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Vidya Lakshmi, a Web-Based Portal Launched for Students Seeking Education Loans


News provided by

NSDL e-Governance Infrastructure Limited

21 Aug, 2015, 11:37 IST

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Vidya Lakshmi Logo (PRNewsFoto/NSDL e-Governance Infrastructure)
Vidya Lakshmi Logo (PRNewsFoto/NSDL e-Governance Infrastructure)

MUMBAI, August 21, 2015 /PRNewswire/ --

A web-based portal viz. Vidya Lakshmi (http://www.vidyalakshmi.co.in) has been launched for students seeking educational loans. It's a one-of-its-kind portal providing single window for students to access information and make application for educational loans provided by banks as well as for government scholarships.


     (Logo: http://photos.prnewswire.com/prnh/20150821/10128955)

Vidya Lakshmi was launched on the occasion of Independence Day i.e. 15th August, 2015 for the benefit of students seeking educational loans. The portal has been developed and maintained by NSDL e-Governance Infrastructure Limited (NSDL e-Gov) under the guidance of Department of Financial Services, Ministry of Finance, Department of Higher Education, Ministry of Human Resource Development and Indian Banks' Association (IBA).

Earlier, the Union Finance Minister Shri Arun Jaitley in the Union Budget for 2015-16 inter-alia had proposed to set-up a fully IT based Student Financial Aid Authority to administer and monitor Scholarship as well as Educational Loan Schemes, through the Pradhan Mantri Vidya Lakshmi Karyakram (PMVLK) to ensure that no student misses out on higher education for lack of funds. The launch of the aforesaid portal is a first step towards achieving this objective.

The portal has the following features:

  • Information about educational loan schemes of banks;
  • Common educational loan application form for students;
  • Facility to apply to multiple banks for educational loans;
  • Facility for banks to download students' loan applications;
  • Facility for banks to upload loan processing status;
  • Facility for students to e-mail grievances/queries relating to educational loans to banks;
  • Dashboard facility for students to view status of their loan application and
  • Linkage to national scholarship portal for information and application for government scholarships.

So far, 13 banks have registered with 22 Educational Loan Schemes on the Vidya Lakshmi portal and 5 Banks viz; SBI, IDBI Bank, Bank of India, Canara Bank and Union Bank of India have integrated their system with the portal for providing loan processing status to students. This initiative aims to bring on board all banks providing educational loans. It is expected that students throughout the country will be benefited by this initiative of the government by making available a single window for access to various Educational Loan Schemes of all banks.

About NSDL e-Governance Infrastructure Limited:     

NSDL e-Governance Infrastructure Limited (NSDL e-Gov) was originally setup as a Depository in 1995 and has over the years used its inherent strengths, project management capabilities & technology expertise to deliver state of the art e-Governance solutions which has helped Governments to identify and clear bottlenecks, promote transparency, reduce service delivery costs and deliver public services efficiently. The solutions have efficiently made use of information and communication technologies as a tool for delivering public services and benefits to society at large. Some of the key e-Governance projects undertaken by NSDL e-Gov are:

  1. Tax Information Network (TIN)
  2. Central Recordkeeping Agency (CRA) for National Pension System
  3. Electronic Accounting System in Excise & Service Tax (EASIEST)
  4. GST Pilot Project
  5. Registrar for Aaadhar enrolment and eKYC/Authentication Services
  6. National Judicial Reference System

NSDL e-Gov works closely with various government agencies for designing, managing and implementing e-Governance projects. Over a period of time, NSDL e-Gov has gained varied experience and expertise in areas that help governments overcome various challenges faced by them in fulfilling their core responsibilities of delivering public services to the society.

More updates on: https://web.facebook.com/VidyaLakshmi.Portal

Media Contact:
Vinith Nair
[email protected]
+91-9820788411
Assistant Vice President
NSDL e-Governance Infrastructure Limited

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