Kin Brings Auto Insurance to Colorado, Offering Bundled Savings to Homeowners

Colorado homeowners can now bundle home and auto insurance with one company and save up to 15% on home insurance and up to 20% on auto insurance

CHICAGO, Nov. 12, 2026 /PRNewswire/ -- Kin, the direct-to-consumer provider of insurance and home finance solutions for homeowners, today announced that auto insurance is now available in Colorado, making it the third state where Kin offers auto coverage, following Florida and Texas. Colorado homeowners who bundle home and auto policies with Kin may save up to 15% on their home insurance premiums and up to 20% on their auto insurance premiums, with the convenience of having both policies with one company.

Hail accounts for roughly half of homeowners insurance premiums along Colorado's Front Range and into the Eastern Plains, according to the Colorado Division of Insurance. A single hailstorm can damage both a home and the car parked outside. For homeowners with separate home and auto insurers, that can mean two companies to call and two claims to manage. Kin's bundle brings both policies under one roof, with potential savings on each.

Colorado Homeowners Are Already Choosing to Bundle

During beta testing alone, more than one in three (42%) Colorado homeowners who purchased a Kin home policy purchased Kin auto coverage.

"The demand is clearly there. Homeowners want the convenience of having all their coverage in one place," said Kin Founder and CEO Sean Harper. "We've already built a strong relationship with our Colorado home insurance customers, and expanding into auto insurance is a natural next step. We're making it easier for them to get the coverage they need while saving money on both policies."

How Kin's Home and Auto Bundle Helps Colorado Homeowners Save

For a Colorado homeowner, that bundle discount applies to both policies: up to 15% off home premiums and up to 20% off auto premiums, as long as both policies stay active with Kin. Rather than splitting coverage across separate providers, Kin customers have one company for both policies, with licensed Kin agents to help them choose coverage that fits their needs and budget.

Kin's Colorado auto insurance is available with liability coverage or full coverage, which adds collision and comprehensive coverage. Comprehensive coverage helps protect against things like weather-related vehicle damage, including hail. Each claim is handled by Kin's dedicated claims team. Drivers 55 and older may also qualify for a Mature Driver Discount by completing an approved driver safety course.

Colorado homeowners interested in bundling their home and auto insurance with Kin can visit kin.com/auto-insurance/colorado for more details. Kin offers insurance policies through its managed reciprocal exchanges.

Known for its positive customer experience, Kin earns a 4.7 out of 5 rating on Google based on more than 9,569 customer reviews, an A+ and 4.8 out of 5 rating with the Better Business Bureau based on 2,282 customer reviews, and an "Excellent" rating of 4.9 out of 5 on Trustpilot.com based on 8,812 customer reviews (as of November 11, 2026).

About Kin

Kin provides solutions to homeowners to help them save money, simplify tasks, and protect their most valuable assets. By offering direct-to-consumer digital home and auto insurance alongside home finance services, the company focuses on supporting underserved homeowners in states with high catastrophic risk. Kin provides more convenient and affordable home and auto insurance coverage by eliminating the need for external agents and analyzing thousands of data points to provide transparent, accurate pricing. Kin complements this with home financing with Kin-exclusive rates to help homeowners secure a better mortgage rate, refinance, or tap into their equity. Kin's AI-native technology platform delivers a seamless customer experience, customized options, and fast, high-quality service. To learn more, visit www.kin.com.

SOURCE Kin Insurance, Inc.