Santa Cruz County Bank Rated Super Premier Performing Bank by The Findley Reports, Inc.

SANTA CRUZ, Calif., April 6, 2012 /PRNewswire/ -- Santa Cruz County Bank, a locally owned and operated full-service community bank headquartered in Santa Cruz County, today announced receipt of the designation of Super Premier Performing Bank for 2011 by The Findley Reports, Inc., a highly regarded financial industry consulting firm. For over forty years The Findley Reports has been recognizing the financial performance of banking institutions in California. For a bank to achieve this rating it must meet the Super Premier Performance key ratios and growth rates established by Findley Reports, Inc. Super Premier Performing is the highest rating level established by Findley Reports, Inc.

This rating follows the 2010 designation of Super Premier Performing for Santa Cruz County Bank by Findley Reports, Inc. Gary Steven Findley, Editor of The Findley Reports remarked, "It is a great honor to recognize exceptional banks that are able to perform consistently over several years. Santa Cruz County Bank is one of those entities. They remain an exceptional bank not only through their financial performance but focus on the community that they serve. In evaluating banks for recognition, The Findley Reports focuses on four components: growth, return on beginning equity, net operating income as a percentage of average assets and loan losses as a percentage of gross loans. Santa Cruz County Bank continues to deliver strong financial performance that ranks in the top 10% of all banks in the Western United States."  

ABOUT SANTA CRUZ COUNTY BANK

Headquartered in Santa Cruz, Santa Cruz County Bank is a full service bank serving the banking needs of individuals and businesses throughout Santa Cruz County.  The Bank operates five full-service banking offices and two self-serve banking centers in Santa Cruz County. The Bank's full-service banking offices are located in Aptos, Capitola, Santa Cruz, Scotts Valley and Watsonville. The Bank commenced operations on February 3, 2004 in Santa Cruz.

Santa Cruz County Bank's common stock is listed on the Over the Counter (OTC) Bulletin Board under the stock symbol SCZC. More information on the Bank may be obtained through its website: www.sccountybank.com or by calling 831.457.5000.

This release may contain forward-looking statements that are subject to risks and uncertainties. Such risks and uncertainties may include but are not necessarily limited to fluctuations in interest rates, inflation, government regulations and general economic conditions, and competition within the business areas in which the Bank is conducting its operations, including the real estate market in California and other factors beyond the Bank's control. Such risks and uncertainties could cause results for subsequent interim periods or for the entire year to differ materially from those indicated. Readers should not place undue reliance on the forward-looking statements, which reflect management's view only as of the date hereof. The Bank undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances. 

SOURCE Santa Cruz County Bank