BEIJING, June 28, 2017 /PRNewswire/ -- Toumi RA, China's leading Robo-advisory platform built on 11-year expertise of CreditEase Wealth Management, has achieved outstanding performance since its launch on May 28, 2016, generating 2.55%-11.48% of cumulative return through May 31 2017, successfully bucking global capital market fluctuation, geopolitical risks and black swans.
In the past year, Toumi RA's platinum/diamond members enjoyed an average cumulative return of nearly 7% for different portfolios, among which the risk-level-eight option produced the highest return of 11.48%. For gold members, Toumi RA boosted the level-eight portfolio's cumulative return by 9.4% and the lowest-risk option by 4.23%.
An overwhelming majority of investors (99.6%) made profits during the first year, according to Toumi RA's performance report, while only 0.4% of investors experienced lost either because of unfortunate investment timing during market highs or short-term investment during highly-volatile periods.
It's particularly important to maintain a reasonable mind over losses and stick to long-term strategies, suggested a Toumi RA executive.
The cross-regional and multi-class asset allocation strategy has greatly enhanced Toumi RA's capability to offset impact of black swans. Toumi RA's highest-risk portfolio beat global indexes amid Brexit with smaller fluctuation (-2.73%) than for instance S&P (-3.59%) and NASDAQ (-4.12%). After Fed's interest rate hike in March, Toumi RA once again outperformed major global indexes handsomely, registering jumps by 1%-2.14% for various portfolios.
Back-end intelligent algorithms enable Toumi RA to track stock, bond and real estate market indexes globally to optimize cross-border and multi-class asset allocation for global ETF portfolios and therefore bring investors higher risk tolerance and stable yield regardless of individual market or political turbulence.
An incoming Toumi RA service will eliminate currency exchange hassles by accepting investment in both Renminbi and US dollars.
About CreditEase Wealth Management
CreditEase Wealth Management is the wealth management arm of CreditEase, and focuses on comprehensive global asset allocation services for high-net-worth individuals and mass affluent Chinese investors. It also offers a wide range of services such as investment immigration and international education advisory, and products across different asset classes including fixed income, private equity, capital markets, real estate and insurance. CreditEase Wealth Management is committed to providing high-quality products and services in line with customer needs and expectations, as well as helping to formulate comprehensive plans for wealth preservation and growth. On December 14, 2016, CreditEase Wealth Management was named winner of the "Best Non-Bank Private Wealth Product" by The Asian Banker, a Singapore-based leading provider of strategic intelligence on the financial services industry.
CreditEase is a leading FinTech company in China, specializing in inclusive finance and wealth management, in addition to payment technology, marketplace lending, crowdfunding, robo-advisory, insurance technology and blockchain products and services. CreditEase actively engages with global FinTech innovators through business incubation, commercial co-operation, and investment. Better tech, better finance, better world.
SOURCE CreditEase Wealth Management