WORCESTER, Mass., Aug. 4, 2015 /PRNewswire/ -- The period from mid-August to late October is considered peak hurricane season. To help homeowners keep their families and their property safe during a hurricane, The Hanover Insurance Group offers tips to help them prepare.
"Hurricanes are fairly common and they can cause tremendous harm to homes in their paths," said Richard W. Lavey, president, personal lines and chief marketing officer at The Hanover. "The good news, however, is with the right preparation, homeowners can reduce their risk of being injured or having their property damaged during a storm."
Hurricane preparation tips:
- Create or update a home inventory. It is one of the most important, but often overlooked, preparations. An Insurance Journal magazine poll indicated that homeowners' insurance claims are processed up to twice as quickly when customers have completed a home inventory in advance.
- Stock emergency supplies, including: a battery-powered radio, flashlights, extra batteries, medicines, first aid handbook and kit, and a week's worth of water and non-perishable food. Other items to have on hand include: prescriptions, pet supplies, plastic sheeting, tape and toiletries, such as diapers.
- Secure the house. Repair loose boards, shingles, shutters, downspouts—the kinds of things that could become greater problems in high winds or torrential rain.
- Bring items inside that could become dangerous as flying objects, including toys, grills, planters and lawn furniture. Make sure sheds, cabanas and similar structures are securely anchored.
- Develop an evacuation plan and know where local shelters are located. Create a list of key telephone numbers (family, friends, fire, police, insurance agent, etc.) that may be needed.
- Sign up for weather alerts. Stay alert about approaching weather and follow advice from local officials to stay safe during storms.
- Review coverages with an independent insurance agent to be sure adequate protection is in place. To find an agent, visit the "Find an Agent" tab on hanover.com. Questions to ask an insurance agent include:
- Are current rebuilding costs covered?
- Should separate flood insurance be considered?
- Are there any gaps in coverage?
Being prepared and taking the appropriate actions before, during and after a storm to protect your family and property can help to prevent or mitigate injury or losses. For more information, please view The Hanover's infographic at http://bit.ly/1g1OS1D.
About The Hanover
The Hanover Insurance Group, Inc., based in Worcester, Mass., is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. For more than 160 years, The Hanover has provided a wide range of property and casualty products and services to individuals, families, and businesses. The Hanover distributes its products through a select group of independent agents and brokers. Together with its agents, the company offers specialized coverages for small and mid-sized businesses, as well as insurance protection for homes, automobiles, and other personal items. Through its international member company, Chaucer, The Hanover also underwrites business at Lloyd's of London in several major insurance and reinsurance classes, including marine, property and energy. For more information, please visit hanover.com.
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The recommendation(s), advice and contents of this material are provided for informational purposes only and do not purport to address every possible legal obligation, hazard, code violation, loss potential or exception to good practice. The Hanover Insurance Company and its affiliates and subsidiaries ("The Hanover") specifically disclaim any warranty or representation that acceptance of any recommendations or advice contained herein will make any premises, property or operation safe or in compliance with any law or regulation. Under no circumstances should this material or your acceptance of any recommendations or advice contained herein be construed as establishing the existence or availability of any insurance coverage with The Hanover. By providing this information to you, The Hanover does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.
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SOURCE The Hanover Insurance Group, Inc.