LONDON, March 4, 2011 /PRNewswire/ -- M&S Money has announced it has introduced a new offer of 0% on all purchases with the M&S credit card for 15 months from account opening for new customers.

The M&S personal credit card offers a number of features to its customers including 15.9% APR representative variable and the chance to earn M&S points every time customers shop with the card, with regular bonus offers of extra points on purchases at M&S.

It also offers customers M&S travel money purchases on the M&S credit card with no cash advance fee and 55 days interest free credit.

M&S Credit Card holders can also join the exclusive M&S Premium Club for 15 pounds Sterling a month for an initial 12 month period. Membership benefits include triple loyalty points on the M&S Credit Card for all shopping at M&S, in-store and online, hot drinks vouchers at M&S Cafes as well as worldwide multi-trip family travel insurance, which includes cover for winter sports and independent travel.

Colin Kersley, M&S Money chief executive, said: "The card not only has a competitive APR but also 15 months at 0% interest on shopping, making it one of the most attractive credit cards in the market.

"Customers can also join M&S Premium Club, which offers an exclusive range of benefits selected with M&S shoppers in mind."

About M&S Money:

M&S Money (the trading name of Marks & Spencer Financial Services) was founded in 1985 as the financial services division of Marks and Spencer Group plc.

The company is a top ten credit card provider and the second largest travel money retailer in the UK.  M&S Money also offers a range of insurance cover, including home insurance and car insurance, as well as loans, savings and investment products.

M&S Money customers can receive credit card security help including payment protection and card safe fraud protection.

In November 2004, Marks & Spencer sold M&S Money to HSBC. HSBC Holdings plc, the parent company of the HSBC Group, is headquartered in London. The Group serves customers worldwide from around 8,000 offices in 87 countries and territories in Europe, the Asia-Pacific region, North America, Latin America and the Middle East. With assets of US$2,418 billion at 30 June 2010, HSBC is one of the world's largest banking and financial services organisations.

SOURCE M&S Money