BECU Launches New Credit Card Suite Designed To Meet Members' Everyday Needs

Three-card portfolio provides low-rate, cash-back and points-rewards options, with no annual fee¹ and faster digital access.

SEATTLE, Nov. 12, 2026 /PRNewswire/ -- BECU, Washington's largest credit union, today announced the launch of three new credit cards designed to give members clearer choices based on how they borrow, spend and earn rewards. The three new cards, named BECU Lift, BECU Rise and BECU Elevate, are now available to BECU members.

The new lineup, informed by member needs and evolving financial behaviors, includes low-rate, cash-back and rewards credit cards. The suite of cards is supported by a new and improved lending platform that connects the application and membership experience, automates key steps and gives approved cardholders the ability to add their card to popular digital wallets.

"Members should be able to consider their options and choose a card that fits how they actually manage their money," said Werner Loots, chief consumer and business solutions officer at BECU. "Thanks to these three new credit cards, we are combining increased value with a simpler user experience, giving members a clearer path to the right card to meet their needs and financial goals."

Three Cards Built for Distinct Member Needs

• BECU Lift: A low-rate Visa for members focused on cost-effective borrowing or building credit. Lift includes a 12-month introductory 0% APR offer on qualifying purchases and balance transfers when transfers are made within the first 90 days of account opening. After that, rates range from 12.74% to 21.74% variable APR as of 11/1/2026.
• BECU Rise: A Visa Signature card offering unlimited 2% cash back on every purchase, with no cash-back expiration or caps.
• BECU Elevate: A Visa Signature points-rewards card offering 3x points on dining, travel, mass transit and streaming services, and 1x point on all other purchases, with no points expiration or caps.

All BECU credit cards feature no annual fee and no foreign transaction fee.

A Simpler, More Connected Card Experience

• Applicants can use prequalification to see which card they may qualify for without affecting their credit score before submitting a full application.
• Approved cardholders can access their card through Apple Wallet or Google Wallet and begin making purchases before the physical card arrives.
• Rise and Elevate include Visa Signature benefits for every cardholder, along with flexible, member-managed redemption options.
• Members can apply through BECU.org or at their local Neighborhood Financial Center.

The new cards replace BECU's previous credit card options for new applications. Members who wish to keep an existing BECU credit card may continue using it, and BECU will continue supporting existing cards. Current credit card holders may also apply for one of the new credit card options.

As a member-owned, not-for-profit cooperative, the new credit cards reflect BECU's commitment to improving the financial well-being of its members and their communities. By combining a more competitive suite of credit cards with a modern digital lending experience and the low fees enabled by the cooperative structure, BECU is preparing the way for future innovative products and digital capabilities.

To learn more about BECU Lift, BECU Rise and BECU Elevate, visit https://www.becu.org/everyday-banking/credit-card/compare-credit-card.

About BECU
With more than 1.5 million members and $29.4 billion in assets, BECU is the largest not-for-profit credit union in Washington and one of the top five financial cooperatives in the country. As a member-owned credit union, BECU is focused on helping increase the financial well-being of its members and communities through great rates, few fees, community partnerships and financial education. The credit union currently operates 70 financial centers, including two in South Carolina. For more information, visit www.becu.org.

¹BECU's credit card rates in effect as of 11/1/2026 range from 12.74% to 28.99% variable APR and are subject to change without notice. The actual APR will be determined when you apply and will be based on your credit worthiness.

Contact: BECU Public Relations
[email protected]

SOURCE BECU