TD Waterhouse Partners With First USA to Offer Customers Ability to Earn Free Trades

Apr 25, 2001, 01:00 ET from TD Waterhouse Group, Inc.

    NEW YORK, April 25 /PRNewswire/ -- TD Waterhouse (NYSE:   TWE; TSE), the
 global online financial services firm, and First USA, the leading issuer of
 Visa credit cards, today unveiled the TD Waterhouse e.card Visa.  The
 TD Waterhouse e.card Visa allows customers to earn points toward free trades
 in their TD Waterhouse brokerage account.
     The TD Waterhouse e.card Visa features no annual fee, a reward certificate
 which customers can redeem for a free trade in their brokerage account for
 every $2,000 spent on retail purchases, and a 5% rebate reflected on the
 customers credit card statement for purchases made at select online merchants
 including books, electronics, computer equipment, clothing, gourmet food,
 flowers and many other products and services.  A list of participating e.card
 merchants can be found by clicking on 'credit card' and 'online savings' in
 the banking section of TD Waterhouse's website located at
 http://www.tdwaterhouse.com.
     "The TD Waterhouse e.card Visa was designed to enhance the value of the
 relationship customers have with TD Waterhouse through their online brokerage
 accounts," said Randall Miller, Executive Vice President of TD Waterhouse
 Group, Inc.  "We looked for a partner that would enable us to offer something
 of real value to our customers -- the ability to earn free trades in their TD
 Waterhouse brokerage accounts -- and our relationship with First USA helps us
 accomplish that."
     "We are excited to be partnering with a premier financial services firm
 like TD Waterhouse," said Rosemary Cauchon, Executive Vice President of
 partnership marketing for First USA.  "Through this partnership, First USA
 will offer TD Waterhouse's customers a credit card product that provides
 additional relevant value beyond the traditional credit card, thus,
 strengthening the relationship between TD Waterhouse and its customers."
     The TD Waterhouse e.card Visa Card offers a low introductory fixed Annual
 Percentage Rate (APR) for purchases and balance transfers for the first six
 billing cycles following opening of the account.  After that, a competitive
 variable APR on purchases and balance transfers of the prime rate plus 6.9%.
 
     First USA (http://www.firstusa.com), a Bank One company (NYSE:   ONE), is
 the largest issuer of Visa credit cards.  First USA offers credit cards for
 consumers and businesses under its own name, the Bank One name and on behalf
 of 1,900 marketing partners.  These partners include some of the leading
 corporations, universities and affinity organizations in the United States.
 Bank One Corporation is the nation's fifth-largest bank holding company, with
 assets of more than $270 billion.
 
     TD Waterhouse Group, Inc., (NYSE:   TWE; TSE), provides investors with a
 broad range of brokerage, mutual fund, banking and other consumer financial
 products on an integrated basis.  Worldwide, TD Waterhouse currently services
 4.5 million customer accounts in the United States, Canada, the United
 Kingdom, Australia, and Hong Kong.  The firm also has joint ventures in Japan,
 India and Luxembourg to serve investors in those countries.  TD Waterhouse can
 be found on the Internet and on Windows powered Pocket PC's at
 http://www.tdwaterhouse.com, on America Online at Keyword: TD Waterhouse, and
 on web-ready phones at http://www.wtdw.com.  In the U.S., brokerage services
 provided through TD Waterhouse Investor Services, Inc., Member NYSE/SIPC.
 
                     MAKE YOUR OPINION COUNT -  Click Here
                http://tbutton.prnewswire.com/prn/11690X19803646
 
 

SOURCE TD Waterhouse Group, Inc.
    NEW YORK, April 25 /PRNewswire/ -- TD Waterhouse (NYSE:   TWE; TSE), the
 global online financial services firm, and First USA, the leading issuer of
 Visa credit cards, today unveiled the TD Waterhouse e.card Visa.  The
 TD Waterhouse e.card Visa allows customers to earn points toward free trades
 in their TD Waterhouse brokerage account.
     The TD Waterhouse e.card Visa features no annual fee, a reward certificate
 which customers can redeem for a free trade in their brokerage account for
 every $2,000 spent on retail purchases, and a 5% rebate reflected on the
 customers credit card statement for purchases made at select online merchants
 including books, electronics, computer equipment, clothing, gourmet food,
 flowers and many other products and services.  A list of participating e.card
 merchants can be found by clicking on 'credit card' and 'online savings' in
 the banking section of TD Waterhouse's website located at
 http://www.tdwaterhouse.com.
     "The TD Waterhouse e.card Visa was designed to enhance the value of the
 relationship customers have with TD Waterhouse through their online brokerage
 accounts," said Randall Miller, Executive Vice President of TD Waterhouse
 Group, Inc.  "We looked for a partner that would enable us to offer something
 of real value to our customers -- the ability to earn free trades in their TD
 Waterhouse brokerage accounts -- and our relationship with First USA helps us
 accomplish that."
     "We are excited to be partnering with a premier financial services firm
 like TD Waterhouse," said Rosemary Cauchon, Executive Vice President of
 partnership marketing for First USA.  "Through this partnership, First USA
 will offer TD Waterhouse's customers a credit card product that provides
 additional relevant value beyond the traditional credit card, thus,
 strengthening the relationship between TD Waterhouse and its customers."
     The TD Waterhouse e.card Visa Card offers a low introductory fixed Annual
 Percentage Rate (APR) for purchases and balance transfers for the first six
 billing cycles following opening of the account.  After that, a competitive
 variable APR on purchases and balance transfers of the prime rate plus 6.9%.
 
     First USA (http://www.firstusa.com), a Bank One company (NYSE:   ONE), is
 the largest issuer of Visa credit cards.  First USA offers credit cards for
 consumers and businesses under its own name, the Bank One name and on behalf
 of 1,900 marketing partners.  These partners include some of the leading
 corporations, universities and affinity organizations in the United States.
 Bank One Corporation is the nation's fifth-largest bank holding company, with
 assets of more than $270 billion.
 
     TD Waterhouse Group, Inc., (NYSE:   TWE; TSE), provides investors with a
 broad range of brokerage, mutual fund, banking and other consumer financial
 products on an integrated basis.  Worldwide, TD Waterhouse currently services
 4.5 million customer accounts in the United States, Canada, the United
 Kingdom, Australia, and Hong Kong.  The firm also has joint ventures in Japan,
 India and Luxembourg to serve investors in those countries.  TD Waterhouse can
 be found on the Internet and on Windows powered Pocket PC's at
 http://www.tdwaterhouse.com, on America Online at Keyword: TD Waterhouse, and
 on web-ready phones at http://www.wtdw.com.  In the U.S., brokerage services
 provided through TD Waterhouse Investor Services, Inc., Member NYSE/SIPC.
 
                     MAKE YOUR OPINION COUNT -  Click Here
                http://tbutton.prnewswire.com/prn/11690X19803646
 
 SOURCE  TD Waterhouse Group, Inc.