ORLANDO, Fla., April 14, 2014 /PRNewswire-USNewswire/ -- With the start of the Atlantic hurricane season barely two weeks away, the Insurance Information Institute (I.I.I.) will have three of its insurance experts in Orlando at the National Hurricane Conference available to answer questions and provide media interviews.
The I.I.I. staff at the conference can provide information on the economic impact of hurricanes as well as consumer-related information to help people understand their insurance coverage and learn the steps they can take to both control the cost of coverage and mitigate against hurricane damage. In Orlando this week are:
- Jeanne Salvatore, senior vice president, Public Affairs & chief communications officer: [email protected];cell phone: 917-612-4088
- Lynne McChristian, Florida representative: [email protected];cell phone: 813-480-6446
- Elianne González, Hispanic press officer: [email protected]; cell phone: 954-684-4410
The National Hurricane Center will discuss the 2014 hurricane forecast at the conference. Early predictions for storms indicate that it will be a less active season; however, three major storms are still probable.
Wind damage from both tropical storms and hurricanes is covered under standard homeowners, renters and business insurance policies. Flood damage resulting from storm surge caused by hurricanes is excluded under standard policies; however, flood coverage is available from the National Flood Insurance Program (NFIP), and from a few private insurance companies.
Damage to cars from hurricanes is covered under the optional comprehensive portion of an auto insurance policy. This includes wind damage, flooding and even falling objects such as tree limbs. More than 75 percent of all Americans choose to purchase comprehensive auto coverage.
The following online resources are also available to reporters:
RESEARCH AND ANALYSIS
- Issues Update: Catastrophes - Insurance Issues
- Issues Update: Hurricane and Windstorm Deductibles
- Issues Update: Flood Insurance
- White Paper: Residual Market Property Plans - From Markets of Last Resort to Markets of First Choice
FACTS AND STATISTICS
- Making Your Home More Hurricane-Resistant: Five Steps
- Are You Underinsured?
- Don't Be a Dummy About Flood Insurance
- Filing a Homeowners Insurance Claim: Six Steps
- Disaster Planning with Pets
- Home Inventory Software
The I.I.I.'s free mobile apps can help you create a disaster plan, learn about selecting the right insurance for your needs and budget, and create and maintain a home inventory. Learn more about our suite of apps here.
THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.
Insurance Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500; www.iii.org
SOURCE Insurance Information Institute