3in4 Association Offers Free Updated Guide On Long-Term Care Planning

OVERLAND PARK, Kan., Aug. 8, 2013 /PRNewswire/ -- The 3in4 Association has announced the latest version of its free guide, "The Essentials of Long-Term Care Planning," available for download at http://www.3in4needmore.com. The guide helps readers understand the importance of creating a plan for their long-term care needs, with information and resources for getting started, including:

• Knowing your risks
• Considering who will care for you
• Paying for long term care
• Designing the right plan for you
• Doing your homework
• Working with a specialist

New chapters recently added include:

• Critical illness insurance
• Reverse mortgages
• Combination products such as life insurance policies with LTC riders
• Veterans Administration (VA) benefits

(Photo:  http://photos.prnewswire.com/prnh/20130808/NY61244)

"3 in 4 Americans will need more than just health insurance to cover their long-term care needs, and costs are rising. Nursing home costs alone are projected to rise to more than $175,000 annually on average by 2021," said Jonas Roeser, 3in4 Association President and Founder. "Do you really want your children to quit their jobs to bathe you and feed you? If not, have you saved the hundreds of thousands of dollars you'll need for professional care over multiple years? Can a long-term care insurance policy help cover these costs? These and other key questions are answered in the guide."

The guide includes insights from industry experts Denise Gott, Gary Melnikoff, Todd Grove, Gene Cutler, Andria Bovey, Jonas Roeser, Gail Steingold, Mike Banner, Michelangelo Mortellaro, and Janet Washburn. Additional support was also provided by leading long-term care companies, including Security One Lending, American Independent Marketing, American Senior Services, The National LTC Network, Emeritus Senior Living, and LTC Financial Partners.

Long-term care planning specialists are encouraged to contact the 3in4 Association to learn how to utilize its consumer educational tools and marketing materials, and to be listed on its website and soon-to-be-released mobile app. 

About The 3in4 Association
The 3in4 Association operates as a nonprofit 501(c) (6) corporation and the "3in4 Need More" campaign is a public service of the 3in4 Association. The Association is dedicated to raising awareness about the importance of long term care planning, and also provides education on products; services and programs to consider during plan design. Visit http://www.3in4needmore.com or email [email protected].

SOURCE 3in4 Association