Local Credit Union Puts Money Back in Your Pocket This New Year!

ROYAL OAK, Mich., Jan. 7, 2011 /PRNewswire/ -- OUR Credit Union has some great options to help consumers meet their New Year's resolutions for savings. Savings goals can be accomplished in many different ways -- saving money on a car loan or credit cards to earning competitive interest rates on savings, including an opportunity to win big.

If consumers are paying more than 5% at another financial institution on their current auto loan, a call to OUR Credit Union could be beneficial. OUR Credit Union's incredibly low auto refinancing rates are worth looking into. Starting as low as 3.90% Annual Percentage Yield, consumers can choose terms up to 72 months on a vehicle -- any year, any make and any model. OUR Credit Union's Financial Service Representatives will do their best to help you put money back in your pocket where it belongs.

OUR Credit Union also offers a Seasonal Loan Special which could be used for things like consolidating credit cards or making home improvements. Applications may be filled out online or in person before the January 31, 2011 deadline.

With the Holiday Spending Account, Save to Win Share Certificate and other savings programs, OUR Credit Union helps consumers better their savings habits. OUR Credit Union's Holiday Spending Account allows members to make deposits into a special savings account which automatically transfers funds into members' checking accounts on November 1st. The Save to Win Share Certificate offers members the opportunity to earn a competitive savings rate with the chance to win cash prizes along the way. Savings programs geared towards youth allows OUR Credit Union to help parents teach children good savings habits and money management early on.

Accel Member Financial Counseling is another way OUR Credit Union helps consumers put their financial wellbeing first. OUR Credit Union members can contact Accel from the comfort of their homes for free financial counseling, credit report counseling, housing counseling and debt management counseling. This service is always free and confidential for all OUR Credit Union members.

Learn more about OUR Credit Union's savings, loans and community involvement online at http://www.OURcuonline.org.

About OUR Credit Union

Founded in 1959, as the St. Dennis Credit Union, OUR Credit Union has grown to include four branches, serving over 21,000 members. OUR Credit Union is a federally insured, not-for-profit, member-owned, full-service financial institution that has been headquartered in Royal Oak since its inception. Any person who lives, works, worships or attends school in Oakland or Macomb County, Michigan is eligible to join. Any person who receives a retirement payment and lives in a county contiguous to Oakland County is eligible. For more information, visit http://www.OURcuonline.org.

SOURCE OUR Credit Union