PHOENIX, July 21, 2015 /PRNewswire/ -- If you are legally operating a motor vehicle on a public road or highway, then it is required to insure that car with at least collision insurance. Unfortunately, we live in a society that's far from perfect, and in fact, 14% of drivers choose to defy this requirement and operate their vehicle uninsured. Nothing could be worse than suffering a debilitating accident while having your expenses drained on account of an uninsured driver. Although it seems unfair, uninsured driver insurance is almost a necessity.
The emotional turmoil reaped on an individual by such an event seems almost unbearable. But if you have uninsured driver insurance or under-insurance the emotional havoc could be mitigated. Uninsured driver insurance will compensate for your medical bills and lost wages in the event that you're involved in an accident with an uninsured driver. Under-insured driver insurance will make up the difference if the driver you collide with has sub-par insurance — and many drivers do. Basically, it is a safety blanket against the most unfortunate misfortunes imaginable. It comes highly recommended by those in the know, take for instance, president and attorney at Hastings & Hastings, David Hastings:
"Collision insurance really only covers one thing, the other driver and their car. Even if it seems unfair that one must foot the bill for another's carelessness, uninsured driver insurance, and under-insured driver insurance is highly recommended," said Mr. Hastings.
Some people would never dare exist on minimum health care coverage, then why is it that some are reluctant to opt for greater coverage on their car insurance? Indeed, uninsured driver insurance is detestable to most, alongside unrequited love and paying taxes. However, they're all necessary in order to promote a civil society. Things of this nature are better left unquestioned, accepted, and out of mind. But, if you're ever in an accident with an uninsured driver nothing will be more joyous than knowing you have yourself covered.
About Hastings & Hastings
Hastings & Hastings is an Arizona consumer law firm. We are an experienced trial law firm that represents personal injury and wrongful death victims at a Discount Fee.
SOURCE Hastings & Hastings