Prosper Announces Winners of "How I Prosper" Contest, Giving Away $20,000 in Prizes

Customers Shared How Prosper Advanced Their Financial Well-Being Throughout Company's 20-Year History

SAN FRANCISCO, Aug. 5, 2025 /PRNewswire/ -- Prosper Marketplace, a fintech pioneer providing affordable financial solutions to consumers across the credit spectrum, unveils the winning entries from its "How I Prosper" contest, in which customers were encouraged to share firsthand testimonials explaining how financial products through Prosper enabled them and their families to achieve financial well-being, and made a positive difference in their lives. 

The "How I Prosper" contest, held to coincide with Prosper's 20^th anniversary celebration, offered customers the opportunity to win cash prizes of varying amounts, ranging from $200 to the grand prize of $10,000, for a total of $20,000. The winning stories, edited for brevity and clarity, include:

Grand Prize ($10,000)

A couple of years ago, life completely unraveled. My husband and I were both laid off during the pandemic. I was pregnant with twins at the time. And while trying to hold our family together, the bills piled up. And I was doing everything I could just to stay afloat, studying full-time, working remotely, parenting through the chaos.

That's when I turned to Prosper. I used that loan to pay off hospital bills that kept me up at night. I used it to clear out lingering debts from the pandemic, the ones we tried to ignore, but couldn't shake. For the first time in years, we could breathe. Prosper didn't just help me access money. They gave me a moment of peace. And that peace gave me the strength to keep going to keep showing my boys what resilience looks like.

—Ashley B.

First Prize ($5,000)

I was living in a home where I was treated with hostility and cruelty by both my former partner and his family, who had moved in and made my daily life unbearable. I came home only to ensure my kids were fed, helped with homework, bathed, and tucked into bed. The emotional abuse escalated until, one day, I was cornered and verbally attacked in my own home. That was my breaking point—and my breakthrough. 

Because of Prosper, I was able to secure a loan to cover the costs of moving and setting up a safe, stable home. My children never saw the fear, panic, or exhaustion I carried. Their innocence remains intact, their joy uninterrupted—and that is the greatest gift I could ever receive. Prosper didn't just help me financially. They helped me protect my children's peace—and helped me reclaim my strength.

—Naydia W.

Second Prize ($1,000)

I still remember the day my world felt like it was spinning out of control. My son and daughter had been in a serious car accident, and the weight of replacing that vehicle pressed on all of us. My son managed to scrape together enough savings to buy a used SUV, but just a few weeks into his new auto ownership, hidden mechanical issues forced him off the road more than once.

That's when I turned to Prosper. Within days, the money was in our account. He took that old SUV to a trusted mechanic, fixed every issue, and regained the freedom to work his part-time job and get himself and sister to school every morning without worrying about breakdowns.

Prosper has been my first call whenever life throws curveballs. When credit card balances mounted, I consolidated them into a single, lower-interest loan that felt manageable rather than oppressive. When unexpected bills landed on my doorstep, I knew Prosper would be there with an easy application and a repayment plan I could afford.

—Tara B.

"Much has changed over the past 20 years, but at Prosper, one thing that hasn't changed is our commitment to helping people thrive," said David Kimball, CEO of Prosper. "Every one of the moving stories from customers who participated in the 'How I Prosper' contest is a testament to the positive difference our platform has made in people's lives. Knowing the impact we have on our customers and their families is what drives us to continue expanding and evolving our ecosystem." 

An additional 20 contest finalists were awarded $200 prizes. To view all of the "How I Prosper" winners and finalists, please visit https://www.prosper.com/blog/prosper-announces-winners-of-how-i-prosper-contest-2025.

About Prosper

Founded in 2005, Prosper introduced U.S. consumers to an innovative new approach to personal finance called peer-to-peer lending. Twenty years later, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of products.

Prosper's flagship personal loan marketplace continues to offer a unique value for borrowers and investors alike. Home equity loans and lines of credit through Prosper provide homeowners a range of options and choices for tapping into the equity they've worked hard to build. The Prosper^® Card supports people seeking access to credit and flexibility in managing their finances.

Regardless of the product, Prosper is dedicated to meeting people where they are in their financial journey, in order to advance their financial well-being. Learn more at www.prosper.com. 

*All personal loans made by WebBank.

Prosper's borrower payment dependent notes ("Notes") are offered pursuant to a Prospectus filed with the SEC. Investors should carefully consider the risks, uncertainties, and other information described in the Prospectus before investing.

The Prosper^® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard®  International.

All home equity products are underwritten and issued by Prosper's Lending Partners. Please see your agreement for details.

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Media Contact:
Alexandra Shafer
JConnelly for Prosper
[email protected]

https://www.prosper.com/blog/prosper-announces-winners-of-how-i-prosper-contest-2025

SOURCE Prosper Marketplace