AFR Unveils Enhanced Non-Owner Occupied & Correspondent Delegated Flow Best Efforts Channel

PARSIPPANY, N.J., March 11, 2025 /PRNewswire/ -- American Financial Resources, LLC (AFR) is setting a new standard in the market with substantially enhanced pricing on Conventional Non-Owner Occupied (NOO) loans, providing real estate investors with a powerful advantage. With significantly improved pricing options, investors can enjoy lower principal and interest payments—leading to a higher return on investment (ROI) compared to Debt-Service Coverage Ratio (DSCR) and other Conventional NOO financing options.

Key Benefits of AFR's NOO Pricing:

• Substantially Better Pricing – AFR's competitive NOO pricing means lower payments and greater cash flow for investors.
  
  
• No Prepayment Penalties – Unlike DSCR loans, AFR's NOO Conventional options come with no prepay penalties, offering greater flexibility.
  
  
• Higher ROI – With lower rates and no prepay restrictions, investors can maximize returns compared to DSCR and other NOO loan alternatives.

NOO Renovation Financing for Purchase and Refinance

AFR also offers powerful renovation options to help investors enhance their properties and increase rental income:

• For Purchases – Investors can acquire an investment property and renovate it before renting, increasing marketability, rental rates, and overall ROI.
  
  
• For Refinances – At lease expiration, investors can use renovation financing to upgrade the property, boost rental income, and maximize cash flow. No strategy amplifies ROI like increasing rental income through smart property improvements amortized over 30 years.

Introducing AFR's New Correspondent Delegated Best Efforts Flow Channel

In addition to its aggressive NOO pricing, AFR is excited to highlight the newly launched Correspondent Delegated Best Efforts Flow Channel—a game-changer for smaller & mid-sized mortgage banker shops. This platform is especially beneficial for loan amounts under $350,000 and provides a strategic solution for lenders who don't work directly with Fannie Mae, Freddie Mac, or Ginnie Mae or who want to avoid having to hedge their own locks with a complicated hedge strategy.

With AFR's newly streamlined programs, drastically improved pricing, and enhanced support under new ownership, TPO (Third-Party Originating) clients now have a trusted partner to help compete and win in today's competitive lending landscape.

AFR is committed to providing innovative solutions that empower investors, correspondents, and brokers alike. If you're looking for a partner to help you navigate the market with stronger pricing and flexible financing options, AFR is your go-to source.

For more information on AFR's NOO pricing and Correspondent Delegated Flow Channel, contact us today at (888) 913-3912, [email protected] or visit www.afrwholesale.com.

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About American Financial Resources, LLC

American Financial Resources, LLC (AFR) is a national leader in residential mortgage lending. With a commitment to innovation and customer satisfaction, AFR provides a wide range of mortgage products to meet the needs of diverse clients. The company's focus on continuous improvement and strategic growth ensures that it remains at the forefront of the industry. American Financial Resources, LLC. is an Equal Housing Lender and Equal Opportunity Employer Lender. NMLS 2826 at www.nmlsconsumeraccess.org. For more information, visit www.afrcorp.com.

SOURCE American Financial Resources, LLC