ST. PETERSBURG, Fla., Jan. 26, 2015 /PRNewswire/ -- Travelers in the Northeast are at the mercy of a "crippling and potentially historical blizzard", already blamed for over 4,000 cancelled flights. While there is no doubt the blizzard will have damaging effects, those with travel insurance policies may not be at a total loss. Squaremouth, America's fastest growing travel insurance comparison site, explains how travelers can use their travel insurance policy if their plans are ruined by the blizzard.
How to File a Trip Cancellation Claim
Most Trip Cancellation policies cover flights that are cancelled due to weather, including blizzards. Once a flight is officially cancelled, travel insurance policyholders can file a claim to be reimbursed for the cost of the flight, and any other trip expenses they insured.
Travelers whose flight isn't officially cancelled, but is delayed for an extended period of time, may also be covered. In order for the Trip Cancellation benefit to kick in, the flight must be delayed for an extended period of time, typically between 12 - 48 hours. Once this time frame passes, the traveler should contact their provider to begin the claim process.
How to File a Travel Delay Claim
While airports in the Northeast will be the hardest hit by the blizzard, the ripple effect will likely be felt in the following days throughout the country. If a traveler's delay isn't long enough to trigger the Trip Cancellation benefit, they may still be covered under the Travel Delay or Missed Connection benefits.
Once they meet their policy's specified amount of time, travelers can file a claim to be reimbursed for necessary costs, like food and lodging, while they were delayed. Travelers whose delay causes them to miss a connection may also be able to file a claim for the transportation costs to catch them up to their trip.
With more impacts on travel expected, a travel insurance claim may be the only saving grace for travelers with a policy.
Squaremouth is an online company that compares travel insurance products from virtually every major travel insurance provider in the United States. Using Squaremouth's comparison engine and third party customer reviews, travelers can research and compare insurance products side-by-side. More information can be found at www.squaremouth.com.
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