Lender Toolkit Strengthens Mortgage Efficiency Cooperative Model as Regulatory Pressures Mount

SALT LAKE CITY, Aug. 27, 2025 /PRNewswire/ -- Lender Toolkit, the mortgage industry's first and only Mortgage Efficiency Cooperative, today reaffirmed its strategic advantage for lenders facing growing compliance complexity, as federal regulators consider nationwide lending standards to replace fragmented state-level rules.

"With shifting regulations and rising costs, lenders don't have time for siloed solutions," said Brett Brumley, CEO of Lender Toolkit. "Our cooperative model eliminates vendor fatigue and gives lenders one trusted partner for automation, compliance, and expert support so they can focus on building resilient businesses."

Meeting Industry Challenges Head-On

The Mortgage Efficiency Cooperative consolidates advanced automation, professional services, and industry insights under one unified platform. Lenders gain:

• Unified Technology – Seamless automation across the industry-leading LOS.
• One Dedicated Expert Team – Account reps, support, and professional services in a single relationship.
• Future-Ready Compliance – Workflows designed to adjust with evolving national standards.

From Prism, the all-in-one solution for the industry-leading LOS, to automated disclosure and post-close processes, to the PowerTools suite and professional services, Lender Toolkit equips lenders with efficiency and transparency in a rapidly changing environment.

Proven Results With Lenders

Lender Toolkit's cooperative model has already delivered measurable results for credit unions, independent mortgage banks, and lenders of all sizes:

"Lender Toolkit provides some of the best, most useful tools for our Mortgage Department. From tools that help us reduce the amount of clicks we have to do, creating efficiency, to tools that provide us more transparency about the applications we are originating. Lender Toolkit is essential."
Kevin Bishop, Fairwinds Credit Union

"Lender Toolkit is an exceptional and essential tool for the mortgage industry. They allow us to streamline the entire lending process, saving time and boosting efficiency. With top-notch customer support and regular updates, I can't recommend them enough. I don't know how I would function without the tools they've provided for Encompass support and I truly can't even choose one favorite. If you're not using them, you're losing time and decreasing your efficiency, that I know for sure."
Diana DeWilde, Flat Branch Mortgage, Inc.

Why the Cooperative Matters Now

As banks push for unified national lending standards, Lender Toolkit's model becomes even more critical. The cooperative structure allows lenders to leverage shared best practices and collective insight, turning regulatory complexity into a competitive advantage.

"Fragmented compliance rules have long been a source of inefficiency and risk in our industry," added Brumley. "The Mortgage Efficiency Cooperative isn't just technology. It's a partnership built on shared success and the momentum from a thriving community."

About Lender Toolkit

Lender Toolkit is a mortgage technology company offering automation tools, plug-ins, and professional services that help lenders using the industry's leading LOS streamline operations, reduce risk, and scale with confidence. Now operating as the mortgage industry's first and only Mortgage Efficiency Cooperative, Lender Toolkit provides a fully integrated ecosystem of solutions built by mortgage experts, for mortgage experts.

https://www.lendertoolkit.com

SOURCE Lender Toolkit