New integration gives issuers a more scalable way to tap retirement capital while simplifying IRA-funded investing
NASHVILLE, Tenn., Oct. 8, 2026 /PRNewswire/ -- Alto, the technology-led platform connecting retirement capital with private markets, today announced a new integration with Canopy, a modern platform that helps venture capital managers and issuers run SPVs with transparency and clarity. Building on the companies' December 2025 partnership, the integration embeds Alto's IRA funding infrastructure directly into Canopy's investor onboarding, making it easier for issuers to accept retirement capital at scale while simplifying IRA-funded investing.
The integration makes funding a private market investment with an IRA more like funding one with cash. With a single authorization, required IRA information flows securely from Alto into Canopy, automatically populating subscription documents and streamlining custodial approval and investment funding. From initial investments through capital calls, increases, distributions, cancellations, and refunds, the integration keeps data synchronized across both platforms to support annual IRA reporting requirements and provide real-time visibility into investment status.
Turning IRA Capital Into a Growth Channel
IRA capital represents a significant opportunity for private market issuers, but accepting it has traditionally required additional steps that cash investments do not. From collecting IRA and custodian information to securing custodial approval and processing funds, those requirements can create added friction for issuers and investors alike, making retirement capital harder to incorporate into the fundraising process.
Removing most of those barriers creates another avenue for issuers to raise capital from both new and existing investors, including those who may be able to participate or increase their allocation by funding through an IRA. For investors, it means being able to put retirement assets to work without navigating a separate, manual process.
"Private market issuers shouldn't have to choose between accessing retirement capital and keeping their fundraising process simple, yet that's effectively been the tradeoff for too long," said Eric Satz, Founder and CEO of Alto. "There's an enormous pool of capital already sitting in IRAs, but the infrastructure hasn't made it easy for issuers to access it. By integrating directly with Canopy, we're changing that. Retirement dollars shouldn't be a special case in private market fundraising. They should simply be another way investors fund the opportunities they believe in."
The Retirement Opportunity
The integration comes as demand for alternative investments continues to grow and more investors look beyond public markets to diversify their retirement portfolios. U.S. investors currently hold $19.9 trillion in IRAs, representing a significant pool of retirement capital that could be put to work in private markets. A PwC analysis found that even a modest 5% allocation to alternatives across 401(k)s and other tax-advantaged retirement vehicles could add over $1 trillion in new assets under management by 2030. Alto is seeing that opportunity translate into adoption, with Alto investors averaging 3.2 investments each and average investment size up 31.2% year over year.1
"For Canopy, this is about giving issuers more ways to raise capital without adding complexity to the fundraising experience," said Jared Snow, CEO of Canopy. "Integrating Alto directly into our platform opens a long-term, tax-advantaged source of capital that has historically been more difficult to incorporate into private market fundraising. That's a meaningful differentiator for Canopy and a better experience for the investors our customers serve."
To learn more about how Alto and Canopy are streamlining IRA-funded investing together, visit grow.altoira.com/canopy.
About Alto
Alto is a technology-led self-directed IRA custodian and broker-dealer making it easier to invest retirement capital in private markets. As a qualified custodian and SEC-registered broker-dealer, Alto brings custody, compliance, investment execution, and technology together on one platform. Financial advisors execute private market deals inside client IRAs through Alto Private Deal Room, individual investors access curated alternatives through Alto Marketplace, and enterprise partners use Alto's configurable, API-based infrastructure to embed retirement investing capabilities into their own platforms. Alto pairs AI-driven automation with deep alternatives expertise to streamline compliance, documentation, and execution workflows that have historically made private market retirement investing complex. Learn more at altoira.com.
DISCLAIMER: This communication is for informational purposes and does not constitute a solicitation of any securities. Private securities are intended for highly sophisticated investors. Private securities involve substantial risks, including loss of principal, lack of operating history, leverage, illiquidity, and concentration risk. Alto does not provide investment, legal, or tax advice. Investors should consult their own advisors and conduct due diligence before investing. Alto Solutions, Inc. is an administrator of IRAs and offers a platform to invest in private markets on its Private Deal Room. Alto Trust Co. is a state chartered trust company and passive custodian of IRAs. Alto Securities, LLC is a registered broker dealer, member of FINRA/SIPC and supports Alto Marketplace.
About Canopy
Canopy has built modern infrastructure to support how venture capital managers operate. Investors on Canopy's platform can set up SPVs in minutes and manage capital, allocations, taxes, distributions, reporting, and LP communication in one platform. Thousands of investors and venture capital managers use Canopy to run SPVs, syndicates, and co-investment opportunities.. Learn more at www.heycanopy.com.
1 Alto internal data, as of September 30, 2026.
SOURCE Alto IRA
Share this article