SAN DIEGO, April 23, 2013 /PRNewswire/ -- Golden Financial Services, a leading credit card debt relief solution company, is pleased to announce it has released downloadable summaries of both the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) in order to help consumers better understand their rights in regards to credit reporting and debt collections.
The FCRA regulates the use of consumer credit information, including credit scores and credit reports. The FDCPA promotes fair debt collection and protects consumers against abusive debt collection practices. Together, the FDCPA and the FCRA form the basis of consumer credit rights in the United States.
The downloadable summaries of these Acts from Golden Financial Services are quick to read, easy to understand, and are both great tools for improving your knowledge of your rights as a consumer and citizen of the United States. Any consumers looking to understand their rights regarding credit can greatly benefit from these excellent sources of FCRA and FDCPA information.
Both summaries include key points that Golden Financial Services believes are the most relevant points to debt relief and debt collection. However, their summaries are not intended in any way to constitute, override or replace the original versions created by the Federal Trade Commission.
"If you are utilizing our summary forms of the FCRA and/or FDCPA and come to an area that you want more details on, we urge you to reference the original Fair Credit Reporting Act or Fair Debt Collection Practices Act, or contact us for further assistance," said Paul Paquin, CEO of Golden Financial Services.
For more information on credit card debt relief options from Golden Financial Services, or to download summaries of the FCRA and FDCPA, visit the Golden FS blog or call toll-free at 866-376-9846.
About Golden Financial Services:
As one of the best debt settlement and management companies since 2004, Golden Financial Services prides itself in providing customers with fast, safe and reliable methods of debt relief services, including credit card debt relief. Since 2004, Golden Financial Services has helped more than 1.5 million consumers consolidate debt or manage their finances through debt relief services or simply by educating consumers with the basic fundamentals that everyone in the U.S. needs to know.
SOURCE Golden Financial Services