockholders' note receivable                       (117)          (115)
     Deferred stock based compensation                 (3,984)        (6,805)
     Accumulated deficit                             (107,145)       (87,119)
       Total stockholders' equity                     223,255        239,835
       Total liabilities and stockholders' equity    $267,532       $282,226
 
 
     Digital Insight Corporation
     Key Operating Data
 
                                     March 31,      December 31,    March 31,
                                       2001             2000          2000
         CONSUMER SEGMENT
     Live Internet Banking Clients
 
      Internet Banking Sites             788             714           492
      Internet Banking Active
       End-Users                   1,808,000       1,551,000       950,000
 
      Potential End-Users         23,200,000 (a)  20,400,000    14,100,000
        Penetration at Live Sites        7.8%            7.6%          6.7%
 
     All Internet Banking Clients
      Contracts                        1,066           1,018           767
      Potential End-Users         27,000,000 (a)  23,300,000    18,500,000
 
         BUSINESS SEGMENT
      Cash Management Contracts          433             397           282
      Cash Management Corporate
       Customers                       9,141           6,947           N/A
 
         LENDING SEGMENT
      Lending Contracts                  177             172           N/A
      Applications Processed          66,748          65,000           N/A
 
     Contracted Customers              1,310           1,256           880
 
     Revenue Segmentation ($,000)
      Lending Service Revenue         $3,418          $3,534           N/A
      Internet Banking Service
       Revenue (b)                   $16,998         $14,642        $8,732
      Total Revenue                  $20,416         $18,176        $8,732
 
 
     (a)  Potential End-Users has been updated to reflect most recently
          available data.
     (b)  Includes both Consumer and Business Segment revenue.
 
                     MAKE YOUR OPINION COUNT -  Click Here
                http://tbutton.prnewswire.com/prn/11690X35400283
 
 SOURCE  Digital Insight Corporation