Calculator-Advisor Combo Reveals Cost of Long-Term Care and Insurance in Any Location
Consumers First Learn How Much They'll Need to Pay for Care When the Need Arises, Then How to Manage the Costs Through Affordable Insurance
KIRKLAND, Wash., June 27, 2012 /PRNewswire/ -- Today LTC Financial Partners, LLC (LTCFP) announces a free service to help consumers learn about the financial risk of needing long-term care someday, and how to manage the risk. The service blends the best of technology with the best of humanity: real, live advisors on the phone. It's a simple two-step process:
STEP 1: The consumer goes online to use a Cost-for-Care calculator that displays the going rate for care in their state or metropolitan area. The calculator shows costs per day, month, or year for care in a nursing home, assisted living facility, adult day care center, or one's own home with a health aide.
STEP 2: The consumer then places a call to a local advisor to learn their options for managing the costs through LTC insurance.
"Step 1 is likely to blow people's minds," says Denise Gott, National Sales Manager and Chairman of the Board of LTCFP. "Most people have no idea how expensive care can be. It's through the roof now and likely to be in the stratosphere years from now when they need it."
Step 2 may be an eye-opener too, but in the opposite direction, according to Gott. "Most people have no idea how affordable LTC insurance premiums can be, especially if they shop around and sign up early." When consumers call one of the participating advisors, listed below, they first answer questions about their age, health, state of residence, financial situation, and care benefits they want. The advisor, who is a licensed agent specializing in this coverage, then responds by supplying costs for policies from competing carriers. "Rates can vary widely depending on the carrier and other factors," says Gott.
The calculator, supplied by one of the carriers LTCFP represents, is available at http://www.johnhancockltc.com/individual/cost-of-long-term-care-calculator/.
| The participating advisors are -- |
| CA: Jim Valentine -- 408-792-0540 |
| CA: Todd Stein -- 415-861-5088 |
| CA: Sarah Fisher -- 510-230-4301 |
| CA: Paula Taylor -- 510-763-5002 |
| CA: Laura Weber -- 714-674-0190 |
| CA: Jeffrey Flanzer -- 805-701-0085 |
| CA: Sandra Stanley -- 888-316-8919 |
| CA: Phyllis Solgere -- 909-627-5587 |
| CA: Petra Petry -- 949-351-0347 |
| CA: Michael Scoles -- 408-264-1759 |
| CT: Leonard Wik -- 860-432-1870 |
| CT: Steve Foss -- 860-539-0674 |
| CT: Larry Golfin -- 860-677-4075 |
| FL: Janet Washburn -- 239-404-7590 |
| FL: George Braddock -- 305-378-8091 |
| FL: Jerry Grubba -- 727-515-1910 |
| FL: Strother Hammond -- 813-215-1524 |
| FL: Mike Rou -- 904-276-9583 |
| GA: Amy Pollock -- 404-237-1189 |
| GA: Belen Hickman -- 404-245-2444 |
| ID: Linda Hicks -- 208-331-2803 |
| IL: Bobbi Foster -- 630-513-0034 |
| IL: Cheri Davis -- 773-531-0669 |
| IL: Robin Frank -- 773-774-2600 |
| IN: Kirk Bennett -- 260-969-1310 |
| MI: Marybeth Bayer -- 734-222-9882 |
| MI: Tom Varner -- 810-796-2405 |
| MN: Jennifer Ragborg -- 952-898-2750 |
| MO: Keith Eisberg -- 573-303-3007 |
| MO: Wendy Rinehart -- 816-886-2358 |
| NE: Larry Neuwirth -- 308-635-2023 |
| NE: Larry Heinert -- 402-339-8643 |
| NJ: Gary Melnikoff -- 201-265-1958 |
| NJ: Richard Landau -- 201-476-0880 |
| NJ: Michael B. FitzPatrick -- 973-968-3394 |
| NY: Ronald Brie -- 212-799-3900 |
| NY: Michael Robinson -- 516-612-4936 |
| NY: Ray Donnelly -- 516-747-1809 |
| NY: Gene Cutler -- 516-869-6767 |
| NY: Jay Charno -- 516-935-4029 |
| NY: Jennifer Lenihan -- 631-262-7167 |
| NY: Susan Lenihan -- 631-262-7167 |
| NY: Sheila White -- 631-893-4040 |
| NY: Dana Dee -- 716-983-1316 |
| NY: Virginia Lee Kintz -- 866-582-6074 |
| NY: Steve Brefere -- 914-234-7767 |
| OH: Pattianne Baran -- 216-409-0859 |
| OH: John Cullen -- 419-797-9210 |
| OH: Thomas Hodges -- 513-519-6010 |
| OH: Brenda Gray -- 513-541-3968 |
| OK: Samuel Walker -- 405-816-0868 |
| OR: Diane Steeves -- 503-297-7677 |
| PA: Anthony Camill -- 412-445-6171 |
| PA: Ted Soslow -- 610 642 3332 |
| PA: Cathy Allen -- 610-588-0852 |
| PA: Kevin Bressler -- 610-783-6970 |
| SC: Pamela Loesch -- 843-856-4141 |
| TN: Mark Wardell -- 901-337-4146 |
| TN: Teresa Will -- 931-619-1852 |
| TX: Madeline Wade -- 214-295-8926 |
| TX: Kat Roebuck -- 281-431-4033 |
| TX: Kim Beckham -- 361-579-9663 |
| TX: Kay Nettles -- 713-466-4614 |
| TX: Bill Holland -- 817-283-7221 |
| VA: Penny Gilbert -- 703-281-0914 |
| VA: Patricia O'Neill -- 703-534-3255 |
| VA: George Polizos -- 757-291-8505 |
| VA: Michael Zuchowski -- 757-467-1354 |
| VA: Joel James -- 757-478-5819 |
| VA: Linda Sotirion -- 757-646-6820 |
| VT: Tod Warner -- 802-985-4930 |
| WA: Lucille Smith -- 206-877-3456 |
| WA: Helen Boyer -- 425-557-5372 |
| WA: Christine Khemis -- 888-582-5364 |
| WI: Lynette Schiefer -- 920-434-4559 |
| WV: Deborah Bailey -- 304-744-0111 |
For states not listed above, consumers may ask any advisor for rate information in other locations.
LTCFP is one of the nation's largest and most experienced agencies specializing in long-term care insurance and related financial products. The company is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to alert Americans to the long-term healthcare crisis, and to multiply the number protected by long-term care planning.
*(PHOTO 72dpi: Send2Press.com/mediaboom/12-0627-denisegott_72dpi.jpg)
*(Photo Caption: LTC Financial Partners National Sales Manager and Chairman of the Board Denise Gott.)
This release was issued on behalf of the above organization by Send2Press(R), a unit of Neotrope(R). http://www.Send2Press.com
SOURCE LTC Financial Partners
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