Market Insights on Merchant Acquiring Trends - Aggregators, Card Acquiring Market Size, M&As and more in 2015 Research Report

PUNE, India, September 25, 2015 /PRNewswire/ --

Insight Report on Global Trends in Merchant Acquiring market analyzes the emerging trends, which are likely to shape up the merchant acquiring industry over the next five years, provides an overview of card acquiring market size and discusses role of merchant aggregators in on-boarding micro and small merchants.

Complete report on merchant acquiring market insights spread across 43 pages, providing regional breakdown and supported with 9 tables and 14 figures is now available at http://www.reportsnreports.com/reports/425533-insight-report-global-trends-in-merchant-acquiring.html .

The global merchant acquiring market is undergoing fundamental change. This is in line with changes in the payments industry environment across the world, which has resulted in the industry becoming more stratified and complex. Furthermore, pressure on profit margins is encouraging acquirers to look for growth opportunities in new locations and merchant segments. The level of fragmentation in the merchant acquiring ecosystem varies across the world as organizations in the merchant acquiring market typically handle multiple functions. However, it is worth noting that the value-added service provider, merchant aggregator and the ISO are optional components of the ecosystem, and the system can function without them. The direct acquiring model can be further classified into bank-driven, or card network or scheme-driven models. In a bank-driven model, the card scheme or network works as a communication facilitator between card issuers and acquirers. However, in a card scheme-driven model, the card scheme also acts as an acquirer. These are usually three-party closed payment systems such as American Express and Discover.

The merchant acquiring market has become more stratified with the emergence of aggregators and ISOs as market participants. The aggregator or facilitator can enable acquirers to gain access to riskier merchants with a lower risk than undersigning them directly. For example, mPOS aggregators such as iZettle and Square assume some of the risks, rather than the acquiring bank. These organizations function as 'sub-acquirers' - an organization that is licensed by an acquirer to bear the risk of their transactions. However, the transaction still goes through the network of the large acquirer, who receives a commission on the transaction.

Companies featured in this merchant acquiring market trends report include CUP Merchant Services, First Data, Bank of America Merchant Services, Vantiv, Chase Paymentech Solutions, WorldPay, Global Payments, Commercial and Industrial Bank of China, Elavon, Citi Merchant Services, ING , BBVA, Credit Agricole, iZettle , Square, American Express, Discover, Royal Bank of Scotland, Optimal Payments Plc, PayCommerce, Inc., Heartland Payment Systems, Inc., Arion banki hf, Soft Space, CR7 Services Limited, MerchantWarehouse.com, LLC, Advent, Bain Capital and ATP, Total System Services, Inc., EVO Payments International, LLC and Columbus Data Services, LLC. Order a copy of Insight Report on Global Trends in Merchant Acquiring at http://www.reportsnreports.com/Purchase.aspx?name=425533 .

With huge influx of new payment solutions into the merchant acquiring market, both opportunities and challenges for merchant acquirers have reached a new level. There is paradigm shift from conventional services, such as accepting mag-stripe debit/credit cards, and mail and telephone orders, to new acceptance channels as a result of e-commerce/m-commerce, contactless technology, mPOS and omni-retailing.

The demarcating lines between business areas controlled by different market participants are gradually fading, with participants assuming multiple roles including acquiring, processing and technology providers. Furthermore, pressure on profit margins is encouraging merchant acquiring market players to look for growth opportunities, in new locations and merchant segments.

External factors, such as regulations, are also influencing merchant acquiring market business models by increasing pressure on profitability. As a result, on one side acquirers are introducing new products and services, while on the other side focus is on enhancing capabilities such as cross-border acquiring and lowering merchant attrition. The report also provides an overview of card acquiring market size, at global as well as regional levels, and discusses the role of merchant aggregators within merchant acquiring market in on-boarding micro and small merchants.

The Insight Report: Global Trends in Merchant Acquiring provides insights into the changing card acceptance landscape, and emerging opportunities. It explores the merchant acquiring structure, analyzes role of aggregators in merchant acquiring market, and captures key industry trends that are likely to shape the market over next 5 years, discusses state of merchant acquiring market across the globe and explores key mergers and acquisitions in merchant acquiring between 2013 and 2015.

Explore more reports on banking and financial services market at http://www.reportsnreports.com/market-research/banking-services/ .

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