Health Plan Introduces New Individual Products

PITTSBURGH, Feb. 2, 2012 /PRNewswire/ -- UPMC Health Plan is introducing eight new affordable health care coverage plans for individuals that provide 100 percent coverage on preventive care, health savings account options, and more. Pricing for this comprehensive coverage is as low as $2.46 a day.

The eight new plans – known collectively as UPMC Individual Advantage – can be purchased directly and provide varying levels of deductibles, cost and coverage, and enable persons to choose the option that best meets their own and their families' health care needs.

Anyone can simply visit the website to review options using an easy plan selector tool and then receive a free, no obligation quote in minutes. Information and personalized service is also available by phone.

All Individual Advantage members will have pharmacy coverage. On the Health Savings Account (HSA) option, preventive medications are not subject to the deductible. In addition, the plan provides unique behavioral health and maternity coverage not often available by most other companies. Each plan design has unique benefits, and copayment levels vary with plan design. Options include a $0 deductible plan, and there are tax advantages for members who choose a plan that can be paired with an HSA.

Members will have access to over 90 hospitals and facilities and more than 9,800 physicians in the UPMC Health Plan Exclusive Provider Organization (EPO) network.

Individual Advantage also includes LifeSolutions, a work, life and wellness program that provides online access to tools and information relating to child and elder-care needs, family advice, and other day-to-day needs.

"UPMC Individual Advantage is a total health product and a new way for UPMC Health Plan to deliver innovative and affordable health plans designed to meet our members' physical and behavioral health needs," said Diane P. Holder, President and CEO of UPMC Health Plan and President of the UPMC Insurance Services Division. "With this product, which is a response to consumer requests and market demand, we will continue to provide the highest quality and value to our members and our community."    

Persons interested in UPMC Individual Advantage can log on to www.upmchealthplan.com, or call 877-563-0292 and speak one-on-one with a UPMC Health Plan sales representative.  

UPMC Individual Advantage plans are now available in Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Centre, Clarion, Clearfield, Crawford, Elk, Erie, Fayette, Forest, Greene, Huntingdon, Indiana, Jefferson, Lawrence, McKean, Mercer, Potter, Somerset, Venango, Warren, Washington and Westmoreland counties.

Coverage can begin as soon as March 1, 2012.

UPMC Individual Advantage plans are medically underwritten, and persons can be denied coverage in accordance with their health condition. Children under age 19 cannot apply for coverage on their own. Children up to age 26 can be covered in plans purchased by their parents.

About UPMC Health Insurance
UPMC Health Plan, the second-largest health insurer in western Pennsylvania, is owned by UPMC, one of the nation's top-ranked health systems. The integrated partner companies of the UPMC Insurance Services Division – which includes UPMC Health Plan, UPMC WorkPartners, LifeSolutions (EAP), UPMC for You (Medical Assistance), and Community Care Behavioral Health – offer a full range of group health insurance, Medicare, Special Needs Plan (SNP), CHIP, Medical Assistance, behavioral health, employee assistance, and workers' compensation products and services to more than 1.7 million members. UPMC Health Plan's local provider network includes UPMC as well as community providers throughout Pennsylvania and parts of Ohio, West Virginia, and Maryland. For more information, visit www.upmchealthplan.com.

SOURCE UPMC Health Plan