Foremost Insurance Expands Dwelling Fire Program in New Jersey

Jan 04, 2010, 13:25 ET from Foremost Insurance Group

GRAND RAPIDS, Mich. Jan. 4 /PRNewswire/ -- Foremost Insurance Group is expanding its Dwelling Fire program in New Jersey effective January 1, 2010. Foremost® now accepts more landlord and rental property customers and offers new, larger discounts.

Typically known as the solution for hard-to-place landlord and owner-occupied properties, Foremost is enhancing its program to include standard and preferred business.

With Foremost's broadened underwriting, the company now accepts:

  • Homes with open foundations
  • Customers with up to five losses
  • Multiple dwellings on premises

"We have the broadest appetite in the marketplace and we specialize in this business," says Andy Thomas, Foremost zone executive director. "Our pricing, product and claims processes are all focused on providing the most competitive and valuable product for policyholders and agents."

Some of the changes to the Dwelling Fire program include:

  • Customers with newer homes may qualify for a discount of up to 25%.
  • Financial responsibility scores are now being applied to rental business (new business only). The discount for a superior financial responsibility score is 10%. Surcharges may apply for lower scores.
  • Owners using a Property Management Company may receive a discount.
  • Landlord Association members may receive a discount.
  • Owners without prior claims may receive a discount.
  • Customers with more than one property insured with Foremost may receive a discount.

Foremost-appointed agents can book Dwelling Fire business on To become appointed with Foremost, agents can call 1-800-237-6136 or visit

Foremost Insurance Group is a single source for personal property and casualty and commercial insurance. A member of the Farmers Insurance Group of Companies®, Foremost has been a leader in the insurance industry since 1952. Foremost is headquartered in Caledonia, Michigan.

SOURCE Foremost Insurance Group