Bolt Launches SuperApp Combining Finance, Crypto and Rewards All in One Platform

All-in-one Android and iOS app unifies payments, rewards, banking, crypto and commerce, putting consumers in control of how they shop, save and spend

SAN FRANCISCO, Sept. 25, 2025 /PRNewswire/ -- Bolt, the checkout, identity, and payments platform, today announced the official launch of its all-in-one SuperApp, bridging the fiat-crypto gap and giving users a unified way to shop, spend, save, earn and invest. Previously available in beta, the SuperApp now delivers crypto trading, peer-to-peer transfers, digital banking, and commerce in one integrated platform, replacing the clutter of multiple standalone apps.

"The future of money and commerce isn't siloed—it's seamless," said Ryan Breslow, Founder and CEO of Bolt. "Today's consumer shouldn't have to juggle multiple apps for fiat, crypto, rewards, or shopping. Our SuperApp brings it all together in one secure, intuitive platform. By building rewards, banking and commerce directly into a single app, we're creating not just another wallet, but a financial operating system for the modern consumer. Bolt is delivering the infrastructure to make this future real, scalable, and accessible to everyone."

More than one-third of Americans are interested in using a single superapp to control their finances, according to PYMNTS research, signaling strong demand for a simpler way to manage money.

Key Features

1. Unified Financial Hub

• Manage fiat and crypto transactions, peer-to-peer payments, and direct deposit in one integrated platform. Fund accounts via ACH through Plaid, with cash access through Allpoint ATMs.
• Instant virtual debit card issued upon KYC approval, with optional physical cards and streamlined fulfillment.

2. Advanced Card Controls

• Lock or unlock your card and securely view card details from a single interface.
• Dual-rail transaction support enables both fiat and crypto (Bitcoin, Ethereum, Polygon, Solana, USDC, and more) as well as debit and credit functionality.

3. Crypto Trading

• One-click crypto trading is available on 40+ major cryptocurrencies.
• Offering low fees and spread on each transaction.

4. Smart, Flexible Rewards

• Base rewards automatically applied to everyday spending categories like streaming and gaming, no opt-in required.
• Personalized Boosts and SuperBoosts let users optimize rewards across restaurants, travel, groceries, transit, and fuel.
  Store credits redeemable on Love.com; cashback accrue monthly, subject to applicable caps.

5. AI-Powered Personalized Shopping

• Discover and purchase products with tailored, intelligent flows guided by AI.
• Bolt's AI Agent independently searches, compares, and buys products based on user preferences, intent, and constraints.
• Already, 30% of consumers have used AI for purchases, and 75% are ready to rely on a trusted AI personal shopper.

6. Peer-to-Peer Payments

• Instantly send and receive money securely within the app.
• Track payments in real time with clear status updates for every transaction

7. AI-Enabled Commerce

• Integrated shopping and spending interface consolidates commerce, payments, and tracking in one seamless experience.
• Real-time order tracking powered by industry-leading intelligence keeps users informed every step of the way.

Future updates will include AI trading tools that help users make data-driven, risk-adjusted decisions.

The SuperApp is now available in the Apple App Store and Google Play Store.

Banking services are provided by Midland States Bank, Member FDIC.

Crypto infrastructure is powered by Zero Hash, ensuring stability, transparency, and regulatory compliance. Crypto trading is available in all states except New York.

About Bolt

Bolt is a checkout, identity and payments leader powering faster, smarter commerce. Its B2B and B2C offerings form a complementary ecosystem: merchants like Revolve and Kendra Scott use Bolt to boost conversion and loyalty, while 80M+ shoppers benefit from one-click checkout and a secure, cross-site identity. Bolt's core product suite—CheckoutOS, Bolt Ignite and the SuperApp, a new all-in-one finance and crypto hub—helps merchants grow while giving consumers convenience, agency and control. From high-risk processing to one-click subscriptions, Bolt replaces fragmented tools with future-ready infrastructure that scales. The result: a frictionless, trusted journey for shoppers—and sustainable growth for businesses of all sizes.

For more information, visit bolt.com/pay or download the Bolt SuperApp on iOS and Android.

SOURCE Bolt