Sedgwick Data Identifies Trends Transforming Property Claims

Sedgwick 2026 Loss Adjusting Report Highlights Eight Trends Redefining Global Property Claims

MEMPHIS, Tenn., Sept. 10, 2026 /PRNewswire/ -- Sedgwick has released its annual Loss Adjusting Insights Report. The report examines eight of the most pressing trends and emerging risks shaping commercial and residential property claims in 2026, combining industry data, real-world claims experience, and expert perspectives to help carrier and risk leaders address and prepare for what comes next.

The 2026 edition builds on last year's inaugural report and explains how climate volatility, AI adoption, expanding data center and energy infrastructure, construction exposures, valuation disputes, workforce constraints, and pressure on claim costs and cycle times are transforming the property claims landscape. It also outlines practical considerations for carriers and claims professionals seeking to strengthen preparedness, manage costs, and improve claim outcomes.

"Today's property claims environment is being reshaped by forces that used to move independently and now work in tandem," said Scott Richardson, President of Property of Americas, Sedgwick. "Extreme weather is intensifying just as industries and infrastructure are growing larger and it is increasing the complexity for what it takes to successfully see a claim through from start to finish. Success in this adjusting environment requires pairing specialized expertise with the right technology and partners to stay ahead of what's next."

Key findings from the 2026 Loss Adjusting Insights Report include:

• Climate Volatility & Renewable Energy Risk – The U.S. experienced 23 weather disasters exceeding $1 billion in damages in 2025, while severe convective storms generated more than $50 billion in insured losses for the third consecutive year. At the same time, 54% of renewable energy providers cite weather damage as their top operational concern, as specialized systems such as battery storage introduce new failure risks like thermal runaway and explosions.
• Shrinking Recovery Windows – In 2025, the average time between billion-dollar U.S. weather disasters fell to just 10 days, leaving carriers less time to reset operations, redeploy teams, and prepare for the next event. Workforce constraints are adding to the pressure, with the U.S. construction industry expected to need 349,000 additional workers in 2026 to meet demand.
• Rising Project Values, Rising Delays – Large-scale commercial projects can carry total insurable construction values between $10 billion and $30 billion, while lead times for specialized equipment have more than doubled in the past five years. A single delayed replacement can stall recovery as financing expenses, professional fees and other soft costs continue to accumulate.

Drawing on industry data, expert perspectives from Sedgwick leaders, and forward-thinking strategies, the 2026 Loss Adjusting Insights Report is designed to help industry professionals navigate eight of the most pressing trends reshaping property claims today. From the rise of AI and evolving talent needs, to the growing complexities of energy, construction, and catastrophe losses, this latest edition offers property claims professionals a trusted resource and guide to understanding change, anticipating challenges, and finding opportunities to better serve clients and their communities.

To download the 2026 Loss Adjusting Insights Report,  click here. 

About Sedgwick
Sedgwick is the world's leading risk and claims administration partner, helping clients thrive by navigating the unexpected. The company's expertise, combined with the most advanced AI-enabled technology available, sets the standard for solutions in claims administration, loss adjusting, benefits administration and product recall. With over 33,000 colleagues and 10,000 clients across 80 countries, Sedgwick provides unmatched perspective, caring that counts, and solutions for the rapidly changing and complex risk landscape. Sedgwick's majority shareholder is The Carlyle Group; Stone Point Capital LLC, Altas Partners, CDPQ, Onex and other management investors are minority shareholders. For more, Sedgwick.com.

SOURCE Sedgwick Claims Management Services, Inc.