NEW YORK, July 18, 2016 /PRNewswire-USNewswire/ -- Disasters can happen anywhere. Whether it's wildfires in the west or hurricanes along the Atlantic and Gulf coasts. That's why getting the right type and amount of insurance for your home or business is one of the most important financial decisions you will ever make, according to the Insurance Information Institute (I.I.I.).
Every year insurers pay billions of dollars in claims from such disasters, points out the I.I.I.
To help viewers understand what is and isn't covered by their insurance and to choose the best coverage for their needs and budget, the I.I.I.'s (I.I.I.), disaster preparedness experts will be available via satellite media tour on Wednesday, July 20, from 6:00 a.m. to 1:00 p.m.ET, and Tuesday, August 2, from 6:00 a.m. to 1:00 p.m. ET. In studio interviews are also available.
The I.I.I. can talk about:
How to understand your policy—and questions to ask your insurance professional when purchasing insurance for your home, auto, or business.
Which disasters are covered by standard homeowners and business insurance policies--and which are not covered
The specific types of coverage audiences in your market need --and which ones they don't need to waste money on).
The importance of an insurance checklist
What a deductible is (and how it works)
Why insurance is necessary even when it is not mandatory.
How to get insurance money faster after a disaster by understanding the claims process
The importance of having an up-to-date home inventory - there's an app for that! – 'Know Your Stuff App'.
Ways to save money on home and renters insurance and still be protected when disaster strikes.
Free resources to keep people and property safe while protecting their finances.
I.I.I.'s Insurance Experts:
Dr. Robert Hartwig, CPCU, president and economist: A veteran of many major natural disasters including Hurricane Katrina and superstorm Sandy, Dr. Hartwig has focused his work on improving understanding of key insurance issues across all industry stakeholders including media, consumers, insurers, producers, regulators, legislators and investors. He is a member of the American Economic Association, the American Risk and Insurance Association, the National Association of Business Economics and the CPCU Society.
Jeanne M. Salvatore, senior vice president, chief communications officer and consumer spokesperson: Ms. Salvatore plays a highly public role in representing the I.I.I. and the insurance industry. Ms. Salvatore works closely with national and local media, appearing often on radio, TV and in print as a spokesperson for insurance-related issues that directly affect the consumer, both individual and commercial. She serves as the industry liaison to numerous consumer, education, safety and community-based organizations. She also has an expertise in disaster response, providing consumer information for victims of natural disasters such as Hurricane Katrina and Superstorm Sandy. She works closely with FEMA's National Flood Insurance Program.
Elianne Gonzalez, Hispanic Press Officer, who is available for Spanish interviews: Ms. Gonzalez is a long-time personal finance editor, writer, and columnist, with work appearing in several major Spanish publications and Web sites. Before joining the I.I.I. in 2005, she was managing editor for the financial section and senior continental editor of the stock market section of the Web site Terra.com, aimed at the U.S. Hispanic market. Ms. Gonzalez's personal finance columns appear in other major Hispanic Web sites including MSN Latino.
Reporters interested in booking a satellite media tour interview, please contact Susan Higgins at:[email protected]; (212) 736-2727.