Stealth Partner Group Releases 2025 State of the Market Report

CHARLOTTE, N.C., May 22, 2025 /PRNewswire/ -- Stealth Partner Group, an Amwins company and premier stop-loss general agency, released its comprehensive State of the Market report, providing up-to-date market intelligence on healthcare and employer stop-loss trends along with professional analyses discussing multiple factors driving the stop-loss marketplace, in-depth commentary across key segments, carrier insights, best practices, suggested cost-saving considerations and benchmarking data from Stealth's book of business.

The annual report helps brokers and employers navigate market volatility and protect health plan assets while providing valuable insight into cost drivers, claim trends, legislative impacts, and strategic stop loss procurement and renewal approaches.

"As healthcare costs and catastrophic claims continue to climb, we're seeing increased pressure on plan sponsors and brokers to make smarter, faster decisions," said Riva Dumeny President of Amwins Group Benefits. "This year's report dives deep into the shifting dynamics of our market and provides actionable intelligence to help clients build stronger, more resilient plans."

The 2025 report highlights:

• Rising medical inflation, prescription drug costs, and infusion site-of-care differentials
• Increased adoption of aggregating specific deductibles and other premium mitigation strategies
• Impacts of ERISA fiduciary duties, data transparency mandates, and state-level legislation
• Benchmark data across industries, regions, and group sizes
• The continued growth of captives, level-funded plans, and alternative risk arrangements
• Strategies to manage high-dollar claims from gene therapies, newborn NICU stays, and GLP-1 utilization

New this year is a deeper dive into network contract disputes, the financial pressures of emerging gene and cell therapies, and the implications of rapidly growing specialty drug pipelines. The report also explores cash-flow strategies such as Stealth Advance and evaluates how employer fiduciaries can meet transparency mandates and reduce plan leakage through pre-payment audits and dependent eligibility verification.

"We are seeing employers become more sophisticated buyers of healthcare," Dumeny added. "Those who embrace data, carve-outs, and creative plan design are better positioned to manage volatility, and Stealth is here to support them every step of the way."

"Brokers are being asked to do more with less in an increasingly complex environment," said Jeremy Fife, Regional President at Stealth Partner Group. "This report equips them with the data and strategy needed to lead with confidence and deliver smarter, more proactive solutions for their clients."

The full 2025 Stop Loss State of the Market Report is available for download.

About Amwins
Amwins is the largest independent wholesale distributor of specialty insurance products in the U.S., dedicated to serving retail insurance agents by providing property and casualty products, specialty group benefits, and administrative services. Based in Charlotte, N.C., the company operates through more than 138 offices globally and handles premium placements in excess of $44.5 billion annually. For more information, visit amwins.com.

About Stealth Partner Group
Stealth Partner Group, an Amwins Company, was founded in 2009 and has grown to be one of the largest specialized general agencies in the country. The firm partners with brokers, consultants, and third-party administrators (TPAs) to negotiate, implement, and assist in managing medical stop-loss and ancillary benefits with the nation's top-tier carriers. With 15 offices across the U.S., Stealth offers its clients more than 150 years of collective experience in the stop-loss and ancillary insurance marketplace. For more information, visit stealthpartnergroup.com.

For further information contact:
Amwins
Lisa Kuszmar
Telephone: 704.749.2780
Email: [email protected]

SOURCE Amwins