NEW YORK, Aug. 23, 2012 /PRNewswire-USNewswire/ -- While the path of Tropical Storm Isaac is still unclear, the Insurance Information Institute (I.I.I.) has a number of experts who can provide information on the insurance implications of the storm.
To arrange an interview with the I.I.I., please call the New York City press office at 212-346-5500. You can reach the following I.I.I. spokespeople after hours at:
Dr. Robert Hartwig: 917-453-1885; [email protected]
Jeanne Salvatore: 917-612-4088; [email protected]
Michael Barry: 917-923-8245; [email protected]
Loretta Worters: 917-620-0982; [email protected]
Lynne McChristian (for Florida-specific questions): 813-480-6446; [email protected]
Elianne Gonzalez (for Spanish-speaking interviews): 954-389-9517; [email protected]
Wind damage from both tropical storms and hurricanes is covered under standard homeowners and business insurance policies. Flood damage resulting from storm surge caused by hurricanes is not covered under standard homeowners and renters insurance policies; however flood coverage is available from the National Flood Insurance Program (NFIP) and from a few private insurance companies.
Damage to cars from hurricanes is covered under the optional comprehensive portion of an auto insurance policy. This covers wind damage, flooding and even falling objects such as tree limbs. More than 75 percent of all Americans choose to purchase comprehensive auto coverage.
The following hurricane-related online resources are also available to reporters:
RESEARCH AND ANALYSIS
- Issues Update: Catastrophes - Insurance Issues
- Issues Update: Hurricane and Windstorm Deductibles
- Issues Update: Flood Insurance
- White Paper: Residual Market Property Plans - From Markets of Last Resort to Markets of First Choice
FACTS AND STATISTICS
- Making Your Home More Hurricane-Resistant: Five Steps
- Flood Insurance for Your Home
- Filing a Homeowners Insurance Claim: Six Steps
- Disaster Planning with Pets
- Home Inventory Software
"Know Your Plan" is a free mobile disaster preparedness app from the I.I.I. which delivers checklists, communication tools and vital safety tips to prepare users for hurricanes, wildfire, severe winter weather, earthquakes and other disasters. "Know Your Plan" is the second in a series of apps created by the I.I.I and follows the hugely popular "Know Your Stuff"– Home Inventory app, which is available for both iPhone and Android platforms.
The I.I.I. also has full library of educational videos on its You Tube Channel.
THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.
Insurance Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500; www.iii.org
SOURCE Insurance Information Institute