Gather Federal Credit Union Launches GatherFLEX, First in Hawai'i

Hawai'i credit union partners with equipifi to provide greater financial flexibility and an elevated banking experience to members by offering Buy Now, Pay Later on their debit card purchases

LĪHUʻE, Hawaiʻi, Aug. 21, 2025 /PRNewswire/ -- Gather Federal Credit Union (Gather FCU), a financial institution with over $881 million in assets and serving over 39,000 members in Hawai'i, announced that it has added Buy Now, Pay Later (BNPL) to its suite of online banking products. Named GatherFLEX, this is the first BNPL product offered by a credit union in the state of Hawaiʻi and will help strengthen the financial wellness of its communities by giving them greater flexibility in paying for purchases and managing their budget.

Gather FCU has selected equipifi, a leading BNPL platform designed for financial institutions, to power GatherFLEX. Now, whenever Gather FCU members make eligible purchases on their existing credit union debit card, they will be able to split the payments for these transactions over time. Members will also be able to get extra funds in their checking accounts with GatherFLEX's pre-purchase feature. Through equipifi, GatherFLEX offers are personalized to each member's financial context and goals, meeting them where they are with timely access to extra funds when they need it. Members view and accept their BNPL offers in their digital banking experience and receive the funds in moments.

"GatherFLEX gives our members greater control and flexibility over their money," said Justin Ganaden, Executive Vice President of Gather Federal Credit Union. "By partnering with equipifi, we're able to deliver a convenient and seamless solution to our digital banking experience, empowering our members to manage their finances on their own terms."

"BNPL is a must-have tool for consumers to stretch their budget and to achieve their long-term financial goals. For years, they have been asking for it from their trusted financial institutions," said Bryce Deeney, CEO and co-founder of equipifi. "Credit unions have been quick to respond with the solution their members need. By launching BNPL, Gather Federal Credit Union is committing to a better banking experience for their entire membership."

BNPL is projected to grow at a compounded annual rate of 25.5 percent between 2022-2026 in the U.S..

About Gather Federal Credit Union
Gather's story began in 1954 when ten hard-working pineapple farmers pooled their resources and did something none of them could have done alone: they started a federal credit union. They believed that together, they could provide a better life for their families. Today, Gather Federal Credit Union is a not-for-profit cooperative that provides a full array of financial products and services to more than 39,000 member-owners on Kauaʻi and Niʻihau. By gathering together and leveraging combined resources, Gather's member-owners provide a better life for our island communities. For more information, visit one of our seven branches island-wide or gatherfcu.org.

About equipifi
equipifi is the leading Buy Now, Pay Later (BNPL) platform for financial institutions in the United States. This is a white label solution designed to align with consumer purchase habits, payment preferences, and financial goals. The equipifi platform seamlessly integrates with leading banking cores and digital banking platforms to deepen customer engagement, grow market share, increase revenue, and provide a single place to view, accept, and manage BNPL plans on their existing banking app. For more information, please visit http://www.equipifi.com/. 

SOURCE equipifi