Forbes Advisor names Freedom Debt Relief a best debt relief company of 2026

The company was recognized as "best for money-back guarantee"

SAN MATEO, Calif., Oct. 30, 2026 /PRNewswire/ -- Freedom Debt Relief, the trusted leader and one of the largest and longest-running providers of debt settlement services in the U.S., has been named a best debt relief company of 2026 by Forbes Advisor. The company was recognized as "Best for Money-Back Guarantee."

Forbes Advisor's best debt relief companies list highlighted Freedom Debt Relief's program guarantee, mobile app for account management and extended customer support hours. An independent review by the publication rated the company 4.8 out of 5 stars, noting its personalized debt relief plans, certified debt negotiators and access to partner attorneys at no additional cost if a creditor sues over an enrolled debt during the program.

"Consumers searching for the best debt relief company deserve more than promises. They deserve a proven, best-in-class client experience, meaningful protections and a company that stands behind its work," said Freedom Debt Relief President Sean Fox. "This recognition from Forbes Advisor reflects the trust Freedom Debt Relief has earned by combining expert negotiation, powerful technology and personalized support to help millions of Americans resolve overwhelming debt and move forward with confidence."

Freedom Debt Relief's industry-leading client experience is built around a number of key differentiators that guide clients from their initial evaluation through their final settlement:

• Industry-leading program guarantee: Freedom Debt Relief will refund settlement fees, up to 100%, if a client's total program cost exceeds the amount of debt they enrolled.
• Support from legal and tax partners: In the event a creditor pursues legal action during a client's program, access to a Legal Partner Network to continue to negotiate a debt is provided at no extra charge. Clients can also access free federal and state tax filing through a partnership with april.
• Early settlement progress: More than 45% of clients receive their first settlement within one month of their first program deposit and more than 70% within three months.*
• Transparent expectations and client control: Clients receive personalized cost and timeline information upfront and approve every settlement before it moves forward.

These features create a guided client experience built around clarity, transparency and visible progress — not a one-size-fits-all enrollment followed by months of uncertainty. Forbes Advisor described Freedom Debt Relief as a strong option for consumers overwhelmed by unsecured debt who want an established company backed by a money-back guarantee. The review also noted the company's A+ rating from the Better Business Bureau and client praise for its attentive, empathetic negotiators and convenient digital experience.

The Forbes Advisor recognition adds to a growing list of national recognitions for Freedom Debt Relief.

• NerdWallet named Freedom Debt Relief one of the Best Debt Settlement Companies of 2026, ranking it "best for customer-first features," citing its program guarantee and built-in client protections.
• ConsumerAffairs named the company the best overall debt settlement company, recognizing the program for its high customer satisfaction, transparency and flexibility.
• CNBC Select named Freedom Debt Relief a Best Debt Settlement Company of 2026, naming it "Best for Customer Service."

Freedom Debt Relief has helped more than 2 million Americans resolve over $22 billion in debt since its founding in 2002.** The company remains committed to helping Americans move forward from debt through faster paths, clear and transparent guidance and personalized support clients can trust. Its recognition by Forbes Advisor reinforces the company's reputation as the trusted leader in debt settlement and its commitment to delivering the industry's best overall customer experience.

Freedom Debt Relief has relationships with over 4,500 creditors and uses over 20 years of experience, consumer debt data, artificial intelligence and proprietary technology to optimize negotiation strategies to meet clients' individual needs. Through its proven debt settlement program, Freedom Debt Relief negotiates with creditors on behalf of its clients to reduce the total amount owed on unsecured debts. Clients enroll in a custom program, during which they make monthly deposits into a dedicated bank account. As funds build, Freedom Debt Relief's expert negotiators work to settle enrolled accounts for less than the amount owed — often leading to savings and a faster path to get rid of debt than making minimum payments.

*Statistics reflect the results of the members we and our affiliates have served from April through June 2026.

**Statistics reflect the results of the members we and our affiliates have served since 2002 (as of July 2026).

About Freedom Debt Relief

Freedom Debt Relief is one of the largest and longest-running providers of debt settlement services in the United States. We help consumers take control of their finances by giving them a proven plan to relieve their debt burden — and in the process, help them make better financial decisions in the future. Working on behalf of its consumer clients, Freedom Debt Relief negotiates with creditors to reduce the amount of debt they owe. Freedom Debt Relief is an accredited debt settlement company based in San Mateo, Calif., and has served more than 2 million consumers, helping to resolve over $22 billion in debt since 2002.

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SOURCE Freedom Debt Relief