KC Home Inventory Eliminates the Guesswork from a Complete Personal Possessions Inventory

LEAWOOD, Kan., Dec. 1, 2011 /PRNewswire/ -- Take a look around your home and just try to guess what the contents are worth. Regardless of how little or much you have, you might be surprised to discover that when it comes to valuating your personal possessions, you're way off the mark. And that's an oversight that can turn into a costly mistake if you're paying too much or too little for contents insurance, according to Rick Bell, who as the founder of the Kansas City-area KC Home Inventory has been providing home inventory services for 18 years.

"Many homeowners purchase the minimum amount of insurance to satisfy mortgage requirements that cover structure loss, and there's usually some associated contents insurance with their policy," Bell says. "While the amount of contents insurance may have initially seemed sufficient, it may not be now. For instance, purchasing new home furnishings can quickly add up, and people usually accumulate more possessions over time. So if it's been several years since they reviewed their home insurance needs, they can be under-insured. Conversely, they may have too much contents insurance, rendering premiums unnecessarily high."

Either way, maintaining an inventory of the home's contents saves money. If there's a loss, the documentation assists in receiving a fairer claim settlement. If homeowners have over-purchased insurance, they can adjust their coverage accordingly. With the guesswork removed, they can further profit from the peace-of-mind that comes with being properly insured. KC Home Inventory is highly skilled at preparing a complete inventory of personal possessions, saving people time and money by quickly creating the documentation that's required for proof of loss. KC Home Inventory professionals can also provide referrals to certified appraisers if property owners require assessments of high-value items such as antiques, art or jewelry.

"We'll come in and systematically create the documentation in a matter of hours and with very little disruption," Bell says. "While you'll need to be present to provide some background details, the home inventory service does the work for you. When we're done, you'll have the organized, home inventory documentation ready for your review, a back-up copy, and the ability to update your inventory easily. With services fairly priced, the savings homeowners get from making their insurance coverage adjustments or the greater claim settlements more than cover the cost of the home inventory service."

Since 1993, KC Home Inventory has been expanding its services nationwide, and now offers entrepreneurs an opportunity to start their own home inventory service. Learn more about the business opportunity at http://www.homeinventorybusiness.com. Details about the KC Home Inventory professional startup kit and software package are available at http://www.kchomeinventory.com/Home_Inventory_Business_Software.htm.

About KC Home Inventory

KC Home Inventory has been providing comprehensive and professional services to homeowners, renters and businesses since 1993. In that time, the company has helped thousands of customers recover from losses due to fire, theft or natural disaster. KC Home Inventory is A+ accredited by the Better Business Bureau. For more information, visit http://www.kchomeinventory.com.

Contact:

Rick Bell
Founder, KC Home Inventory
800-631-7022
[email protected]

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SOURCE KC Home Inventory