M Financial Introduces Majestic VUL 25: A Flexible, Client-Centered Life Insurance Solution from John Hancock

DALLAS, Aug. 6, 2025 /PRNewswire/ -- M Financial Group, in close collaboration with John Hancock, today announced the launch of Majestic Variable Universal Life 25 (Majestic VUL 25) — a differentiated proprietary life insurance solution designed in-house with strategic direction from the M Financial community of Member Firms.

The addition of Majestic VUL 25 to M Financial's suite of proprietary products revitalizes our long and impressive record of building truly differentiated products with John Hancock as our carrier partner. Majestic VUL 25 is client-focused and presents a single, flexible solution to take advantage of long-term growth potential, supplement future income, protect assets with optional riders, and leave a tax-free legacy. Key features of this new life insurance solution include:

Standout Adaptability — A dynamic, cost-effective solution that delivers high-performing tax-free death benefit protection and exceptional tax-advantaged cash value accumulation, empowering clients to access funds to support their long-term financial goals.

Investment Flexibility — Premiums can be allocated across an array of investment options, including the M Financial-exclusive Bain Capital Equity Opportunities Fund, five indexed accounts that provide downside protection, and a fixed account for cash value growth potential without direct market exposure.

Cash Value Enhancement (CVE) Rider — Designed to boost early cash value potential at all funding levels by offsetting policy surrender charges with a benefit component.

John Hancock Vitality — Includes access to the John Hancock Vitality Program, which rewards members with discounts and incentives for the everyday things they do to live a longer, healthier, and better life. A dedicated service team ensures a seamless enrollment and engagement experience.

Living Benefits — Offers a comprehensive suite of optional riders, including long-term care, disability, and chronic illness protection, providing clients with added peace of mind in the face of life uncertainties.

Robust Offerings — Guaranteed bonus asset credit applied to enhance investment accounts, a 7- to 15-year no-lapse guarantee to protect against early market volatility, simplified policy reporting, and access to M Financial-exclusive white-glove advanced underwriting servicing.

"Majestic VUL 25 continues M Financial's long tradition of working closely with our Partner Carriers to develop proprietary products tailored to meet our clients' diverse and evolving needs," said Russell Bundschuh, President & CEO of M Financial. "This is a new and highly competitive product that gives clients the flexibility they need to effectively plan for the future. It's a strong complement to M Financial's portfolio of 19 proprietary client solutions and further reinforces our more than 30-year relationship with our partner John Hancock."

Since 1992, M Financial's partnership with John Hancock has been a cornerstone of our growth and success. John Hancock's commitment to developing competitive product solutions exclusively for M Financial Member Firms, going back to the 1996 launch of the John Hancock Majestic series, remains a powerful component of M Financial's market differentiation strategy. The addition of Majestic VUL 25 marks a fresh milestone as the first authentically original John Hancock product available exclusively through M Financial Member Firms in 15 years.

"We are excited to introduce this truly unique offering to John Hancock customers," said Neal Kerins, Vice President, Product Development, at John Hancock. "Majestic VUL 25 combines long-term wealth accumulation with our one-of-a-kind John Hancock Vitality program, bringing together the very best of both John Hancock and M Financial."

To learn more about Majestic VUL 25, please contact an M Financial Member Firm in your area by visiting www.mfin.com/find-a-firm.

About M Financial

With over 140 Member Firms across the United States and in the United Kingdom, M Financial Group is one of the nation's leading financial services design and distribution companies. Since 1978, M Financial's network of independent insurance and executive benefit firms has served the needs of high-net-worth individuals, corporate executives, successful entrepreneurs, and Fortune 1000 companies.

For more information about M Financial, please email M Financial's Communications team at [email protected].

Variable life insurance products are long-term investments and may not be suitable for all investors. An investment in variable life insurance is subject to fluctuating values of the underlying investment options and it entails risk, including the possible loss of principal.

Variable Universal Life insurance combines the protection and tax advantages of life insurance with the investment potential of a comprehensive selection of variable investment options. The insurance component provides death benefit coverage and the carriable component gives you the flexibility to potentially increase the policy's cash value.

M Holdings Securities, Inc. is a Registered Broker/Dealer and a Registered Investment Advisor, member FINRA/SIPC.

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SOURCE M Financial Group