Sixth Annual 'Allstate America's Best Drivers Report™' Reveals New Safest Driving City

Rocky Mountain, Appalachian Cities among Nation's Safest

Sep 02, 2010, 01:00 ET from Allstate Insurance Company

NORTHBROOK, Ill., Sept. 2 /PRNewswire/ -- The Allstate Insurance Company (NYSE: ALL) today released its sixth annual "Allstate America's Best Drivers Report™." The report ranks America's 200 largest cities in terms of car collision frequency to identify which cities have the safest drivers, according to Allstate claim data.

This year's top honor of "America's Safest Driving City" is Fort Collins, Colorado. According to the report, the average driver in Fort Collins will experience an auto collision every 14.5 years, which is about 31 percent less likely than the national average.

"For the sixth year, Allstate is releasing the Allstate America's Best Driver's Report to facilitate an ongoing dialogue on safe driving," said Mike Roche, senior vice president, Allstate's Claim Organization. "We also want to recognize the city of Fort Collins for being the safest driving city in America, and we salute all of America's safe drivers, who help make our communities better places to live, work and raise families."

Fort Collins city officials credit their residents with earning the safe driving recognition.

"Once again, the people of Fort Collins have made me proud to live in this community," said Fort Collins Mayor Doug Hutchinson. "Becoming America's Safest Driving City takes quality roads and infrastructure. But more than anything else, it's the result of individuals taking responsibility for keeping our streets safe."

Auto crashes in general have declined over the last few years, but crash fatalities still average around an alarming 35,000 every year despite technological advances, according to the National Highway Traffic Safety Administration.

"Human error is the biggest cause of accidents. It is vital for us to educate drivers across the country on the importance of being tolerant and attentive behind the wheel," said Roche.

Allstate offers the following safe driving tips drivers should consider:

  • Minimize distractions Engaging in any other activity while driving – talking on your cell phone, text messaging, changing a radio station, putting on makeup – is a distraction.
  • Be aware of road conditions Ice, snow, fog, rain – all of these weather conditions require extra caution and slower speeds.
  • Leave a safe distance between your car and others around you Maintain at least one car length space between your car and the vehicle in front of you for every 10 miles per hour of speed.
  • Steer clear of road rage – Reduce stress on the road by allowing plenty of time for travel, planning your route in advance, and altering your schedule or route to avoid congested roads. Remember not to challenge aggressive drivers and stay as far away from them as possible.
  • Maintenance matters – Ultimately, safety also depends on the maintenance of one's car. Ensure that car brakes, exhaust system, tires, lights, battery and hoses are in good working order.

The Report

For the past six years, Allstate actuaries have conducted an in-depth analysis of company claim data to determine the likelihood drivers in America's 200 largest cities will experience a vehicle collision compared to the national average. Internal property damage reported claims were analyzed over a two-year period (from January 2007 to December 2008) to ensure the findings would not be impacted by external influences such as weather or road construction.

A weighted average of the two-year numbers determined the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate's auto policies represent about 11 percent of all U.S. auto policies, making this report a realistic snapshot of what's happening on America's roadways.

[Complete report available at]

The Top Ten

For the first time in the report's six-year history, Fort Collins was revealed as the safest driving city.

City & Overall Ranking

Collision Likelihood Compared to National Average

Average Years Between Collisions

1.   Fort Collins, Colo.

-31.2% less likely


2.   Chattanooga, Tenn.

-22.7% less likely


3.   Boise, Idaho

-22.3% less likely


4.   Colorado Springs, Colo.

-20.0% less likely


5.   Knoxville, Tenn.

-19.5% less likely


6.   Eugene, Ore.

-18.3% less likely


7.   Reno, Nev.

-18.2% less likely


8.   Huntsville, Ala.

-18.1% less likely


9.   Lincoln, Neb.

-17.9% less likely


10. Cedar Rapids, Iowa

-16.5% less likely


Additional "Road" Scholars

Drivers in U.S. cities with populations of one million-plus are more likely than the national average to experience a collision. Motorists in Phoenix topped the list in this category making them the safest big city commuters.

Cities with More Than One Million Residents:

City & Overall Ranking

Collision Likelihood Compared to National Average

Average Years Between Collisions

74.    Phoenix, Ariz.

1.9% more likely


103.  San Diego, Calif.

8.3% more likely


159.  New York, N.Y.

28.6% more likely


161.  Houston, Texas

29.5% more likely


163   San Antonio, Texas

30.2% more likely


167.  Chicago, Ill.

32.3% more likely


173.  Dallas, Texas

35.2% more likely


183.  Los Angeles, Calif.

44.7% more likely


187.  Philadelphia, Pa.

53.5% more likely


For more information on how your safe driving record can save you money on your insurance, including cash off your renewal bill and cash off your deductible, contact an Allstate agent or call 1-800-ALLSTATE.

To view the complete "Allstate America's Best Drivers Report," or to see previous year's results, log onto

About Allstate

The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held personal lines insurer. Widely known through the "You're In Good Hands With Allstate®" slogan, Allstate is reinventing protection and retirement to help more than 17 million households insure what they have today and better prepare for tomorrow. Consumers access Allstate insurance products (auto, home, life and retirement) and services through Allstate agencies, independent agencies, and Allstate exclusive financial representatives in the U.S. and Canada, as well as via and 1-800 Allstate®.

Note: The Allstate data excludes cities in the state of Massachusetts. Other cities not represented by any zip codes found in Allstate data: West Valley, Utah, Coral Springs, Fla., Lakewood, Colo., and Pembroke Pines, Fla. The Allstate Best Drivers Report is produced solely to boost the country's discussion about safe driving and to increase awareness of the importance of being tolerant and attentive behind the wheel. The report is not used to determine auto insurance rates. A state specific adjustment was utilized for the Michigan cities to account for the unique coverage offered in that state.

SOURCE Allstate Insurance Company