GLEN BURNIE, Md., March 21, 2012 /PRNewswire-USNewswire/ -- PlanSmartChoice, an online suite of health plan selection tools, recently named their top ten health plans in the FEHB program. For the second consecutive year the APWU Health Plan's Consumer driven option was among the carriers recognized as a PlanSmartChoice Plus Award recipient. PlanSmartChoice was developed to give postal and federal employees a tool to help them choose the best health carrier for their needs. The award is based on PlanSmartChoice results and user satisfaction ratings. This year there were approximately 85,000 federal and postal employees who used the website to evaluate their health plan options.
The Consumer Driven Option
The Consumer Driven Option is APWU Health Plan's solution for affordable and comprehensive care. By making our members the primary decision-maker regarding the health care they receive and pay for, we limit the amount of over usage that occurs and pass the savings on to the member. With a personal care account (PCA), the member is given money up front to use for first tier medical costs. Once the PCA is exhausted members have access to coinsurance with an out-of-pocket maximum to protect against the unexpected. If there is money left over in the PCA, it will roll over to the next year reducing the deductible. All routine and preventive care is covered in-network at a hundred percent so there is no need to worry about using your PCA. This is a different model of healthcare that when used properly can save our members money.
The APWU Health Plan is proud to be a recipient of this award and will continue to offer affordable, comprehensive and innovative benefits for America's Workforce. For more information on the APWU Health Plan please visit our website at:
SOURCE APWU Health Plan