Acorns Launches Invest My Tips, the First Automated Investing Product Built for Tip Earners

Invest My Tips turns everyday tips into long-term wealth - just $10 a day could grow to over $1 million in 45 years assuming a hypothetical 8% annual return.

IRVINE, Calif., Nov. 10, 2026 /PRNewswire/ -- Acorns, the financial wellness company helping everyday Americans grow their money, today announced the launch of Invest My Tips, the first automated investing product built specifically for tip earners.

Tipping used to be a few extra dollars at the bottom of a receipt. For a growing number of workers, it's now a primary source of income. Barbers, stylists, estheticians, and nail techs often earn between $35,000 and $45,000 a year, much of it in tips.^[1] They're part of a much larger independent workforce: there are over 70 million independent earners in America. Yet the tools built to receive tips, from peer-to-peer payment apps to the counter tip jar, were designed to move and spend money, not to invest it.

Invest My Tips is designed to change that. When a tip comes in, it is automatically invested in a diversified portfolio. There is no action required, and no minimum balance needed. The product builds on the approach behind Acorns' Round-Ups feature: customers do not need to overhaul their finances, they simply automate a habit. By investing tips consistently, even small amounts have the opportunity to compound over time. One $10 tip a day could grow to over $1 million in 45 years assuming a hypothetical 8% annual return.

"We started Acorns with a simple idea: everyone should have access to the real tools of wealth-making, even if they're starting with just spare change," said Noah Kerner, CEO of Acorns. "Invest My Tips expands on that idea by turning everyday tips into an opportunity to automatically invest in the future."

Here's how it works:

• Tip earners join Acorns and set up their Invest account. With Invest My Tips activated, they get a personalized in-app QR code and can order free QR code stickers for their station or register.
• Customers scan to tip in seconds. They can tip using Apple Pay, Google Pay, or debit or credit card. No Acorns account needed on their end.
• Acorns does the rest. 100% of each tip goes straight into the tip earner's Acorns Invest account, where it has the chance to grow. Acorns will add a 1% match on eligible invested tips.

To help launch Invest My Tips, Acorns is partnering with VicBlends, the barber and creator who built a following of millions by turning haircuts into conversations about life, opportunity, and personal growth. Known for giving back to barbers, including through a licensed barber program inside California prisons, he will introduce Invest My Tips to his followers on Instagram and TikTok beginning November 10, in collaboration with Acorns. In partnership with VicBlends, Acorns will put $25,000 toward barbers and stylists, including $50 for each of the first 100 tip earners who sign up at acorns.com/vicblends.

"I'm partnering with Acorns because I believe in pushing the barbering and beauty industry forward. For way too long, we have been needing a change in how barbers and stylists can take care of their future and families. With Invest My Tips, one tip a day goes straight to your future instead of the next thing you buy. One tip. Every day. That can be the difference between retiring comfortably for your family or working to make ends meet as an elder," said VicBlends.

Acorns is also partnering with SQUIRE, the technology platform for barbershops and salons, to introduce Invest My Tips to barbers, stylists and their customers across America. "Barbers work hard for every tip they earn, and too often that money disappears into day to day expenses," said Dave Salvant, co-founder and President of SQUIRE. "With Invest My Tips, we're giving barbers a simple way to turn their tips into investments and build lasting wealth for themselves and their families. We're proud to partner with Acorns to put that opportunity right in the tools they already use every day."

Invest My Tips is available beginning November 10, 2026. To learn more or sign up, visit https://www.acorns.com/invest-my-tips/.

About Acorns
Acorns is the financial wellness company helping everyday Americans grow their money for the long term. Since 2014, Acorns has grown into a global company with multiple life stage products serving the needs of kids, teens, adults and parents. Named one of America's Best Financial Services of 2026 by TIME, Acorns has served over 16 million people, and helped customers save & invest over $33 billion dollars, much of it from spare change and small amounts.

Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing. Investment advisory products and services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage products and services are provided by Acorns Securities, LLC, an SEC registered Broker Dealer, Member FINRA/SIPC. For more information visit Acorns.com.

Invest My Tips provides eligible Acorns customers with a personalized QR code to receive qualifying tips for eligible services they personally provide. Qualifying tips of $5 to $250 are directed to the customer's Acorns Invest account and automatically invested, subject to daily ($1,000) and monthly ($7,500) limits. Included in Acorns subscription charge. Additional eligibility and terms apply. Visit acorns.com/invest-my-tips-terms. Terms for Tippers apply. Visit acorns.com/invest-my-tips-tipping-agreement/. Tipper's card issuer or payment provider may impose its own fees, interest, or other terms.

1% Match is a limited time offer paid on qualifying tips between $5-$250, up to a total Match of $75 per quarter. Subject to daily ($1,000) and monthly ($7,500) limits. Paid quarterly in the following calendar quarter. Match cap is prorated for partial quarters. Must remain an eligible Acorns Customer in good standing until time Match amount is received. Terms apply and are subject to change.

Spare change invested with Round-Ups^® is transferred from your linked funding source (checking account) to your Acorns Invest account when activated. Round-Up investments from an external account will be processed when your Pending Round-Ups reach or exceed $5.

$50 bonus investment available to the first 100 new customers who sign up at acorns.com/vic, open an Acorns Invest account, and set up a recurring investment within 7 days of signing up. Limited time offer. Terms apply. Visit acorns.com/vicblends.

^[1] Source: U.S. Bureau of Labor Statistics, Occupational Outlook Handbook, May 2025: Barbers $38,200 / Hairdressers & Cosmetologists $35,800 / Skincare Specialists $45,330 / Manicurists & Pedicurists $35,760. bls.gov/ooh 

SOURCE Acorns