Arc Unveils AI-Powered Platform For Borrowers, Transforming Debt Capital Management For Private Markets

New borrower-centric AI solution streamlines raising, funding, and managing debt capital — saving companies over 100 hours and $100K per year

SAN FRANCISCO, March 11, 2025 /PRNewswire/ -- Arc, the leading capital management platform, today announced the launch of its AI-powered platform for borrowers, enabling ambitious private companies to raise and manage debt capital seamlessly in one place. Powered by Arc's proprietary agentic AI, the platform eliminates manual, offline reporting obligations associated with managing debt facilities, saving businesses meaningful time and money, while delivering the same level of access and insights traditionally expected by companies and their lenders.

More powerful tools for companies raising and managing debt, powered by AI

Companies of all industries and sizes raising debt can now benefit from a capital management platform purpose-built to help them not only manage a debt capital raise, but also comply with lender requirements. With Arc, companies can now:

• Generate a customized AI-driven capital assessment, arming the borrower with deep insights into the sizing, pricing, duration and structure of the facility they're qualified for, along with detailed lists of lenders to engage.
• Run a competitive debt raise across multiple lenders with tailored marketing materials, and evaluate term sheets side by side, using Arc's platform to negotiate key terms.
• Fund the loan into a one-click DACA-enabled cash management account and automate post-funding monitoring and reporting. This launch completes Arc's vision of empowering companies with a streamlined, technology-forward alternative to traditional, offline banking and capital raising.

"With Arc for borrowers, we're not only improving access to the debt capital markets for private companies, but also removing the friction that has always existed in borrower-lender relationships," said Don Muir, CEO & Co-Founder of Arc. "Private credit is exploding as businesses seek alternatives to more rigid or expensive forms of capital. Our AI-powered platform levels the playing field, giving private companies the same sophisticated guidance, competitive processes, and detailed reporting that public companies supported by investment bankers typically enjoy—while saving them significant time, money, and complexity."

Building for an underserved segment of the market

The private credit market continues to surge, with industry estimates projecting growth beyond $2 trillion in the coming years as companies increasingly turn to flexible financing. Arc's Capital Markets platform addresses a critical gap for borrowers in the middle market who often lack standardized financial reporting and company marketing materials or access to the debt capital markets. Advances in Arc's proprietary AI software make this possible.

"We've been working with Arc to secure debt financing, and the borrower platform has been a game-changer," said Micah Geinsberg, CFO of Lendflow, a venture-backed Series A company. "Arc's AI capital assessment gave us clarity on what we needed and who to approach, and the entire process—from raise to reporting—has felt effortless. It's saved us countless hours and strengthened our relationship with our lender."

Arc's borrower experience connects its Capital Markets and Cash Management product offerings, creating a powerful flywheel effect that drives value for borrowers and lenders alike as platform activity scales. By connecting borrowers with lenders through AI-driven insights and streamlined processes, Arc delivers better terms and a superior user experience—positioning it as the go-to partner for private credit financing.

About Arc: Arc is the capital management platform for ambitious companies and lenders. Arc serves the innovation economy with intelligent cash management and capital markets solutions, in partnership with leading financial institutions and a proprietary network of private credit funds.

Founded in 2021, Arc has headquarters in San Francisco and New York City. It has raised over $180 million of equity and debt capital from investors including Left Lane Capital, NFX, Atalaya, Bain Capital Ventures, Clocktower Technology Ventures, Torch Capital, and Y Combinator, among others. To learn more, visit www.joinarc.com.

Arc is a financial technology company, not a bank. For important information about Arc, see our general disclosures.

Contact: Eden Hoffman; [email protected]

SOURCE Arc