Free budgeting tool from Pioneer Services helps military families this holiday season sets budgets, creates wish lists, and tracks spending

Nov 19, 2012, 15:05 ET from Pioneer Services, a Division of MidCountry Bank

KANSAS CITY, Mo., Nov. 19, 2012 /PRNewswire/ -- Each year, millions of Americans get carried away with their holiday spending as the joy of giving leads to the sorrows of high debt. To help service members and military families spend smart and not get in over their heads, Pioneer Services, a Division of MidCountry Bank, has created a unique budgeting tool at


This free online tool allows families to keep tabs on their spending; they can even make wish lists that include a budget for each friend and family member on the list. There is also a way to determine how much you should spend compared to your income, and links to helpful websites, articles, podcasts, and blogs on how to spend smart this holiday season.

"Far too often, families set a limit but don't realize they've gone over it until it's too late—and that's usually when they get their credit card bill," said Karen Von Der Bruegge, chief marketing officer for Pioneer Services. "So the heart of the site is a free online tool that lets families track their holiday spending and, hopefully, stay within that limit."

To get started on a holiday spending plan, or listen to a related podcast, visit The podcast can also be found on iTunes, or on Pioneer Services' website at

Pioneer Services, the military division of MidCountry Bank, provides financial services and award-winning education to members of the Armed Forces. For more than 25 years, Pioneer Services has been a leader in military lending, offering military loans, retail lending, VA loans, Certificates of Deposit, savings accounts, and award-winning financial education programs through a network of offices and on the Internet. Pioneer Services is proud to support military families and communities through a variety of partnerships, programs, and sponsorships.

For more information, visit For information about our parent company, visit

Scott Cahill
Public Relations, Pioneer Services
ph: 816-756-2020
fax: 816-561-9333

All loan applications are confidential and subject to our credit policies. No official US military endorsement is implied.
MidCountry Bank is a member FDIC.


SOURCE Pioneer Services, a Division of MidCountry Bank