American Modern Completes Construction of LivingWise Home

Employee-built home to be used for education and claims training

Nov 04, 2015, 09:00 ET from American Modern Insurance Group

AMELIA, Ohio, Nov. 4, 2015 /PRNewswire/ -- With the help of more than 350 employee volunteers, American Modern Insurance Group® has completed construction of a two-story "LivingWise" home inside its training center in Amelia, OH, to demonstrate smart, sustainable and secure residential lifestyle features and train claims adjusters on related building materials and technologies.

As part of the company's commitment to employee training and engagement, American Modern employees from across the organization worked in groups to construct the LivingWise home over seven months.

"The new facility takes our current hands-on claims training program to the next level so our employees and those from other companies who attend our classes can even better serve customers," said Dave McNutt, Senior Vice President of Claims, who noted that American Modern will use the home for claims training beginning in January 2016.

"Whether they involve smart technology or environmentally friendly construction, these kinds of features will be increasingly common in the homes we insure, so adjusters need to understand how to estimate and make repairs when they're damaged," he said.

Throughout the construction process, the company shared educational resources through a blog to provide tips and information on how to apply the LivingWise principles.

"From the outset, the LivingWise home has been more than a construction project," said Tammy Nelson, Chief Marketing Officer.

"It's been about a lifestyle that's smart, sustainable and secure. We wanted to be innovative, informative and inspiring so we could create a conversation with our partners and policyholders about LivingWise."

The LivingWise home was built in partnership with Hartford Steam Boiler (HSB), which contributed and installed smart home technologies. American Modern and HSB are both subsidiaries of Munich Re, one of the world's largest reinsurers, and are members of the Insurance Institute for Business & Home Safety (IBHS), also a partner in the LivingWise initiative. IBHS is a research and communications association solely supported by the property insurance industry that focuses on translating its building science research into real world resilience. 

With support from these partners, the LivingWise home is:

  • Smart: The home features a smart thermostat, keyless entry doorway, water sensors and carbon monoxide/smoke detectors, among other devices.
  • Sustainable: For example, building materials are made of sustainable and environmentally-friendly elements, including bamboo and cork flooring as well as a concrete countertop in the first-floor bathroom.
  • Secure: With guidance from IBHS, the home's garage was built to meet its FORTIFIED construction standards which will make it more resistant to high winds and hail.

For more information about the LivingWise project, visit: or visit American Modern's Facebook page.

About American Modern Insurance Group
American Modern delivers specialized products and services for residential property--like manufactured homes and specialty dwellings--and for consumers in the recreational market, including owners of boats, personal watercraft, classic cars, motorcycles, ATVs and snowmobiles. The company also provides products and services to protect financial institutions and their customers.

American Modern is licensed in all 50 states through six property and casualty companies, which are part of an insurance group that enjoys an A+ (superior) rating by the A.M. Best Company, a leading independent insurance analyst.  These companies insure more than 1.7 million policyholders countrywide and have been recognized as a Best Place to Work by the Cincinnati Business Courier and a Top Workplace by the Cincinnati Enquirer.

About HSB
Hartford Steam Boiler (HSB), a member of Munich Re's Risk Solutions family since 2009, is a leading engineering and technical risk insurer providing equipment breakdown insurance products, other specialty coverages, and related inspection services and engineering consulting. Founded in 1866, HSB's difference is grounded in extensive technical knowledge with over 50 percent of its staff engineers, inspectors and technical personnel around the globe. We leverage our knowledge to anticipate future risks and develop a range of specialized solutions that enable our clients to build deeper and more profitable customer relationships.  HSB holds A.M. Best Company's highest financial rating, A++ (Superior). For more information, visit and connect on Twitter, Facebook and LinkedIn.

About the Insurance Institute for Business & Home Safety (IBHS)

IBHS is an independent, nonprofit, scientific research and communications organization supported by the property insurance industry. The organization works to reduce the social and economic effects of natural disasters and other risks on residential and commercial property by conducting building science research and advocating improved construction, maintenance and preparedness practices.

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SOURCE American Modern Insurance Group