Encore Finance Group Closes $275 Million Multi-Borrower Single-Family Rental Securitization

Company's first securitization marks a major milestone in its capital markets strategy and expands access to institutional financing

NEW YORK, Nov. 2, 2026 /PRNewswire/ -- Encore Finance Group (Encore), a private specialty real estate finance company that originates investor-driven real estate mortgage loans, today announced the closing of ENCR 2026-SFR1, a $275 million securitization backed by 5-year fixed-rate mortgage loans it originated. The transaction is Encore's inaugural multi-borrower single-family rental securitization.

The securitization augments the current growth strategy of increasing balance sheet and building infrastructure to support a growing business model. In addition to raising significant equity capital over the past 12 months, the securitization continues to build out our debt capabilities, further strengthening the balance sheet.

"Balance sheet lending enables us to better accommodate client needs throughout lifecycle lending," said Beth O'Brien, founder and CEO of Encore Finance Group. "We intend to be a serial issuer in the capital markets to provide greater liquidity and structural flexibility to our clients."

ENCR 2026-SFR1 issued eight classes of notes collateralized by 36 Encore-originated loans secured by investor-owned real estate properties. The loans, with balances ranging from $1.6 million to $32.2 million, provide permanent fixed-rate financing for 1,308 fully stabilized rental properties.

"The strength of our business-purpose lending model, origination expertise, in-depth underwriting process and access to capital markets enables us to continue to grow with our professional real estate investors and partner with them as their financing needs evolve," said Caroline Morrill, managing director and head of capital markets at Encore Finance Group. 

Goldman Sachs & Co. LLC served as sole structuring agent, manager and bookrunner.

About Encore Finance Group
Encore is a private specialty real estate lender led by industry veterans with deep experience in real estate investment, mortgage lending, and private lending. The firm builds long-term relationships with borrowers and develops creative solutions to help them meet their investment goals, with a focus on being the lending partner that helps borrowers grow their real estate investment businesses over many years. For more information visit https://www.encorefinance.com/.

SOURCE Encore Finance